In the UK, the best cat insurance policies are the ones with a very high level of cover for vet fees. They’ll also offer a really high level of all-round protection by including features that not all policies do:
Dental cover for accidents and illnesses
Cover if your pet’s lost or stolen
Emergency pet minding
On our Complete policy there’s £6,000 cover to help find your cat if it's lost or stolen. In an emergency like you going into hospital, pet minding for your cat is also covered up to £2,000.
The very best cat insurance policies will include all these things as standard like we do on Complete. With some policies, you pay extra for them.
And all our cat insurance polices are lifetime. Lifetime policies have a yearly limit for all claims, so you can claim up to your policy limit every year you renew, with no per condition limit.
Some insurers offer cheaper time-limited polices, but these only cover each condition your cat develops for 12 months and then you’ll have to pay for treatment yourself, so they're not the best option for long-term or ongoing health conditions.