What is multi-pet insurance?
Multi-pet insurance is usually exactly the same as a normal pet insurance policy but it offers a discount if you insure more than one pet with the same company.
Each pet insurance provider offers their own discounts and they work in slightly different ways depending on the provider.
The most common multi-pet discount is a percentage saving on your premium and ManyPets’ 15% discount for pets on the same policy is the biggest in the UK.
Other companies might offer a set amount per pet per year, regardless of how much your policy costs.
Most companies offer the discount for any combination of cats and dogs insured with them.
The service they provide is brillliaaant!
The reviews were great and the cover was better than any other i could find. We’ve used the policy for the video vet call when Shirley had a lump on the back of her neck, it was so quick and easy.
How our multi-pet insurance works
We know that costs add up when you own more than one pet so we created the biggest multi-pet discount in the UK to help you save money.
If you insure more than one pet on one of our policies we’ll give you a 15% discount for all pets that applies every year you renew. Our multi-pet discount is not currently available on our Value 2k policy.
You can add a pet at any time to receive the discount, they just need to be on the same policy to qualify.
For example, a cat and dog both on a Regular policy will receive the discount but if you have a cat on our Value policy and a dog on our Regular policy we can’t offer it.
We’ve made it cheaper for you to insure multiple pets on the same policy.
How to choose the best multi-pet insurance
Multi-pet discounts vary from one insurer to another but are usually between 5-15%. Here’s how some of the top multi-pet insurance discounts compare in February 2022:
- ManyPets – 15% discount for pets on the same policy
- Direct Line – 12.5% discount
- More Than – 10% discount
- Pet-Insurance.co.uk – 10% discount
- Scratch & Patch – 10% discount
- Churchill – 10% discount
- LV= – 10% discount
- M&S Insurance – 5% discount
- Agria – 5%
- PetPlan – £12 per pet per year
- Sainsbury’s – £1 per pet per month
But there’s a lot more to choosing the best multi-pet policy policy than just looking for the biggest discount. You need to choose a policy that has the right cover and features for all the pets in your household.
All our policies let you make unlimited free video calls to a vet at any time of the day or night and unlike most insurers we'll cover previous conditions that ended more than two years ago. Plus we have a Pre-existing Conditions Policy for pets that have been unwell more recently.
Our Complete policy includes up to £15,000 vet fees a year and dental illness cover. If you add the MoneyBack option we'll give back 20% of your policy in 12 months time if you don't need to make a claim.
We want you to be able to choose the right policy for all your pets – get a quote to see what we can offer you.