How does 4Paws pet insurance policies compare to ManyPets?
4Paws offers three types of cover, each with a range of cover levels:
Time limited – A time-limited policy is designed to help with the initial costs of veterinary treatment. 4Paws offers £1,000, £2,000 or £3,000 in vet fees cover for up to 12 months per incident. It includes up to £1m in third party liability per year (for dogs only).
Maximum benefit – This is a per-condition and includes £1,000, £2,000, £3,000 or £7,000 of vet fees per condition. There are a number of other policy features such as public liability, cover for death and loss from theft or straying, and holiday cancellation.
Lifetime – As the name suggests, this is a lifetime policy and includes £1,000, £2,000, £4,000, £7,000 or £12,000 in vet fees per year, up to £750 per year complementary treatment cover, up to £1,000 per year for boarding fees and advertising and reward respectively, and up to £3m in third party liability per year (for dogs only).
ManyPets only offers lifetime pet insurance policies because we don't want your cover to run out while you still need it. Lifetime pet insurance gives you an annual vet fee limit that refreshes each year when you renew.
We offer a range of cover levels up to £15,000 with our Complete policy, which is higher than 4Paws highest level of lifetime cover. The Complete policy also covers dental illnesses as well as accidents. 4Paws says it covers dental accidents and illnesses "dependant on the cover level selected".
Find out more about types of pet insurance with our pet insurance FAQs.
4Paws doesn't offer a multi-pet discount. ManyPets offers a 15% discount for pets on the same policy.