97% claims paid*

Award-winning dog insurance

  • Lifetime vet fee cover up to £20,000
  • Dental illness & accident cover on most plans
  • Unlimited 24/7 vet video calls
  • Up to 15% multi-pet discount
Defaqto 5-star rating for Pet Insurance 2025, labeled "Expert Rated." Note: Excludes Essential Care Plans.
MF highly commended 2025
MF Pet Insurance Provider of the Year 2025
Woman walking dog in snowfield

What does our dog insurance cover?

Dog insurance is there to cover the cost of unexpected vet bills when your dog has an accident or falls ill. That can include:

Vet visits

Any consultation or examination that isn’t a routine check up.

Treatment

Medications and surgery recommended by a vet, depending on your chosen policy.

Diagnostic tests

Including blood, urine or stool tests, plus any scans like X-rays, MRIs and CT scans.

But that’s not all we cover

There’s more to our dog insurance than just veterinary treatment. We’ll also cover you for:

Missing dog

All our plans offer help towards the cost of advertising and reward should your dog go missing

Third-party liability

All of our plans include £2m of cover if someone takes legal action against you and your dog.

Overseas travel

EU travel cover when going abroad with your dog available on all our plans; worldwide cover on Complete Care plan

Emergency pet care

All our plans have £1,000 cover for looking after your dog if you have an unplanned hospital stay.

Why pick ManyPets dog insurance?

Up to £20,000 of vet fee cover that renews every policy year, designed for dog parents just like you.

Cover dental illness & injury

Dental illness and accident cover included with our Standard Care and Complete Care plans, up to your vet fee limit. Dental accident cover up to £1k on our Essential Care plan.

One excess per year, not per condition

Unlike many others, we charge just one excess each policy year, if you claim. So, even if you need to claim multiple times for the same pet in one policy year, you'll only pay one excess amount.

Perks for your pet

Access to handpicked Perks, including two months free flea, tick and worming treatment, up to 30% off food, and much more.²

Pre-existing conditions*

All our plans cover pre-existing conditions that ended more than 2 years before your plan starts.

Stress-free claims and vet support

Fast, fair claims

Submit online in just a few minutes through your ManyPets account.

24/7 vet video access with FirstVet

Speak to a UK-registered vet anytime - perfect for late-night worries or quick advice

Track claims easily

Stay updated with real-time tracking in your My Account dashboard

Many Perks for many dogs

As a valued part of the pack, you'll get extras to spoil your pup (and yourself) rotten

2 months free flea, tick & worming treatment

New ManyPets customers will get 2 months free of flea, tick and worming treatment. Sign up in My Account after you buy a plan. Delivered directly to your door, every month

Fulfilled by VetBox logo

30% off dog food

Get up to 30% off quality pet food from Edgard & Cooper, Pooch & Mutt and more

edgard-cooper logo

DNA analysis

Get a 30% discount on DNA analysis to find out about your dog's breeding history from Wisdom Panel.

Wisdom panel logo

First aid course

Know the vital signs of distress and what to do in an emergency.

Refer a Friend

Refer a friend and you'll both get at least £20. Plus, there's no limit on the number of friends you refer.

ManyPets

Joint supplements

Get a 30% discount across the Pooch & Mutt joint supplement range.

Pooch and mutt logo

Pet Insurance Provider Of The Year 2025

Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards.

an award logo showing manypets as the winner of the moneyfacts pet insurance provider of the year 2024, consumer awards
Trustpilot rated excellent badge
Moneyfacts logo on a black background that reads "Winner Moneyfacts Awards 2025 Pet Insurance Provider of the Year"
Moneyfactscompare.co.uk Awards 2025 - Best Claims Service

5-star customer reviews from Trustpilot

Frequently asked questions

We answer the most common questions about dog insurance.

What is lifetime cover?

Lifetime pet insurance refers to plans that have a vet fee limit that resets each year you renew. You can claim up to the full vet fee limit every year and they provide continued cover for conditions your pet may develop during its lifetime. Find out more about how lifetime pet insurance works.

Can you get multi-dog insurance?

Yes, we cover both dogs and cats with our multi-pet plans.

How to cut the cost of dog insurance

Increase your excess – you can usually bring down the price of dog insurance quotes by increasing the excess, but not all pet insurance companies let you do this. 

Most ManyPets plans include a choice of excess options of £69, £99, £130, £160, and £250 in addition to a voluntary 10% or 20% co-payment.

Just remember that opting for a higher excess does mean you need to make a bigger contribution to the costs if you need to claim.

Multi-pet discounts –If you have two or more pets, multi-pet discounts can reduce your costs. ManyPets has up to 15% discount, and each pet can have their own plan.

Footnotes

  1. *97% claims paid based on registered claims between May to October 2024.

  2. All our plans cover pre-existing conditions that ended more than 2 years before your policy starts. We have a Standard Care Pre-Existing Plan that provides £1,500 of cover for conditions that ended 3 months ago, as part of an overall £7,000 vet fee limit

  3. Perk offers subject to change