Cat Insurance
Cat insurance that helps you love every moment
Enjoy up to £15,000 of vet fee cover every year with our pet insurance for cats.
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ManyPets' award-winning cat insurance
Cat mums and dads really do love our stuff. So much so that they voted us Pet Insurance Provider of the Year two years in a row at the 2021-2022 Moneyfacts Consumer Awards. Want to find out why? Check out some of our thousands of five-star Feefo reviews.
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Why pick ManyPets cat insurance?
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Pre-existing conditions
All of our cat insurance policies cover conditions that haven’t needed any treatment for two years or more. We also have a dedicated Pre-existing policy for cats that can cover more recent conditions.
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Dental treatment
Our Complete cat insurance policy covers dental accidents and illness, as long as your cat’s had a dental check-up within the last twelve months, and you’ve followed any dental treatment recommended by a vet within six months. All our other policies cover dental accidents.
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Lost and stolen cover
We can offer Lost or Stolen cover for your cat on most of our policies. It’s included as standard on our Complete policy, or can be added as an optional extra on the others in our range.
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Behavioural cover
We’ll cover behavioural treatment that’s needed as a result of an accident or injury when recommended by your vet.
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Complementary treatments
If your cat is referred by a vet complementary therapy, you have cover within your vet fee limit. The level ranges from £500 to £2,500 depending on your policy.
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Extra pet perks
We’re always caring for your cat’s health and wellbeing, even when you don’t need to claim. That’s why we provide an unlimited, 24/7 online vet advice service , one year’s free pet sitter membership, discounted flea, tick and worm treatment, – and much more.
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Spread the cost
You can pay for your cat insurance policy monthly at no extra cost.
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MoneyBack option
You’ll get 20% of your premium paid back if you don’t need to make a claim within a policy year with this optional extra.
Compare our cat insurance policies
We built our cat insurance policies from scratch after listening to the needs of thousands of cat owners. Compare our levels of cover to pick the one that’s right for you.
| Complete | Regular | Pre-existing | Value | |
|---|---|---|---|---|
| Policy details | ||||
| Vet fee cover | £15,000 | £7,000 | £7,000 | £3,000 |
| Dental cover | Accidents and illness | Accidents only | Accidents only | Accidents only |
| Pre-existing conditions cover | Cover for conditions that ended 2 years ago | Cover for conditions that ended 2 years ago | £1,500 | Cover for conditions that ended 2 years ago |
| Unlimited, 24/7 online vet advice | ||||
| Pet house sitter membership | Free | Free | Free | Free |
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All of our cat insurance policies are lifetime
We know that your cat is a bonafide furry member of the family. They’re your therapy, your cuddly hot water bottle, your happiness. So why would we ever want you to risk them running out of cover when they need it?
That’s why we only do lifetime cat insurance policies here at ManyPets.
It just means the vet fee cover on your cat insurance will refresh each year when you renew. So even if you need to claim for pricey treatment or an ongoing condition, you’ll still have plenty of cover to fall back on throughout your cat’s lifetime.
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Cat dental cover
That’s right, your cat’s teeth are covered too. Our Complete policy includes insurance for dental illness as well as accidents, as long as your cat’s had a dental check-up within the last twelve months, and you’ve followed any dental treatment recommended by a vet within six months. Plus, all of our policies include cover for dental accidents.
Get pet perks worth up to £400
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Unlimited vet support
All our customers with vet fee cover can get unlimited, 24/7 online vet advice.
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Free petsitting
A year’s free TrustedHousesitters membership, worth £99.
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Preventative pet care
Get discounted flea, tick and worming preventative treatment.
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Kitty concessions
Enjoy exclusive savings on cat treats, accessories and more.
Quotes tailored to your cat
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Cover for pre-existing conditions
All of our cat insurance policies provide cover for conditions that haven’t needed treatment for two years or more. But what if your cat’s had a more recent injury or illness? That’s where our dedicated Pre-existing policy steps up.
Here’s how it works. We’ll provide up to £1,500 of cover for a previous medical condition within a wider vet fee limit of £7,000, as long as your cat has been free from symptoms, treatment or vet advice for that issue for three months.
Once we cover a pre-existing condition, we won’t stop, no matter how often treatment is needed.
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Multi-pet insurance
Got more than one cat (or dog) to cover? We’ll give you a discount of up to 15% for pets on the same policy – available on all but our Value 2k policy. That’s one of the highest multi-pet discounts in the UK.
Did we mention pet parents love us?
Here are just a few of the thousands of five-star reviews ManyPets members have written about our cat and dog insurance on Feefo.
“Quick, easy and reliable.”
I would definitely recommend ManyPets. I have had a brilliant service from very helpful staff. I have recently had to use my insurance for one of my cats who was unfortunately injured. The claim was paid to me within the month, which I did not expect for it to be sorted as promptly, for which I was very grateful. I am a pensioner, so cannot afford to pay out and wait for my claim.
“Fast, efficient service”
Fast, efficient service. Do not have a bad thing to say about the service, the price or the renewal process - this from a customer who has had extensive claims with 2 of my cats.
“Wouldn’t go with anyone else”
They’ve been amazing to work with this year. Helped out two of my cats and paid for them fully and was amazing when one my my cats died and were so understanding.
“Easy as 1 - 2 - 3”
Easy as 1 - 2 - 3. Very easy to get a quote and straight forward to set up. Quick and efficient. Excellent cover. Great value for money.
Claiming is easy
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1. Your proof
Get a copy of your cat’s treatment invoice or a receipt if payment has been made.
2. Access your account
Log into your ManyPets online account.
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3. Make your claim
Click 'Make a claim', tell us what happened and upload your evidence. We’ll take it from there.
Cat insurance FAQs
All the questions you’ve ever wanted to ask about our cat insurance.
How much does cat insurance cost?
In the UK, the cost of insuring your cat can depend on:
Your pet's breed
Their age
Where you live
The policy you choose
The best way to find out exactly how much it’ll cost to insure your cat is to get a quote – it only takes a few moments.
Does where you live impact the cost of cat insurance?
The cost of vet treatment varies around the country, which means your home address can affect how much you pay for cat insurance.
Is pet insurance more expensive for older cats?
Generally, the cost to insure a one or two year old cat is less than the cost of insuring an older cat.
Your insurer may also ask you to pay around 20%-35% of the cost of any claims for cats aged over nine years old. This is called a co-payment.
Most of our policies are available for cats of any age and we ask owners of cats over nine to cover 20% of any claims.
Many people see the cost of their cat insurance increasing over time, and feel that the insurance company is acting unfairly – but higher costs for older cats reflect the fact that visits to the vet are more likely.
Some owners opt to 'self-insure' by paying a fixed amount into a savings account each month, so that there is a reserve to draw on if their cat gets sick, instead of continuing to pay the insurance premium. The risk is that you may need vet treatment before your savings have built up or the cost of treatment will be higher than what you've saved.
Are cat vaccinations covered?
No, vaccinations aren’t covered by cat insurance because they are classed as routine procedures.
Is death covered?
We have two limits related to death. All our cat insurance policies include £300 if your pet has to be put to sleep. It is your choice how you use it, it could be used to cover the cost of putting your cat to sleep and for pet cremation or memorial costs.
We have a separate limit that can pay out the value of your cat if they pass away because of an accident or illness. There is a £6,000 limit included in our Complete policy as standard and our other cat insurance policies, apart from Value, offer up to £1,500 as an add-on. Please check our policy documents as there is an age limit for some death claims.
Is cat insurance mandatory in the UK?
Cat insurance isn’t compulsory in the UK and you don’t legally have to have it. But it can give you peace of mind that you can pay expensive vet bills and get your cat back to health.
Can cats have life insurance?
There are no life insurance policies for cats, although our pet insurance policies can offer a payout if your cat passes away, similar to life insurance. Our Complete policies includes up to £6,000 cover for death as standard and our other policies offer lower limits as an add-on. Please read our policy documents because some death claims have an age limit.
Is there an age limit or age restrictions to cat insurance?
We love cats of all ages and therefore have no upper age limit! As long as your cat is over 4 weeks old, we can provide a policy for you.
Will my cat be covered if it’s lost or stolen?
We can offer Lost or Stolen cover on most of our policies. The Lost or Stolen cover is included as standard on our Complete policy, or can be added as an optional extra on the others in our range.
What type of cat insurance policy do I need?
If your cat hasn’t needed vet treatment, medicine or advice for a medical condition within the last two years, they’ll be eligible for any of our Complete, Regular or Value policies.
Our Pre-existing policy can provide cover for a cat that’s had a more recent health issue.
Does cat insurance cover spaying and neutering?
Cat insurance is designed to cover unpredictable accidents and illnesses, so routine procedures like spaying and neutering aren't included on our cat insurance policies.
What do I need to get a cat insurance quote?
Getting a cat insurance quote is easy. All you need to tell us is:
Your details and address
Your cat’s age
Your cat’s breed
Your cat’s gender
The price you paid for your cat
Your cat’s neutered status
Any pre-existing conditions your cat has
Can cat insurance be transferred to a new owner?
Yes, we can transfer a cat insurance policy to a new owner via My Account. Just log in and click on ‘Cancel policy’ then ‘My pet has a new owner’ when asked to give a reason. You’ll be asked if you would like to transfer ownership, which will reveal a code to share with your pet’s new owner.
The new owner should then get in touch with our Customer team with the policy number and code – we’ll take it from there.
The costs of cat ownership
While it’s true that cats generally cost less to own and care for than dogs, there are still a few financial commitments you’ll need to consider. From vaccinations to neutering, check out our top guides on the costs of cat ownership.
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