Pet insurance that's here when you need it.
And even when you don't.
  • Up to £20,000 of Lifetime vet fee cover
  • 24/7 vet video calls with FirstVet
  • We pay 97% claims¹
Excellent
4.3 out of 5
4.3 out of five star rating on Trustpilot
4.3
Read more reviews at trustpilot
Golden retriever puppy and cat sit in a cosy home

Why pick ManyPets pet insurance?

Up to £20,000 of vet fee cover that renews every policy year, designed for pet parents just like you.

97% claims paid¹

Peace of mind when you need it most. Based on registered claims between May-October 2024.

Dental illness cover

Available on all plans except Essential Care. Dental illness is covered up to your vet fee limit – one of the highest levels of dental cover in the UK.

Unlimited, 24/7 video vet calls with FirstVet

Like 40,000 ManyPets customers, in the last 12 months, get advice from a UK-registered vet on your phone, day or night at no extra cost. No excess, no impact on your renewal price.

Simple claims

Easily claim through your vet with the ManyPets Vet Portal. We can pay your vet directly, and you can track your claim's progress in My Account: that means less hassle for you. We'll send any updates about your claim via text.

MoneyBack optional extra

Get 20% of your premium back if you haven't needed to claim in your policy year. Available to add to most of our plans.

More reasons to love us

Unlimited, 24/7 video vet calls with FirstVet

Get advice from a UK-registered vet on your phone, day or night at no extra cost. No excess, no impact on your renewal price.

Pay your vet directly

We can pay your vet directly, as long as they agree, to save you the upfront costs

One excess per year, not per condition²

Unlike many others, we charge just one excess each policy year, if you claim. So, even if you need to claim multiple times for the same pet in one policy year, you'll only pay one excess amount.

Dedicated online account

Manage your plan with your own online account. You can even quickly submit your claim & track its progress

15% multi-pet discount

Insure more than one pet to get up to 15% off with our multi-pet discount. Each pet can have their own plan

Access to ManyPets Perks

Access to handpicked Perks, including two months free flea, tick and worming treatment, up to 30% off food, and much more.

Compare our pet insurance plans

We’ve got a range of pet insurance plans with cover up to £20,000. Compare our plans below and pick the one that’s right for you.

Essential CareStandard Care Pre-existingStandard CareComplete Care
Plan details
Vet fee cover up to£5,000£7,000£10,000£20,000
Pre-existing conditions cover
Cover for conditions that ended 2 years before policy start date
Up to £1,500 cover for conditions that ended 3 months before policy start date
Cover for conditions that ended 2 years before policy start date
Cover for conditions that ended 2 years before policy start date
ExcessOnce per year (not per condition, like many other insurers)Once per year (not per condition, like many other insurers)Once per year (not per condition, like many other insurers)Once per year (not per condition, like many other insurers)
CT/MRI scan and cruciate ligament surgery £1,000
Dental illness & accident Accidents only (Up to £1,000)
Complications from routine treatment
Emergency boarding£1,000£1,000£1,000£1,000
Death of your pet£500£1,500£1,500£6,000
Missing or stolen (including advertising) £500 (excluding replacement costs)£1,500£1,500£6,000
Behaviour treatment
Illustration, Woman crouching down with a phone in her hand. She is petting her dog who is sitting and looking down. They're sharing a moment.

Unlimited vet support

All our customers with vet fee cover get unlimited 24/7 video call access to UK-registered vets

  • Fast, expert advice if your pet looks unwell or has an injury
  • Helps you to decide if your pet needs a trip to the vet, or if it can be managed at home
  • Convenient and gives reassurance that you're doing the right thing

A great relief to have a video consultation and advice in the early hours after my dog suffered a vaccine reaction

Pet Insurance Provider Of The Year 2025

Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards.

Moneyfacts logo on a black background that reads "Winner Moneyfacts Awards 2025 Pet Insurance Provider of the Year"
Moneyfactscompare.co.uk Awards 2025 - Best Claims Service
Trustpilot rated excellent badge
an award logo showing manypets as the winner of the moneyfacts pet insurance provider of the year 2024, consumer awards

5-star customer reviews from Trustpilot

Frequently asked questions

We answer the most common questions about pet insurance.

How much will my cover cost?

You can find out by getting a quick quote. It's difficult to predict how much a pet insurance plan will cost so it's easiest to enter some details about your pet to see the prices for different plans. If you call up you'll be asked the same questions we have online, which are used to calculate your price.

Can I call you?

Yes. We love to help people who want to know more about our cover. Get in touch with our UK customer service team on 0345 340 4090.

What is lifetime cover?

Lifetime pet insurance refers to plans that have a vet fee limit that resets each year you renew. You can claim up to the full vet fee limit every year and they provide continued cover for conditions your pet may develop during its lifetime. Find out more about how lifetime pet insurance works.

Footnotes

  1. Based on registered claims between May and October 2024.

  2. Excludes excess for Legal claims, which has a separate excess payable per claim.

  3. Perk offers are subject to change.