Up to £20,000 of lifetime vet fee cover that renews every policy year, designed for pet parents just like you.
Simple claims
Claiming’s easy. No forms, no fuss. Do it all online or give us a call if you prefer. We can pay you or your vet, and you’ll get claim updates by text and in My Account.
Unlimited, 24/7 video vet calls
Like 40,000 ManyPets customers, in the last 12 months, get advice from a UK-registered vet on your phone, day or night at no extra cost. No excess to pay to use it.
Dental illness cover
Available on all plans except Essential Care. Dental illness is covered up to your vet fee limit – one of the highest levels of dental cover in the UK.
One excess per year, not per condition
Unlike many others, our vet fee excess is payable just once a year if you need to claim, not per condition. This means you can claim multiple times in the policy year, and only pay the excess once.
Perks for your pet
Access to handpicked Perks, including two months free flea, tick and worming treatment, up to 30% off food, and much more.²
Cancel anytime
Pay monthly at no extra cost and cancel your policy at any time, without any charges.
Up to £20,000 of lifetime vet fee cover that renews every policy year, designed for pet parents just like you.
Simple claims
Claiming’s easy. No forms, no fuss. Do it all online or give us a call if you prefer. We can pay you or your vet, and you’ll get claim updates by text and in My Account.
Unlimited, 24/7 video vet calls
Like 40,000 ManyPets customers, in the last 12 months, get advice from a UK-registered vet on your phone, day or night at no extra cost. No excess to pay to use it.
Dental illness cover
Available on all plans except Essential Care. Dental illness is covered up to your vet fee limit – one of the highest levels of dental cover in the UK.
One excess per year, not per condition
Unlike many others, our vet fee excess is payable just once a year if you need to claim, not per condition. This means you can claim multiple times in the policy year, and only pay the excess once.
Perks for your pet
Access to handpicked Perks, including two months free flea, tick and worming treatment, up to 30% off food, and much more.²
Cancel anytime
Pay monthly at no extra cost and cancel your policy at any time, without any charges.
We proudly approved 97% of claims¹. However, if you haven't had to make a claim, your ManyPets cover still offers fantastic benefits. As a valued customer, you enjoy access to a range of discounts.
ManyPets Perks with your plan
2 months free flea, tick & worming treatment
New ManyPets customers will get 2 months free of flea, tick and worming treatment. Sign up in My Account after you buy a plan. Delivered directly to your door, every month
30% off cat food
Get up to 30% off quality pet food from Edgard & Cooper for your cat
DNA analysis
Get a 30% discount on DNA analysis to find out about your cat's breeding history from Wisdom Panel.
First aid course
Know the vital signs of distress and what to do in an emergency.
Refer a Friend
Refer a friend and you'll both get £20. Plus, there's no limit on the number of friends you refer.
ManyPets Perks with your plan
2 months free flea, tick & worming treatment
New ManyPets customers will get 2 months free of flea, tick and worming treatment. Sign up in My Account after you buy a plan. Delivered directly to your door, every month
30% off dog food
Get up to 30% off quality pet food from Edgard & Cooper, Pooch & Mutt and more
DNA analysis
Get a 30% discount on DNA analysis to find out about your dog's breeding history from Wisdom Panel.
Free first aid course
Know the vital signs of distress and what to do in an emergency.
Refer a Friend
Refer a friend and you'll both get at least £20. Plus, there's no limit on the number of friends you refer.
Joint supplements
Get a 30% discount across the Pooch & Mutt joint supplement range.
Pet insurance is there to cover the cost of unexpected vet bills when your pet has an accident or falls ill. That can include:
Vet visits
Any consultation or examination that isn’t a routine check up.
Treatment
Medications and surgery recommended by a vet, depending on your chosen plan.
Diagnostic tests
Including blood, urine or stool tests, plus any scans like X-rays, MRIs and CT scans.
What does our pet insurance cover?
Pet insurance is there to cover the cost of unexpected vet bills when your pet has an accident or falls ill. That can include:
Vet visits
Any consultation or examination that isn’t a routine check up.
Treatment
Medications and surgery recommended by a vet, depending on your chosen plan.
Diagnostic tests
Including blood, urine or stool tests, plus any scans like X-rays, MRIs and CT scans.
But that’s not all we cover
There’s more to our pet insurance than just veterinary treatment. We’ll also cover you for:
Missing pet
All our plans offer help towards the cost of advertising and reward should your pet go missing
Third-party liability
All of our plans include £2m of cover if someone takes legal action against you and your dog.
Overseas travel
EU travel cover when going abroad with your pet available on all our plans; worldwide cover on Complete Care plan
Emergency pet care
All our plans have £1,000 cover for looking after your pet if you have an unplanned hospital stay.
But that’s not all we cover
There’s more to our pet insurance than just veterinary treatment. We’ll also cover you for:
Missing pet
All our plans offer help towards the cost of advertising and reward should your pet go missing
Third-party liability
All of our plans include £2m of cover if someone takes legal action against you and your dog.
Overseas travel
EU travel cover when going abroad with your pet available on all our plans; worldwide cover on Complete Care plan
Emergency pet care
All our plans have £1,000 cover for looking after your pet if you have an unplanned hospital stay.
Our Lifetime plans
Complete Care
Standard Care
Essential Care
5-star customer reviews from Trustpilot
Frequently asked questions
We answer the most common questions about pet insurance.
How much will my cover cost?
You can find out by getting a quick quote. It's difficult to predict how much a pet insurance plan will cost so it's easiest to enter some details about your pet to see the prices for different plans. If you call up you'll be asked the same questions we have online, which are used to calculate your price.
Can I call you?
Yes. We love to help people who want to know more about our cover. Get in touch with our UK customer service team on 0345 340 4090.
What is lifetime cover?
Lifetime pet insurance refers to plans that have a vet fee limit that resets each year you renew. You can claim up to the full vet fee limit every year and they provide continued cover for conditions your pet may develop during its lifetime. Find out more about how lifetime pet insurance works.
Footnotes
¹ We offer up to £20,000 of vet fee cover – one of the UK’s highest - Our £20,000 vet fee cover limit is one of the highest available in the UK, with only three other providers matching or offering more, based on a market comparison of 54 pet insurance providers using Defaqto Matrix 360 data from 20 May 2026.
²We pay 97% of claims. Overall, we pay 97% of claims. For our Pre-existing product, we pay 93% of claims. This is based on all registered claims between May to October 2025. Claims data is based on the FCA General Insurance Value measures.
³ Pet cover from just 40p a day - 25% of customers paid this price or less on our Essential Care £3k plan between 01/02/2026 and 30/04/2026. Excess & co-payments may apply. Prices may vary depending on species, breed, age and cover. Prices may increase at renewal.
If you would like to know more about the marketing messages we use, or would like to know how we calculate the numbers stated, see our Facts and figures page