Multi-pet insurance

Up to 15% multi-pet discount

  • One of the UK's highest multi-pet discounts
  • Every pet gets the discount — and their own plan
  • Up to £20,000 of vet fee cover per year
  • 24/7 video vet calls with FirstVet
Defaqto 5-star rating for Pet Insurance 2025, labeled "Expert Rated." Note: Excludes Essential Care Plans.
MF highly commended 2025
MF Pet Insurance Provider of the Year 2025
Multi-pet-insurance

What is multi-pet insurance?

  • All the same benefits, plus 15% off for every pet you insure, not just the extra ones
  • Discount applies every year that you renew
  • Discount available on most plans
  • Covers multiple cats, dogs or combination of both

Why choose ManyPets multi-pet insurance?

We know not all pet insurance is up to scratch. We listened to pet owners to design plans and customer service that they couldn't find elsewhere.

97% claims paid

We're here when it matters. Trusted by thousands of UK pet parents to pay claims fairly and fast. Based on registered claims between May to October 2024.

24/7 online vet access

Unlimited vet video calls, whenever you need support – included with every plan

Separate plans, one place to manage them

Each pet gets their own plan tailored to their needs – all managed easily in your dedicated online account.

Dental cover included

All plans include dental accident cover. Standard Care and Complete Care plans also include dental illness.

Trust, transparency, tailored for you

When it comes to protecting your pets, you want cover that feels dependable, clear and built around your pet.

At ManyPets, we’ve earned the trust of thousands of UK pet parents with insurance that delivers when it matters most.

No jargon, just straightforward cover.

Over 19,000 5-star reviews on Trustpilot

Real reviews from real pet parents who trust us to protect what matters most.

Four times award winner between 2025-2021

Moneyfacts Pet Insurance Provider of The Year

Easy claims experience

Claim online quickly, and track it in real-time. Highly Commended Claims Service 2025 with MoneyFacts.

We can pay your vet directly

We can pay your vet directly, if they agree, to save you the upfront cost

I have a...
Dog

Perks worth up to £500 with your plan

DNA analysis

Get a 30% discount on DNA analysis to find out about your dog's breeding history from Wisdom Panel.

Wisdom panel logo

First aid course

Know the vital signs of distress and what to do in an emergency.

ManyPets

Refer a Friend

Refer a friend and you'll both get at least £20. Plus, there's no limit on the number of friends you refer.

ManyPets

Up to 30% off pet food

Get discounted, quality vet-approved food from: Butternut Box, Edgard & Cooper, Caboodle and Pooch & Mutt.

edgard-cooper logo

Joint supplements

Get a 30% discount across the Pooch & Mutt joint supplement range.

Pet-sitting discount

New TrustedHousesitters customers get 50% off their first year of membership on new standard and premium memberships.

Trusted House Sitters logo

Pet owners love our cover

Pre-existing conditions*

All our plans cover conditions that ended more than 2 years before your policy starts. Our Standard Care Pre-Existing policy can cover more recent conditions.

*see footnotes

Easy to switch to us

No waiting period when you switch to us straight from another insurer at 12-month renewal

MoneyBack optional extra

Get 20% of your premium back if you haven't needed to make a claim in your policy year. Available to add to most of our plans.

5-star customer reviews from Trustpilot

Frequently asked questions

We answer the most common questions about multi-pet insurance.

What is covered by a multi-pet plan?

A multi-pet plan covers the same things as a normal pet insurance plan. The main part of the plan is cover for vet fees to treat your pet for an accident or illness. All our plans also give unlimited 24/7 video vet calls, at no extra cost. Pet insurance won’t cover things like routine procedures, vaccinations or grooming.

Is multi-pet insurance cheaper than separate policies?

It has all the same benefits as our other pet insurance but rewards you with a discount when you insure more than one pet with us. Multi-pet insurance can work out cheaper than buying separately.

At ManyPets, we offer a multi-pet discount of up to 15%, which is available on all of our plans apart from our Essential Care 2k. That’s one of the highest multi-pet discounts in the UK – and it applies every year you renew.

Can you get multi-dog insurance?

Yes, we cover both dogs and cats with our multi-pet plans.

How long do I have to submit a claim?

You have six months from each treatment or service date to make a claim. This will apply when you try to get a new plan or renew after August 1st, 2024. 

For new policies or renewals that were purchased before that date, up until your next renewal, you’ll have 6 months. 

We can’t pay any claims submitted later. This is the same if you cancel your plan. You must submit your claim as soon as it's ready.

If you’re ready to submit a claim, our online service is available 24/7 and we’ve made it as easy as possible, so it’s best to start there. Here's a link to My Account.

Footnotes

*Covers conditions that have been free from signs and symptoms, medication, treatment, and advice for 2 years before your policy start date. Our dedicated Standard Care Pre-Existing plan provides £1,500 of cover for pre-existing conditions that ended 3 months before your policy start date, as part of an overall £7,000 vet fee limit.