Multi-pet insurance for dogs and cats

Up to 15% discount on multi-pet mix-and-match plans

Protect your pets and your pocket with one of the highest multi-pet insurance discounts in the UK (Excludes Value £2k).

  • Discount applies every year you renew
  • Up to £15,000 vet fee cover per pet
  • No upper age limits
  • Unlimited, 24/7 video vet calls with FirstVet at no extra cost
Excellent
4.3 | 1,266
4.3 out of 5
Read more reviews at Feefo

Award-winning insurance

Voted Pet Insurance Provider of the Year in the 2024 Moneyfacts Consumer Awards; Winners of the Feefo Platinum Trusted Service Award 2023; Awarded 5 stars by Fairer Finance 2024.

What is multi-pet insurance?

When you’ve got a whole pack of pets to cover, we know the costs can quickly mount up. That’s where multi-pet insurance can help.

It has all the same benefits as our other pet insurance but rewards you with a discount when you insure more than one pet with us. You can mix-and-match plans, choosing the right level of cover suitable for each of your pets. Multi-pet insurance can work out cheaper than buying separately.

At ManyPets, we offer a multi-pet discount of up to 15%, which is available on all of our plans apart from our Value 2k. That’s one of the highest multi-pet discounts in the UK – and it applies every year you renew.

How does our multi-pet insurance work?

It’s simple. Each pet has its own policy with it's own separate vet fee limit, so you don’t need to worry about cover being split between pets. You can take out a multi-pet policy from the start, or you can add a pet at any time via My Account. And it can cover any cat, dog, kitten or puppy combo you like.

An example. You may choose to insure your cat on a Regular £7k policy and your dog on a Complete £15k policy. By insuring both pets with us, you'll qualify for a 15% discount on their premium price.

You can even add pets that have pre-existing conditions. As long as your pet’s been free from signs, symptoms, treatment, medication or advice for an issue for two years, a condition will be treated as new once you have a policy with us.

For conditions that have occurred within two years, there’s our Pre-existing policy, which also offers the benefit of a 15% multi-pet discount.

Why our multi-pet insurance policies are different

Free, fast, vet advice on your phone. Available evenings, weekends, whenever you need.
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Simple claims

Claim online with no paper forms. We’ll update you on its progress.

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Moneyback optional extra

Pay a little more for your policy and get 20% of your premium back at renewal if you haven’t needed to make a claim.

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Quality cover

£15,000 of vet fee cover that includes dental and behavioural treatment with our Complete policy.

Two speech bubbles, one with a play symbol and the other with a vet

Unlimited, 24/7 video vet calls with FirstVet

Get advice from a UK-registered vet on your phone, day or night at no extra cost. No excess, no impact on your renewal price.

Compare multi-pet insurance policies

See how some of our key features stack up against three popular pet insurers.

ManyPets Petplan Animal Friends Tesco
Multipet discount Up to 15% off total premium £12 per pet per year None available 10% with policy restrictions
Dental illness cover Up to £15,000 Up to £12,000 Up to £3,000 Up to £10,000
Covers conditions that ended two years ago ✔️ Depends on insurers decision ✔️
All policies are lifetime ✔️
All policies are lifetime ✔️
Pet health perks and discounts up to £500 ✔️
24/7 online vet advice ✔️ ✔️ ✔️

Table updated on 26/6/23

A vet walking out of a phone to pet a dog

Unlimited, 24/7 video vet calls

Ever wished you had a vet in your phone contacts? Now you do. As a member of our pack, you have access to unlimited, 24/7 video vet calls at no extra cost.

It’s there to provide reassurance for all the times when you’re not sure if a vet visit is needed. Minor illnesses, out-of-hours accidents, anything in-between – speedy, professional advice is only ever a few taps away.

And the best part? Using the service has no impact on your renewal price and there's no excess to pay for using it.

So you can get stress free vet advice, without paying a penny.

dog_woman

Highly recommend

Sadly our pets haven’t had much luck with their health and ManyPets have been fantastic. They have paid out on all of our claims and have been super friendly and helpful during some very difficult times.

Which policies have a multi-pet discount?

A 15% multi-pet discount is available across all our policies apart from Value 2k. You can mix-and-match your pet insurance choosing a different level of cover for each of your pets including their own optional extras. Because no two pets are the same. Our multi-pet discount is one of the highest in the UK.

Complete Regular Pre-existing Value
Policy details
Vet fee cover £15,000 £7,000 £7,000 £3,000
Dental cover Accidents and illness Accidents only Accidents only Accidents only
Pre-existing conditions cover
Cover for conditions that ended 2 years ago
Cover for conditions that ended 2 years ago
£1,500
Cover for conditions that ended 2 years ago
Unlimited 24/7 video vet calls at no extra cost
Pet house sitter membership £99/yr
Free
£99/yr
Free
£99/yr
Free
£99/yr
Free

How to choose the best insurance for multiple pets

You’ll need to think about whether each policy you're considering is suitable for the pet you have in mind. Look at the vet fee cover and policy features and how important it is to have these covered.

You should also check how each policy works, whether its Lifetime, Per condition or Time-Limited as this will affect how long you can claim for a condition. Don’t just focus on discounts or how cheap the multi-pet insurance is. Remember, not all insurers will allow you to mix-and-match plans, so you should bear this in mind.

At ManyPets you can mix-and-match plans should you choose to. All our policies are Lifetime and our Complete policy will cover your pet for dental illnesses and accidents up to £15,000 as long as your pet has an annual dental check up and you follow any vet recommended treatment within 6 months.

Want to chat about our multi-pet insurance?

Our friendly team are waiting. Call us to get all your multi-pet insurance questions answered and to get a quote on 03456460749.

ManyPets Reviews

Rated 4.6/5 stars on Feefo by more than 18,000 customers in the past year, up to October 2022.

5 out of 5
Feefo independent customer feedback

“Fantastic pet insurance”

I’ve had to make multiple claims in a short space of time and each time it has been so easy to do, no stress at all, when your pet is unwell that is enough of a worry so I’m glad they make the claim process so easy.

Jodie
5 out of 5
Feefo independent customer feedback

“Perfection”

This is by far the best pet insurance company I’ve used to date. Claims are processed quickly and any queries are dealt with promptly. I find the premiums reasonable and shall continue to use them for my perfect little pet.

Joan
5 out of 5
Feefo independent customer feedback

“Glad I changed insurer”

Excellent service! Very helpful when I called with a query and then very prompt settlement of my claim.

Alan
5 out of 5
Feefo independent customer feedback

“Honest”

I would certainly recommend this company, simple claims procedure and understandable policy and helpful staff.

Ivor

Multi-pet insurance FAQs

Learn more about multi-pet insurance with our frequently asked questions.

What is covered by a multi-pet policy?

A multi-pet policy covers the same things as a normal pet insurance policy. The main part of the policy is cover for vet fees to treat your pet for an accident or illness. All our policies give you unlimited, 24/7 online vet advice.

Pet insurance won’t cover things like routine procedures, vaccinations or grooming.

Is multi-pet insurance cheaper than separate policies?

If you're insuring more than one pet with us then you'll automatically get a 15% multi-pet discount. You can mix-and-match pet insurance choosing a different level of vet fee cover for each of your pet's, including their own optional extras.

What are the benefits of multi-pet insurance?

You can get a 15% discount on multi-pet mix-and-match plans choosing a different level of vet fee cover for each of your pet's, including their own optional extras.

Can you get multi-dog insurance?

Yes, we cover both dogs and cats with our Multi-pet policies.

Can you get multi-cat insurance?

Yes, we cover both dogs and cats with our Multi-pet policies.

What is the claims process?

We've made it easy to claim online for any of your pets. You just go to My Account and choose the pet you want to make a claim for. We need a few basic details like who your vet is and what you’re claiming for and we’ll do the rest. You’ll be able to track the progress of your claim in My Account. You can also call us to make a claim if you need to. Find out more about how to claim.

Can I get a Multi-pet policy for older cats and dogs?

Yes, you can get a 15% Multi-pet discount for older pets and there’s no upper age limit for pets to be insured.

However, if you take out a policy with us after your pet's 9th birthday, you'll need to pay a compulsory excess of £99 and a 20% co-payment of each claim. If you join before your pet's 9th birthday, their excess will be a minimum of £69 (unless you chose a higher excess), plus 20% co-payment of each claim.

We also don’t cover death from illness once a pet turns nine.

Are pre-existing conditions included in multi-pet insurance policies?

If your pet has been free from signs, symptoms, treatment, medication or advice for the last two years, you’ll likely be able to pick any of our policies. Our Multi-pet discount will be applied if you insure more than one pet with us, as part of your multi-pet mix-and-match.

If your pet has had signs, symptoms, treatment, medication or advice for an issue within the last two years, it’s classed as pre-existing. We can cover those conditions under our Pre-existing policy, once they’ve been free from treatment, medication or advice for three months.

How many pets can I insure on a Multi-pet policy?

You can insure up to five pets (cats and dogs combined) on the same policy when buying our insurance online. However, if you wish to add more pets you can – just give our friendly customer service team a call and they’ll sort it for you.

You’ll get a 15% discount automatically applied, once you add more than one pet.