We believe all pets are healthier when they have insurance. But you need to pick the right policy for you, your pet and your circumstances.

When you choose a policy, consider how much you’d be able to pay yourself if your cat or dog needed expensive treatment like surgery. Our Complete policy has a £15,000 annual vet fee limit. It's high enough to cover many expensive surgeries and chronic conditions and is one of the most comprehensive in the UK. But we have other options with lower levels of coverage, too.

Oh, and be sure to read into things like our pre-existing policy, covering conditions where your pet's had no treatment, medication or advice for just three months.

We also have a range of different cat insurance and dog insurance policies at various price points that protect your furry family member.

No, unless you’ve switched to us from another provider. Like most pet insurance policies there’s a ‘waiting period’ at the start. That means there’s a short period of time before you can make a claim.

For all our policies the waiting period is two weeks for illnesses and 48 hours for accidents. But if you previously had cover with another pet insurance provider and you were insured with them for 12 months or more and you switch to us with no break in cover, there’s no waiting period and you’ll have immediate cover.

A multi-pet policy covers the same things as a normal pet insurance policy. The main part of the policy is cover for vet fees to treat your pet for an accident or illness. All our policies also give unlimited 24/7 video vet calls, at no extra cost. Pet insurance won’t cover things like routine procedures, vaccinations or grooming.