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*97% claims paid based on registered claims between May to October 2024.
All our plans cover pre-existing conditions that ended more than 2 years before your policy starts. We have a Standard Care Pre-Existing Plan that provides £1,500 of cover for conditions that ended 3 months ago, as part of an overall £7,000 vet fee limit
Perk offers subject to change
What does our dog insurance cover?
Dog insurance is there to cover the cost of unexpected vet bills when your dog has an accident or falls ill. That can include:
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Vet visits
Any consultation or examination that isn’t a routine check up.:quality(75)){kind=icon}
Treatment
Medications and surgery recommended by a vet, depending on your chosen policy.:quality(75)){kind=icon}
Diagnostic tests
Including blood, urine or stool tests, plus any scans like X-rays, MRIs and CT scans.But that’s not all we cover
There’s more to our dog insurance than just veterinary treatment. We’ll also cover you for:
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Missing dog
All our plans offer help towards the cost of advertising and reward should your dog go missing
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Third-party liability
All of our plans include £2m of cover if someone takes legal action against you and your dog.
Overseas travel
EU travel cover when going abroad with your dog available on all our plans; worldwide cover on Complete Care plan
Emergency pet care
All our plans have £1,000 cover for looking after your dog if you have an unplanned hospital stay.
Why pick ManyPets dog insurance?
Up to £20,000 of vet fee cover that renews every policy year, designed for dog parents just like you.
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Cover dental illness & injury
Dental illness and accident cover included with our Standard Care and Complete Care plans, up to your vet fee limit. Dental accident cover up to £1k on our Essential Care plan.
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One excess per year, not per condition
Unlike many others, we charge just one excess each policy year, if you claim. So, even if you need to claim multiple times for the same pet in one policy year, you'll only pay one excess amount.
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Access up to £500 Pet Perks
Access exclusive Perks worth up to £500, including 30% off pet food, discounted flea & worm treatment, 50% off pet-sitting membership, 30% off DNA tests and much more. Terms apply*:quality(75)){kind=icon}
Pre-existing conditions*
All our plans cover pre-existing conditions that ended more than 2 years before your plan starts.
Stress-free claims and vet support
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Fast, fair claims
Submit online in just a few minutes through your ManyPets account.
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24/7 vet video access with FirstVet
Speak to a UK-registered vet anytime - perfect for late-night worries or quick advice
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Track claims easily
Stay updated with real-time tracking in your My Account dashboard
Many Perks for many dogs
As a valued part of the pack, you'll get extras to spoil your pup (and yourself) rotten
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DNA analysis
Get a 30% discount on DNA analysis to find out about your dog's breeding history from Wisdom Panel.
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First aid course
Know the vital signs of distress and what to do in an emergency.
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Puppy guide
Learn everything about puppy health and wellbeing with our guides written by a vet.
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Up to 30% off pet food
Get discounted, quality vet-approved food from: Butternut Box, Edgard & Cooper, Caboodle and Pooch & Mutt.
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Flea, tick and worming
2 months free, exclusive to ManyPets insurance customers. Delivered directly to your door
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Pet-sitting discount
New TrustedHousesitters customers get 50% off their first year of membership on new standard and premium memberships.
Pet Insurance Provider Of The Year 2025
Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards.
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5-star customer reviews from Trustpilot
Frequently asked questions
We answer the most common questions about dog insurance.
What is lifetime cover?
What is lifetime cover?
Lifetime pet insurance refers to plans that have a vet fee limit that resets each year you renew. You can claim up to the full vet fee limit every year and they provide continued cover for conditions your pet may develop during its lifetime. Find out more about how lifetime pet insurance works.
Can you get multi-dog insurance?
Can you get multi-dog insurance?
Yes, we cover both dogs and cats with our multi-pet plans.
How to cut the cost of dog insurance
How to cut the cost of dog insurance
Increase your excess – you can usually bring down the price of dog insurance quotes by increasing the excess, but not all pet insurance companies let you do this.
Most ManyPets plans include a choice of excess options of £69, £99, £130, £160, and £250 in addition to a voluntary 10% or 20% co-payment.
Just remember that opting for a higher excess does mean you need to make a bigger contribution to the costs if you need to claim.
Multi-pet discounts –If you have two or more pets, multi-pet discounts can reduce your costs. ManyPets has up to 15% discount, and each pet can have their own plan.