Lifetime pet insurance
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Care that doesn’t stop when the condition starts
ManyPets Lifetime pet insurance resets your vet fee limit every year, so if your pet develops a long-term condition like arthritis or diabetes, you can keep claiming for it year after year.
Up to £20,000 in vet fee cover
High cover for big, unexpected vet bills.
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Annual limits reset each year
Keep claiming for ongoing conditions every year.
Cover for chronic and recurring illnesses
We cover long-term health issues for life.
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Start from 4 weeks old
Lifetime cover from their very first weeks.
Why pick ManyPets pet insurance?
Up to £20,000 of vet fee cover that renews every policy year, designed for pet parents just like you.
97% claims paid*
Peace of mind when you need it most. Based on registered claims between May-October 2024.
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Dental illness cover
Available on all plans except Essential Care. Dental illness is covered up to your vet fee limit – one of the highest levels of dental cover in the UK.:quality(75))
Unlimited, 24/7 video vet calls with FirstVet
Like 40,000 ManyPets customers, in the last 12 months, get advice from a UK-registered vet on your phone, day or night at no extra cost. No excess, no impact on your renewal price.:quality(75)){kind=icon}
Simple claims
Easily claim through your vet with the ManyPets Vet Portal. We can pay your vet directly, and you can track your claim's progress in My Account: that means less hassle for you. We'll send any updates about your claim via text.
MoneyBack optional extra
Get 20% of your premium back if you haven't needed to make a claim in your policy year. Available on most of our plans.What does our pet insurance cover?
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Vet visits
Any consultation or examination that isn’t a routine check up.:quality(75)){kind=icon}
Treatment
Medications and surgery recommended by a vet, depending on your chosen plan.:quality(75)){kind=icon}
Diagnostic tests
Including blood, urine or stool tests, plus any scans like X-rays, MRIs and CT scans.But that’s not all we cover
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Missing pet
All our plans offer help towards the cost of advertising and reward should your pet go missing:quality(75)){kind=icon}
Third-party liability
All of our plans include £2m cover if someone takes legal action against you and your dog.
Overseas travel
EU travel cover when going abroad with your pet available on all our plans; worldwide cover on Complete Care plan
Emergency pet care
All our plans have £1,000 of cover for looking after your pet if you have an unplanned hospital stay.
Perks worth up to £500 with your plan
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DNA analysis
Get a 30% discount on DNA analysis to find out about your dog's breeding history from Wisdom Panel.
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First aid course
Know the vital signs of distress and what to do in an emergency.
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Refer a Friend
Refer a friend and you'll both get £20. Plus, there's no limit on the number of friends you refer. Limited time only
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Food
Get discounted, quality vet-approved food from: Butternut Box, Edgard & Cooper, Caboodle and Pooch & Mutt.
Joint supplements
Get a 30% discount across the Pooch & Mutt joint supplement range.
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Pet-sitting discount
New TrustedHousesitters customers get 50% off their first year of membership on new standard and premium memberships.
Real reviews from pet owners
Pet Insurance Provider Of The Year 2025
Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards.
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Frequently asked questions
We answer the most common questions about pet insurance.
How much will my cover cost?
How much will my cover cost?
You can find out by getting a quick quote. It's difficult to predict how much a pet insurance plan will cost so it's easiest to enter some details about your pet to see the prices for different plans. If you call up you'll be asked the same questions we have online, which are used to calculate your price.
Can I call you?
Can I call you?
Yes. We love to help people who want to know more about our cover. Get in touch with our UK customer service team on 0345 340 4090.
What is lifetime cover?
What is lifetime cover?
Lifetime pet insurance refers to plans that have a vet fee limit that resets each year you renew. You can claim up to the full vet fee limit every year and they provide continued cover for conditions your pet may develop during its lifetime. Find out more about how lifetime pet insurance works.