Multi-pet insurance for dogs and cats

A multi-pet policy covers the same things as a normal pet insurance policy. The main part of the policy is cover for vet fees to treat your pet for an accident or illness. All our policies give you unlimited, 24/7 online vet advice.

Pet insurance won’t cover things like routine procedures, vaccinations or grooming.

Our Multi-pet discount can make it cheaper to insure more than one pet on the same policy. It’s important to choose the right policy for your and your pets’ needs. Some owners might decide to choose different policies for multiple pets even though we aren’t able to offer a discount in this case.

You can get a 15% discount when insuring multiple pets on the same policy. However, you should check that you’re happy with the same policy coverage for both pets.

Yes, we cover both dogs and cats with our Multi-pet policies.

Yes, we cover both dogs and cats with our Multi-pet policies.

We've made it easy to claim online for any of your pets. You just go to My Account and choose the pet you want to make a claim for. We need a few basic details like who your vet is and what you’re claiming for and we’ll do the rest. You’ll be able to track the progress of your claim in My Account. You can also call us to make a claim if you need to. Find out more about how to claim.

Yes, you can get a 15% Multi-pet discount for older pets on the same policy and there’s no upper age limit for pets to be insured.

However, if you take out a policy with us after your pet's 9th birthday, you'll need to pay a compulsory excess of £99 and a 20% co-payment of each claim. If you join before your pet's 9th birthday, their excess will be a minimum of £69 (unless you chose a higher excess), plus 20% co-payment of each claim.

We also don’t cover death from illness once a pet turns nine.

If your pet has been free from signs, symptoms, treatment, medication or advice for the last two years, you’ll likely be able to pick any of our policies. Our Multi-pet discount will be applied if you add more than one pet to the same policy.

If your pet has had signs, symptoms, treatment, medication or advice for an issue within the last two years, it’s classed as pre-existing. We can cover those conditions under our Pre-existing policy, once they’ve been free from treatment, medication or advice for three months. Again, if you insure more than one pet onto the Pre-existing policy, a multi-pet discount will be applied.

You can insure up to five pets (cats and dogs combined) on the same policy when buying our insurance online. However, if you wish to add more pets you can – just give our friendly customer service team a call and they’ll sort it for you.

You’ll get a 15% discount automatically applied, once you add more than one pet.