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All our plans cover conditions that have been free from signs and symptoms, medication, treatment, and advice for 2 years before your policy start date. Our dedicated Standard Care Pre-Existing plan provides £1,500 of cover for pre-existing conditions that ended 3 months before your policy start date, as part of an overall £7,000 vet fee limit.
Excludes excess for Legal claims, which are payable for every claim.
What is multi-pet insurance?
Why choose ManyPets multi-pet insurance?
We know not all pet insurance is up to scratch. We listened to pet owners to design plans and customer service that they couldn't find elsewhere.
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97% claims paid
We're here when it matters. Trusted by thousands of UK pet parents to pay claims fairly and fast. Based on registered claims between May to October 2024.
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24/7 online vet access
Unlimited vet video calls, whenever you need support – included with every plan
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Separate plans, one place to manage them
Each pet gets their own plan tailored to their needs – all managed easily in your dedicated online account.
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Dental cover included
All plans include dental accident cover. Standard Care and Complete Care plans also include dental illness.
Trust, transparency, tailored for you
When it comes to protecting your pets, you want cover that feels dependable, clear and built around your pet.
At ManyPets, we’ve earned the trust of thousands of UK pet parents with insurance that delivers when it matters most.
No jargon, just straightforward cover.
Over 19,000 5-star reviews on Trustpilot
Real reviews from real pet parents who trust us to protect what matters most.
Four times award winner between 2025-2021
Moneyfacts Pet Insurance Provider of The Year
Easy claims experience
Claim online quickly, and track it in real-time. Highly Commended Claims Service 2025 with MoneyFacts.
We can pay your vet directly
We can pay your vet directly, if they agree, to save you the upfront cost
Compare our pet insurance plans
We’ve got a range of pet insurance plans with cover up to £20,000. Compare our plans below and pick the one that’s right for you.
| Essential Care | Standard Care Pre-existing | Standard Care | Complete Care | |
|---|---|---|---|---|
| Plan details | ||||
| Vet fee cover up to | £5,000 | £7,000 | £10,000 | £20,000 |
| Pre-existing conditions cover | Cover for conditions that ended 2 years before policy start date | Up to £1,500 cover for conditions that ended 3 months before policy start date | Cover for conditions that ended 2 years before policy start date | Cover for conditions that ended 2 years before policy start date |
| Excess | Once per year (not per condition, like many other insurers) | Once per year (not per condition, like many other insurers) | Once per year (not per condition, like many other insurers) | Once per year (not per condition, like many other insurers) |
| CT/MRI scan and cruciate ligament surgery | £1,000 | |||
| Dental illness & accident | Accidents only (Up to £1,000) | |||
| Complications from routine treatment | ||||
| Emergency boarding | £1,000 | £1,000 | £1,000 | £1,000 |
| Death of your pet | £500 | £1,500 | £1,500 | £6,000 |
| Missing or stolen (including advertising) | £500 (excluding replacement costs) | £1,500 | £1,500 | £6,000 |
| Behaviour treatment | ||||
Perks worth up to £500 with your plan
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DNA analysis
Get a 30% discount on DNA analysis to find out about your dog's breeding history from Wisdom Panel.
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First aid course
Know the vital signs of distress and what to do in an emergency.
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Refer a Friend
Refer a friend and you'll both get at least £20. Plus, there's no limit on the number of friends you refer.
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Up to 30% off pet food
Get discounted, quality vet-approved food from: Butternut Box, Edgard & Cooper, Caboodle and Pooch & Mutt.
Joint supplements
Get a 30% discount across the Pooch & Mutt joint supplement range.
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Pet-sitting discount
New TrustedHousesitters customers get 50% off their first year of membership on new standard and premium memberships.
Pet owners love our cover
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Pre-existing conditions¹
All our plans cover conditions that ended more than 2 years before your policy starts. Our Standard Care Pre-Existing policy can cover more recent conditions.
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Easy to switch to us
No waiting period when you switch to us straight from another insurer at 12-month renewal
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One excess per year, not per condition²
Unlike most, our excess is payable only once per year, not per condition. So, you can claim multiple times and only pay it once.
5-star customer reviews from Trustpilot
Frequently asked questions
We answer the most common questions about multi-pet insurance.
What is covered by a multi-pet plan?
What is covered by a multi-pet plan?
A multi-pet plan covers the same things as a normal pet insurance plan. The main part of the plan is cover for vet fees to treat your pet for an accident or illness. All our plans also give unlimited 24/7 video vet calls, at no extra cost. Pet insurance won’t cover things like routine procedures, vaccinations or grooming.
Is multi-pet insurance cheaper than separate policies?
Is multi-pet insurance cheaper than separate policies?
It has all the same benefits as our other pet insurance but rewards you with a discount when you insure more than one pet with us. Multi-pet insurance can work out cheaper than buying separately.
At ManyPets, we offer a multi-pet discount of up to 15%, which is available on all of our plans apart from our Essential Care 2k. That’s one of the highest multi-pet discounts in the UK – and it applies every year you renew.
Can you get multi-dog insurance?
Can you get multi-dog insurance?
Yes, we cover both dogs and cats with our multi-pet plans.
How long do I have to submit a claim?
How long do I have to submit a claim?
You have six months from each treatment or service date to make a claim. This will apply when you try to get a new plan or renew after August 1st, 2024.
For new policies or renewals that were purchased before that date, up until your next renewal, you’ll have 6 months.
We can’t pay any claims submitted later. This is the same if you cancel your plan. You must submit your claim as soon as it's ready.
If you’re ready to submit a claim, our online service is available 24/7 and we’ve made it as easy as possible, so it’s best to start there. Here's a link to My Account.