Cat insurance

Cat insurance that helps you love every moment

Choose award-winning pet insurance for your cat with up to £15,000 vet fee cover every year.

  • Unlimited free vet video calls available 24/7
  • Pet care discounts to keep your cat happy and healthy
  • We cover conditions that ended two years ago

ManyPets' award-winning cat insurance

Find out why cat owners voted us Pet Insurance Provider Of The Year again in the 2022 Moneyfacts Consumer Awards and gave us thousands of 5-star Feefo reviews in the past 12 months.

Why should I insure my cat?

Why should I insure my cat?

Cats can get themselves into scrapes and the cost of vet bills can be expensive. Cat insurance can help cover the cost of vet treatment if your cat's ill or injured.

Pet insurance can pay out for other kinds of claims too, like behavioural issues or your cat going missing.

At ManyPets we also want to help keep your pet happy and healthy, so all our policies include free vet video calls and discounts on useful pet services like flea treatment and house sitters.

Why our cover is different

We created cat insurance from scratch to give cat owners the policies they deserve.
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Simple claims

Claim online with no paper forms. We’ll update you on its progress.

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MoneyBack option

Add MoneyBack to get 20% of your premium back if you don't need to make a claim.

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Quality cover

All policies cover conditions that ended two years ago and one policy can cover more recent conditions.

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No hidden fees

No cancellation fees and you can pay monthly at no extra cost.

Our cat insurance policies

We listened to cat owners like you to create policies you said you wanted. Thousands of owners of indoor and outdoor cats, young and old, have chosen or switched to our cover because they can see we care.

We have three main levels of cover that you can buy on our website:

  • Value – £3,000 vet fee cover a year

  • Regular – Up to £7,000 vet fee cover a year

  • Complete – £15,000 vet fee cover a year

If you have more than one cat you can save money with our multi-pet discount of up to 15% for pets on the same policy. It’s one of the highest in the UK.

We also have a policy for cats with pre-existing conditions, as long as they haven't shown signs or symptoms, or had treatment, medication or advice in the last three months. If they have, those conditions will only be covered once they've gone a three-month period without signs or symptoms, treatment, medication or advice.

You can add our MoneyBack option to most of our policies. This unique optional extra gives 20% of your premium back if you don't need to make a claim.

Our customers have free vet video calls and a year's free pet sitting with TrustedHouseSitters membership.

We also offer a discount on our ManyPets Flea, tick and worm plan delivered to your door and you don’t even need to be a customer to benefit from this.

We made sure our policy documents are easy to read and our simple online claims process doesn’t have any forms. Find out how our claims work.


Simple and straightforward

Taking out policies for our three cats is a decision I have never regretted. Making a claim is simple, and user-friendly. I feel you do get good value-for-money with this company!

How to choose the best cat insurance

In the UK, the best cat insurance policies are the ones with a very high level of cover for vet fees. They’ll also offer a really high level of all-round protection by including features that not all policies do:

On our Complete policy there’s £6,000 cover to help find your cat if it's lost or stolen. In an emergency like you going into hospital, pet minding for your cat is also covered up to £2,000.

The very best cat insurance policies will include all these things as standard like we do on Complete. With some policies, you pay extra for them.

And all our cat insurance polices are lifetime. Lifetime policies have a yearly limit for all claims, so you can claim up to your policy limit every year you renew, with no per condition limit.

Some insurers offer cheaper time-limited polices, but these only cover each condition your cat develops for 12 months and then you’ll have to pay for treatment yourself, so they're not the best option for long-term or ongoing health conditions.

How much does cat insurance cost?

The best way to find out your price is to get a quote. To give you an idea, 10% of owners of five year old cats paid £8.86 on average a month with us in 2021 across all levels of cover.

The price you pay for cat insurance depends on:

  • The level of cover you choose

  • Your cat's age

  • Their breed

  • Where you live

Get a quote today to find out how much it'll cost to cover your cat or find out more about the cost of cat insurance and how to save. We’ve made it easy for you to compare our policies, choose extra features and set your excess if your pet is under nine.

Cats are often cheaper to insure than dogs because their vet treatment usually costs less and they tend to need it less often.

We try to make sure our prices are fair for all pet owners and we have a range of policies to suit different needs.

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Recommended 100%

Having this cover saved my cat's life. Big 10/10 - will be switching all mine over.

What are the different types of cat insurance?

Pet insurance can be confusing because some companies offer a variety of policies that work in different ways.

That’s why all our cat policies are lifetime pet insurance. Once your pet's covered you’ll have a vet fee limit that you can claim up to for all conditions every year. When you renew, it resets so it won’t run out if you have to claim for something throughout your cat’s lifetime.

You might see these types of cat insurance advertised by other companies:

  • Time-limited –It lets you claim up to a time limit or vet fee limit for each condition, often 12 months after the first diagnosis, whichever comes first. This means cover for that condition will run out when you hit the limit and you won’t be able to claim for it again.

  • Per condition –You can claim up to the vet fee limit for each condition. Once you hit that limit you can’t claim for it again.

  • Accident-only –This is usually the cheapest type of cat insurance policy but the cover is very limited. You can only claim for injuries caused by accidents, like traffic incidents or falls. It won't cover any illnesses or diseases and you'll have to pay for treatment for those yourself.

We believe lifetime cover offers cat owners more comprehensive cover. We have a range of policies and add-ons so you can create a policy that works for you.

You can see all of our policies by getting a quote.

What do I need to get a quote?

You just need a few details to get a quote from us:

  • Your cat's name

  • Your cat’s gender

  • The breed of your cat and whether they're a pedigree, mixed or crossbreed

  • The age of your cat

  • Whether they've been spayed or neutered

  • Whether your cat has pre-existing medical conditions

  • How much your cat cost

Reviews of ManyPets cat insurance

We publish all our policy and claims reviews on our Feefo page. Here are some of the thousands of five-star ratings.

5 out of 5
Feefo independent customer feedback

“Quick, easy and reliable.”

I would definitely recommend ManyPets. I have had a brilliant service from very helpful staff. I have recently had to use my insurance for one of my cats who was unfortunately injured. The claim was paid to me within the month, which I did not expect for it to be sorted as promptly, for which I was very grateful. I am a pensioner, so cannot afford to pay out and wait for my claim.

5 out of 5
Feefo independent customer feedback

“Fast, efficient service”

Fast, efficient service. Do not have a bad thing to say about the service, the price or the renewal process - this from a customer who has had extensive claims with 2 of my cats.

5 out of 5
Feefo independent customer feedback

“Wouldn’t go with anyone else”

They’ve been amazing to work with this year. Helped out two of my cats and paid for them fully and was amazing when one my my cats died and were so understanding.

5 out of 5
Feefo independent customer feedback

“Easy as 1 - 2 - 3”

Easy as 1 - 2 - 3. Very easy to get a quote and straight forward to set up. Quick and efficient. Excellent cover. Great value for money.

Neil – Kilwinning

Frequently asked questions

All your most common questions about cat insurance answered.

What is lifetime cat insurance?

A lifetime policy gives you an annual limit for vet fees that resets to the full amount each year renew. It allows you to claim up to the limit every year and lets you claim for a condition throughout your cat’s lifetime if needed.

Does cat insurance cover pregnancy?

ManyPets can cover complications related to your cat’s first pregnancy although we can’t cover the cost of the pregnancy itself. Many pet insurance policies will not cover anything to do with pregnancies.

What is covered by cat insurance?

Cat insurance can cover the cost of vet fees to treat an accident or illness. That can include the cost of diagnosing a condition and other referral or medication costs. It can also cover things like a cat going missing, emergency minding and more.

What isn’t covered by cat insurance?

Pet insurance is designed to cover unexpected accidents and illness so it won’t cover things like routine vet appointments and procedures.

Do I need to microchip my cat to get cat insurance?

No, you don’t need a microchip to get pet insurance. But the UK government is bringing in compulsory microchip laws for cats from 20 weeks old, so it's a good idea to get them chipped anyway.

At what age can you insure a kitten?

With ManyPets, you can insure a kitten when it's four weeks old.

Can you insure an older cat?

Yes, at ManyPets we have policies that have no age limit for cats.

Get up to scratch with our guides

Check out our expert guides on cat care and insurance that can help you be the best pet parent.