Why should I insure my cat?
Cats can get themselves into scrapes and the cost of vet bills can be expensive. Cat insurance can help cover the cost of vet treatment if your cat's ill or injured.
Pet insurance can pay out for other kinds of claims too, like behavioural issues or your cat going missing.
At ManyPets we also want to help keep your pet happy and healthy, so all our policies include free vet video calls and discounts on useful pet services like flea treatment and house sitters.
Our cat insurance policies
We listened to cat owners like you to create policies you said you wanted. Thousands of owners of indoor and outdoor cats, young and old, have chosen or switched to our cover because they can see we care.
We have three main levels of cover that you can buy on our website:
- Value – £3,000 vet fee cover a year
- Regular – Up to £7,000 vet fee cover a year
- Complete – £15,000 vet fee cover a year
If you have more than one cat you can save you money with our 15% multi-pet discount for pets on the same policy. It’s the highest in the UK.
We also have a policy for cats with pre-existing conditions, as long as they haven't needed treatment or advice for them in the three months before your policy starts.
You can add our MoneyBack option to most of our policies. This unique optional extra gives 20% of your premium back if you don't need to make a claim.
We also want to help your cat have a long happy life, so we offer more than insurance. Our customers have free vet video calls through FirstVet and a discount on flea and worming treatment delivered to your door by VetBox.
Simple and straightforward
Taking out policies for our three cats is a decision I have never regretted. Making a claim is simple, and user-friendly. I feel you do get good value-for-money with this company!
How to choose the best cat insurance
In the UK, the best cat insurance policies are the ones with a very high level of cover for vet fees. They’ll also offer a really high level of all-round protection by including features that not all policies do:
- Dental cover for accidents and illnesses
- Behavioural treatment
- Complementary treatments
- Cover if your pet’s lost or stolen
- Emergency pet minding
On our Complete policy there’s £6,000 cover to help find your cat if it's lost or stolen. In an emergency like you going into hospital, pet minding for your cat is also covered up to £2,000.
The very best cat insurance policies will include all these things as standard like we do on Complete. With some policies, you pay extra for them.
And all our cat insurance polices are lifetime. Lifetime policies have a yearly limit for all claims, so you can claim up to your policy limit every year you renew, with no per condition limit.
Some insurers offer cheaper time-limited polices, but these only cover each condition your cat develops for 12 months and then you’ll have to pay for treatment yourself, so they're not the best option for long-term or ongoing health conditions.
How much does cat insurance cost?
The best way to find out your price is to get a quote. To give you an idea, 10% of owners of five year old cats paid £8.86 on average a month with us in 2021 across all levels of cover.
The price you pay for cat insurance depends on:
- The level of cover you choose
- Your cat's age
- Their breed
- Where you love
Get a quote today to find out how much it'll cost to cover your cat or find out more about the cost of cat insurance and how to save. We’ve made it easy for you to compare our policies, choose extra features and set your excess if your pet is under nine.
Cats are often cheaper to insure than dogs because their vet treatment usually costs less and they tend to need it less often.
We try to make sure our prices are fair for all pet owners and we have a range of policies to suit different needs.
Having this cover saved my cat's life. Big 10/10 - will be switching all mine over.
What are the different types of cat insurance?
Pet insurance can be confusing because some companies offer a variety of policies that work in different ways.
That’s why all our cat policies are lifetime pet insurance. Once your pet's covered you’ll have a vet fee limit that you can claim up to for all conditions every year. When you renew, it resets so it won’t run out if you have to claim for something throughout your cat’s lifetime.
You might see these types of cat insurance advertised by other companies:
- Time-limited – It lets you claim up to a time limit or vet fee limit for each condition, often 12 months after the first diagnosis, whichever comes first. This means cover for that condition will run out when you hit the limit and you won’t be able to claim for it again.
- Per condition – You can claim up to the vet fee limit for each condition. Once you hit that limit you can’t claim for it again.
- Accident-only – This is usually the cheapest type of cat insurance policy but the cover is very limited. You can only claim for injuries caused by accidents, like traffic incidents or falls. It won't cover any illnesses or diseases and you'll have to pay for treatment for those yourself.
We believe lifetime cover offers cat owners more comprehensive cover. We have a range of policies and add-ons so you can create a policy that works for you.
You can see all of our policies by getting a quote.
What do I need to get a quote?
You just need a few details to get a quote from us:
- Your cat's name
- Your cat’s gender
- The breed of your cat and whether they're a pedigree, mixed or crossbreed
- The age of your cat
- Whether they've been spayed or neutered
- Whether your cat has pre-existing medical conditions
- How much your cat cost