From May to October 2024, we proudly approved 97% of claims². However, if you haven't had to make a claim, your ManyPets cover still offers fantastic benefits.
Up to £20,000 lifetime vet fee cover
Cover if you need it, Perks if you don’t.
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Why pick ManyPets dog insurance?
Up to £20,000 of vet fee cover that renews every policy year, designed for pet parents just like you.
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Simple claims
Easy online claims with no paper forms. But you can always call if you prefer. We can pay you or your vet directly, and you can track your claim's progress in My Account. We’ll also send any updates about your claim via text.
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Dental illness cover
Available on all plans except Essential Care. Dental illness is covered up to your vet fee limit – one of the highest levels of dental cover in the UK.
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Unlimited, 24/7 video vet calls with FirstVet
Like 40,000 ManyPets customers, in the last 12 months, get advice from a UK-registered vet on your phone, day or night, at no extra cost. No excess, no impact on your renewal price.
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Pet Perks
Access Perks worth up to £500, including 30% off pet food, discounted flea & worm treatment, 50% off pet-sitting membership, 30% off DNA tests and much more.¹
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Cancel anytime
Pay monthly at no extra cost and cancel your policy at any time, without any charges.
MoneyBack optional extra
Get 20% of your premium back if you haven't needed to claim in your policy year. Available to add to most of our plans.
Pet Insurance Provider Of The Year 2025
Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards.
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What does our pet insurance cover?
Pet insurance is there to cover the cost of unexpected vet bills when your pet has an accident or falls ill. That can include:
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Vet visits
Any consultation or examination that isn’t a routine check up.:quality(75)){kind=icon}
Treatment
Medications and surgery recommended by a vet, depending on your chosen plan.:quality(75)){kind=icon}
Diagnostic tests
Including blood, urine or stool tests, plus any scans like X-rays, MRIs and CT scans.But that’s not all we cover
There’s more to our pet insurance than just veterinary treatment. We’ll also cover you for:
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Missing pet
All our plans offer help towards the cost of advertising and reward should your pet go missing:quality(75)){kind=icon}
Third-party liability
All of our plans include £2m of cover if someone takes legal action against you and your dog.
Overseas travel
EU travel cover when going abroad with your pet available on all our plans; worldwide cover on Complete Care plan
Emergency pet care
All our plans have £1,000 cover for looking after your pet if you have an unplanned hospital stay.Compare our dog insurance plans
We’ve got a range of dog insurance plans with cover up to £20,000. Compare our dog insurance plans below and pick the one that’s right for you.
| Essential Care | Standard Care Pre-existing | Standard Care | Complete Care | |
|---|---|---|---|---|
| Plan details | ||||
| Vet fee cover up to | £5,000 | £7,000 | £10,000 | £20,000 |
| Pre-existing conditions cover | Cover for conditions that ended 2 years before policy start date | Up to £1,500 cover for conditions that ended 3 months before policy start date | Cover for conditions that ended 2 years before policy start date | Cover for conditions that ended 2 years before policy start date |
| Excess | Once per year (not per condition, like many other insurers) | Once per year (not per condition, like many other insurers) | Once per year (not per condition, like many other insurers) | Once per year (not per condition, like many other insurers) |
| CT/MRI scan and cruciate ligament surgery | £1,000 | |||
| Dental illness & accident | Accidents only (Up to £1,000) | |||
| Complications from routine treatment | ||||
| Emergency boarding | £1,000 | £1,000 | £1,000 | £1,000 |
| Death of your pet | £500 | £1,500 | £1,500 | £6,000 |
| Missing or stolen (including advertising) | £500 (excluding replacement costs) | £1,500 | £1,500 | £6,000 |
| Behaviour treatment | ||||
Get more from your cover
Perks worth up to £500 with your plan
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DNA analysis
Get a 30% discount on DNA analysis to find out about your dog's breeding history from Wisdom Panel.
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First aid course
Know the vital signs of distress and what to do in an emergency.
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Refer a Friend
Refer a friend and you'll both get at least £20. Plus, there's no limit on the number of friends you refer.
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Food
Get discounted, quality vet-approved food from: Butternut Box, Edgard & Cooper, Caboodle and Pooch & Mutt.
Joint supplements
Get a 30% discount across the Pooch & Mutt joint supplement range.
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Pet-sitting discount
New TrustedHousesitters customers get 50% off their first year of membership on new standard and premium memberships.
5-star customer reviews from Trustpilot
Frequently asked questions
We answer the most common questions about pet insurance.
What is lifetime cover?
What is lifetime cover?
Lifetime pet insurance refers to plans that have a vet fee limit that resets each year you renew. You can claim up to the full vet fee limit every year and they provide continued cover for conditions your pet may develop during its lifetime. Find out more about how lifetime pet insurance works.
Can you get multi-dog insurance?
Can you get multi-dog insurance?
Yes, we cover both dogs and cats with our multi-pet plans.
How to cut the cost of dog insurance
How to cut the cost of dog insurance
Increase your excess – you can usually bring down the price of dog insurance quotes by increasing the excess, but not all pet insurance companies let you do this.
Most ManyPets plans include a choice of excess options of £69, £99, £130, £160, and £250 in addition to a voluntary 10% or 20% co-payment.
Just remember that opting for a higher excess does mean you need to make a bigger contribution to the costs if you need to claim.
Multi-pet discounts –If you have two or more pets, multi-pet discounts can reduce your costs. ManyPets has up to 15% discount, and each pet can have their own plan.