Multi-pet insurance for dogs and cats

Discount of up to 15% for pets on the same policy

One of the highest multi-pet discount in the UK available on all our policies apart from Value 2k.

  • Unlimited free vet video calls through FirstVet
  • Pet care discounts to keep your pet happy and healthy
  • Up to £15,000 of vet fee cover for each of your pets

ManyPets' award-winning pet insurance

We are proud to have been voted the Pet Insurance Provider Of The Year in the 2022 Moneyfacts Consumer Awards.

Why our cover is different

We created our pet insurance from scratch to give pet owners the policies they deserve.
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Simple claims

Claim online with no paper forms. We’ll update you on its progress.

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Quality cover

All policies cover conditions that ended two years ago and one policy can cover more recent conditions.

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24/7 video vet app

Unlimited free vet video calls through FirstVet.

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No hidden fees

No cancellation fees and you can pay monthly at no extra cost.

What is multi-pet insurance?

Multi-pet insurance is usually exactly the same as a normal pet insurance policy but it offers a discount if you insure more than one pet with the same company.

Each pet insurance provider offers their own discounts and they work in slightly different ways depending on the provider.

The most common multi-pet discount is a percentage saving on your premium and ManyPets’ discount of up to 15% for pets on the same policy is one of the highest in the UK. (Our multi-pet discount is not currently available on our Value 2k policy).

Other companies might offer a set amount per pet per year, regardless of how much your policy costs.

Most companies offer the discount for any combination of cats and dogs insured with them.

Kate Lawler holding her two dogs

The service they provide is brillliaaant!

The reviews were great and the cover was better than any other I could find. We’ve used the policy for the video vet call when Shirley had a lump on the back of her neck, it was so quick and easy.

Which policies have a multi-pet discount?

All of our policies apart from Value 2k offer a multi-pet discount if you insure more than one pet on the same policy. You can compare some of our most popular policies below.

Complete Regular Pre-existing Value
Policy details
Vet fee cover £15,000 £7,000 £7,000 £3,000
Dental cover Accidents and illness Accidents only Accidents only Accidents only
Pre-existing conditions cover
Cover for conditions that ended 2 years ago
Cover for conditions that ended 2 years ago
Cover for conditions that ended 2 years ago
FirstVet - online vet video calls
Pet house sitter membership £99/yr

How our multi-pet insurance works

We know that costs add up when you own more than one pet so we created the biggest multi-pet discount in the UK to help you save money.

If you insure more than one pet on one of our policies you can get a discount of up to 15% for all pets. This applies every year you renew. Our multi-pet discount is not currently available on our Value 2k policy.

You can add a pet at any time to receive the discount, they just need to be on the same policy to qualify.

For example, a cat and dog both on a Regular policy will receive the discount but if you have a cat on our Value policy and a dog on our Regular policy we can’t offer it.

We’ve made it cheaper for you to insure multiple pets on the same policy.

ManyPets Reviews

Rated 4.6/5 stars on Feefo by more than 18,000 customers in the past year, up to October 2022.

5 out of 5
Feefo independent customer feedback

“Fantastic pet insurance”

I’ve had to make multiple claims in a short space of time and each time it has been so easy to do, no stress at all, when your pet is unwell that is enough of a worry so I’m glad they make the claim process so easy.

5 out of 5
Feefo independent customer feedback


This is by far the best pet insurance company I’ve used to date. Claims are processed quickly and any queries are dealt with promptly. I find the premiums reasonable and shall continue to use them for my perfect little pet.

5 out of 5
Feefo independent customer feedback

“Glad I changed insurer”

Excellent service! Very helpful when I called with a query and then very prompt settlement of my claim.

5 out of 5
Feefo independent customer feedback


I would certainly recommend this company, simple claims procedure and understandable policy and helpful staff.


How to choose the best multi-pet insurance

Multi-pet discounts vary from one insurer to another but are usually between 5-15%. Here’s how some of the top multi-pet insurance discounts compare in February 2022:

  • ManyPets – Discount of up to 15% for pets on the same policy

  • Direct Line – 12.5% discount

  • More Than – 10% discount

  • – 10% discount

  • Scratch & Patch – 10% discount

  • Churchill – 10% discount

  • LV= – 10% discount

  • M&S Insurance – 5% discount

  • Agria – 5%

  • PetPlan – £12 per pet per year

  • Sainsbury’s – £1 per pet per month

But there’s a lot more to choosing the best multi-pet policy policy than just looking for the biggest discount. You need to choose a policy that has the right cover and features for all the pets in your household.

All our policies let you make unlimited free video calls to a vet at any time of the day or night and unlike most insurers we'll cover previous conditions that ended more than two years ago. Plus we have a Pre-existing Conditions Policy for pets that have been unwell more recently.

Our Complete policy includes up to £15,000 vet fees a year and dental illness cover. If you add the MoneyBack option we'll give back 20% of your policy in 12 months time if you don't need to make a claim.

We want you to be able to choose the right policy for all your pets – get a quote to see what we can offer you.

Frequently asked questions

Everything else you may want to know about ManyPets claims.

If I claim for one pet does it affect the renewal fee of other pets on the policy?

No. Even though pets are insured on the same policy and the multi-pet discount is applied to all of them, they have their own cover limits and premiums.

Is multi-pet insurance cheaper than separate policies?

Our multi-pet discount can make it cheaper to insure more than one pet on the same policy. It’s important to choose the right policy for your and your pets’ needs. Some owners might decide to choose different policies for multiple pets even though we aren’t able to offer a discount in this case.

Can you get multi-dog insurance?

Yes, we cover both dogs and cats with our multi-pet policies.

What is the claims process?

We've made it easy to claim online for any of your pets. You just go to My Account and choose the pet you want to make a claim for. We need a few basic details like who your vet is and what you’re claiming for and we’ll do the rest. You’ll be able to track the progress of your claim in My Account. You can also call us to make a claim if you need to. Find out more about how to claim.

What is covered by a multi-pet policy?

A multi-pet policy covers the same things as a normal pet insurance policy. The main part of the policy is cover for vet fees to treat your pet for an accident or illness. All our policies also give you free vet video calls, 24/7. Pet insurance won’t cover things like routine procedures, vaccinations or grooming.

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