Provider of the Year 2026

Pet insurance trusted by over 300,000 owners

Get up to £60 Amazon.co.uk Gift Card¹
Limited time offer - Purchase today

£20 cat | £40 dog | £60 multi-pet


  • High lifetime vet fee cover up to £20,000
  • 24/7 vet video calls
  • We pay 97% claims²
  • We can pay your vet directly
Excellent
4.4 out of 5
4.4 out of five star rating on Trustpilot
4.4
Read more reviews at trustpilot
Defaqto 5-star rating for Pet Insurance 2025, labeled "Expert Rated." Note: Excludes Essential Care Plans.
Award badge featuring "Winner" text, two gold coins with pound symbols, and "Moneyfactscompare.co.uk Awards 2026 Consumers’ Choice" text.
MF Pet Insurance Provider of the Year 2025

Offer ends 31/03/26. T&Cs apply¹

Amazon.co.uk Gift Card partially concealed by a fluffy, curved, orange and white feline tail on a pink background.

Compare our lifetime plans

We’ve got a range of plans to suit your pet's needs, and your budget. Compare them below and pick the one that’s right for you.

Essential CareStandard Care Pre-existingStandard CareComplete Care
Plan details
Vet fee cover up to£5,000£7,000£10,000£20,000
Pre-existing conditions cover
Cover for conditions that ended 2 years before policy start date
Up to £1,500 cover for conditions that ended 3 months before policy start date
Cover for conditions that ended 2 years before policy start date
Cover for conditions that ended 2 years before policy start date
ExcessOnce per year (not per condition, like many other insurers)Once per year (not per condition, like many other insurers)Once per year (not per condition, like many other insurers)Once per year (not per condition, like many other insurers)
CT/MRI scan and cruciate ligament surgery £1,000
Dental illness & accident Accidents only (Up to £1,000)
Complications from routine treatment
Emergency boarding£1,000£1,000£1,000£1,000
Death of your pet£500£1,500£1,500£6,000
Missing or stolen (including advertising) £500 (excluding replacement costs)£1,500£1,500£6,000
Behaviour treatment

Why pet owners choose us

Up to £20,000 of lifetime vet fee cover that renews every policy year, designed for pet parents just like you.

Clear cover, no surprises

Some policies include complex limits and exclusions. We focus on straightforward, easy-to-understand cover

Designed around real pet needs

We give you options to choose the cover that fits your pet. Adjust your excess and co-payment

Claims without the stress

A quick, simple claims process so you can focus on your pet, not paperwork. Claim in minutes online, over the phone or via your vet (if they agree)

Unlimited, 24/7 video vet calls

Get advice from a UK-registered vet on your phone, day or night at no extra cost. No excess to pay to use it.

Dental illness cover

Available on all plans except Essential Care. Dental illness is covered up to your vet fee limit – one of the highest levels of dental cover in the UK.

One excess per year, not per condition

Unlike many providers, you'll only pay one vet fee excess per year, not per condition. So, you can claim multiple times and pay it just once.

Pet Perks

Access to handpicked Perks, including two months free flea, tick and worming treatment, up to 30% off food, and much more.

Trusted by pet owners nationwide

Over 23,000 5-star Trustpilot reviews, and awarded Pet Insurance Provider Of The Year 5-times between 2026 and 2021 with Moneyfactscompare.co.uk

I have a...
Dog

Many Perks with your plan

2 months free flea, tick & worming treatment

New ManyPets customers will get 2 months free of flea, tick and worming treatment. Sign up in My Account after you buy a plan. Delivered directly to your door, every month

Fulfilled by VetBox logo

30% off dog food

Get up to 30% off quality pet food from Edgard & Cooper, Pooch & Mutt and more

edgard-cooper logo

DNA analysis

Get a 30% discount on DNA analysis to find out about your dog's breeding history from Wisdom Panel.

Wisdom panel logo

Free first aid course

Know the vital signs of distress and what to do in an emergency.

ManyPets

Refer a Friend

Refer a friend and you'll both get at least £20. Plus, there's no limit on the number of friends you refer.

ManyPets

Joint supplements

Get a 30% discount across the Pooch & Mutt joint supplement range.

Pooch and mutt logo

What does our pet insurance cover?

Pet insurance is there to cover the cost of unexpected vet bills when your pet has an accident or falls ill. That can include:

Vet visits

Any consultation or examination that isn’t a routine check up.

Treatment

Medications and surgery recommended by a vet, depending on your chosen plan.

Diagnostic tests

Including blood, urine or stool tests, plus any scans like X-rays, MRIs and CT scans.

But that’s not all we cover

There’s more to our pet insurance than just veterinary treatment. We’ll also cover you for:

Missing pet

All our plans offer help towards the cost of advertising and reward should your pet go missing

Third-party liability

All of our plans include £2m of cover if someone takes legal action against you and your dog.

Overseas travel

EU travel cover when going abroad with your pet available on all our plans; worldwide cover on Complete Care plan

Emergency pet care

All our plans have £1,000 cover for looking after your pet if you have an unplanned hospital stay.

5-star customer reviews from Trustpilot

Frequently asked questions

We answer the most common questions about pet insurance.

How much will my cover cost?

You can find out by getting a quick quote. It's difficult to predict how much a pet insurance plan will cost so it's easiest to enter some details about your pet to see the prices for different plans. If you call up you'll be asked the same questions we have online, which are used to calculate your price.

Can I call you?

Yes. We love to help people who want to know more about our cover. Get in touch with our UK customer service team on 0345 340 4090.

What is lifetime cover?

Lifetime pet insurance refers to plans that have a vet fee limit that resets each year you renew. You can claim up to the full vet fee limit every year and they provide continued cover for conditions your pet may develop during its lifetime. Find out more about how lifetime pet insurance works.

Footnotes

¹ Offer subject to terms and conditions.

² Overall we pay 97% of claims. For our Pre-existing product we pay 92% of claims. Based on all registered claims between May to October 2024. Claims data is based on the FCA General Insurance Value Measures.

³ Excludes Legal claims which has a separate excess payable per claim.

Perk offers subject to change. Terms apply.