Like other pet insurance companies, ManyPets doesn’t cover pre-existing conditions.
Dog insurance
ManyPets insurance for minor scrapes and dog-gone emergencies
From bow-wow boo-boos to canine cataclysms, ManyPets reimburses pup parents for life’s many accidents and illnesses.)
What does dog insurance cover?
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Exams
Get to the root of the problem fast with your pup’s favorite vet.:quality(75))
Diagnostics
Lab work, x-rays, MRIs, blood work and any other tests your pup needs.:quality(75))
Treatments
Rehabilitation, chiropractic treatment, or even acupuncture, so long as a vet prescribes it.:quality(75))
Digestive illnesses
Get covered for your dog’s tummy or intestinal issues.:quality(75))
Broken bones
Accidents happen. We’ve got your pup’s back, even if it’s in a brace.:quality(75))
Cancer treatments
Get covered for (very costly) radiation treatments, surgeries, and chemotherapy.:quality(75))
Hereditary conditions
It doesn’t matter if your pup got it from his mom or dad - we’ll cover it if it's not a pre-existing condition.:quality(75))
Congenital conditions
If your dog was born with it and it's not a pre-existing condition, we’ll take care of it.:quality(75))
Prescription meds
If a vet prescribes medication, we’ve got it covered.A closer look
How does ManyPets dog insurance compare to the competition?
Here's how ManyPets stacks up against other pet insurance companies
Nationwide | PetsBest | HealthyPaws | Lemonade | ||
---|---|---|---|---|---|
Policy Details | |||||
No Annual Limits | |||||
No Condition-Specific Waiting Periods | |||||
No fees (Sign-up, Interest, Claims-handling) | Costs Extra | Costs Extra | |||
Accident & Illness | |||||
Sick Visit Exam Fees | Costs Extra | ||||
Pre-existing conditions | 18 Mos | 12 Mos | Post 18 Mos | Anytime Before Policy | 12 Mos |
Chiropractic & Acupuncture | Optional | ||||
Dental Illness | |||||
Hereditary Conditions | |||||
Diagnostic Testing | |||||
Vet Specialists | |||||
Cancer Treatment | |||||
Wellness Plan | |||||
Routine Checkups | |||||
Preventive care | |||||
Dental Cleanings | |||||
Holistic Care | |||||
Customer service | |||||
Live Chat Available | |||||
24/7 Tele-Vet | Coming Soon |
Comparisons are based on quotes manually taken from each competitor's website in 2022. These are subject to change at any time.
Forbes' #1 Pet Insurance Company for 2023
Why ManyPets dog insurance?
ManyPets offers nose-to-tail dog health insurance for accidents and illnesses
at competitive prices with no hidden fees.
Your ManyPets dog health plan may also cover certain items—like accident or illness exams and treatments for dental disease—that some of our competitors don’t.
And unlike many other companies, ManyPets dog insurance plans don’t place annual caps on reimbursement for approved claims.
Pre-existing conditions and insurance
Insurance for your canine’s canines
Yes, ManyPets dog insurance includes coverage* for dental injuries.And unlike some of our competitors’ plans, the ManyPets pet insurance policy also includes coverage* for dental illnesses like periodontal disease.
Dog insurance quotes tailored to your pup
Save big on your canine's preventative care
ManyPets Wellness Plan designed for dogs
All the items healthy canines need, including:
$600 in wellness benefits for $46.04 $34.99/mo
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Insurance for all your woofs and meows.
ManyPets offers insurance
for dogs and cats of all ages, including puppies and kittens, adult dogs and cats, and older dogs and cats. Get information on options for the whole furry family.
Dogs
Cats
Purebred or mixed, we've got your dog covered
5-star pet insurance customer reviews from Trustpilot
How dog insurance claims work
Visit any vet
Pick a vet, any vet. No networks, no restrictions.Claim online
File a claim online anytime during or after your pet's vet visit.:quality(75))
Get up to 80% of your vet bill back
No, really. 80%.Dog breed guides
Read our guides to some of the US's favorite dog breeds, including common health conditions, personality traits, the cost of treatment, and pet insurance.
Dog insurance FAQS
All the questions you’ve ever wanted to ask about our dog insurance
How much does dog insurance cost?
How much does dog insurance cost?
In the US, the cost of insuring your dog can depend on:
Your pet's breed
Their age
Where they live
The best way to find out exactly how much it’ll cost to insure your dog is to get a quote! We promise it only takes a few moments.
How is the cost of pet insurance impacted by where my dog lives?
How is the cost of pet insurance impacted by where my dog lives?
Different states and zip codes are a bit more expensive for veterinary care than others, which may lead to somewhat higher premiums in those locations. However, keep in mind that other factors, including age and breed, also affect prices. Learn how we calculate pet insurance costs.
Is pet insurance more expensive for older dogs?
Is pet insurance more expensive for older dogs?
Age is just one of several factors that influence your premium. All other factors being equal, a premium for an older dog is indeed likely to be higher than a premium for a younger one. Since older dogs are significantly more likely to develop serious health conditions.
Why are some dog breeds more expensive to insure than others?
Why are some dog breeds more expensive to insure than others?
Some dogs are more prone to health conditions than others, and as a result, certain dog breeds cost just a bit more to insure. Dogs with a propensity to develop breed-specific medical conditions—for instance, flat-faced or “brachycephalic” breeds like French Bulldogs and Pugs — tend to have higher premiums.
Learn more in our guide to how we calculate pet insurance costs.
Are dog vaccinations covered?
Are dog vaccinations covered?
Vaccinations aren’t covered under our dog insurance policy. However, vaccinations and other types of preventative care may be reimbursed under our non-insurance Wellness Plan!
Do dog insurance plans cover end-of-life services?
Do dog insurance plans cover end-of-life services?
ManyPets pet insurance does indeed offer coverage for euthanasia and cremation related to accidents and illnesses that qualify for coverage. Not all pet insurance companies can say the same. But for now, let’s just think about keeping your furry family member happy, healthy, and frisky well into their senior years.
Are there any age restrictions for enrolling in dog insurance?
Are there any age restrictions for enrolling in dog insurance?
You can enroll your dog in pet insurance up until they’re 14 years old (plus one day). If you insured your doggo before they turned 14, they’ll never age out of their policy as long as you maintain continuous coverage. Meanwhile, a puppy must be at least 8 weeks old before ManyPets can insure them.
What does dog insurance not cover?
What does dog insurance not cover?
Your dog's insurance policy will not cover:
Accidents or illnesses that meet the definition of a pre-existing condition
Future treatment of any injuries to a leg when there have been cruciate ligament problems to any other leg prior to your policy being in effect
Hip dysplasia if a pet is six years of age or older when the policy goes into effect, or if the pet has been previously diagnosed with or treated for hip dysplasia
Coverage may also be denied if proper routine care is not provided to your dog and such a lack of routine care is a direct factor in the claimed accident or illness.
Other exclusions may apply. For more information, please refer to the exclusions section of our sample policy.
Do all vets accept dog insurance?
Do all vets accept dog insurance?
ManyPets doesn’t work directly with veterinarians. Instead pet parents simply submit their claim directly to ManyPets, and we’ll reimburse you for any approved claims directly. Pick any licensed vet — no networks!