Cover if you need it, Perks if you don’t.
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Why pick ManyPets pet insurance?
Up to £20,000 of lifetime vet fee cover that renews every policy year, designed for pet parents just like you.
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Simple claims
Easy online claims with no paper forms. But you can always call if you prefer. We can pay you or your vet directly, and you can track your claim's progress in My Account. We’ll also send any updates about your claim via text.
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Dental illness cover
Available on all plans except Essential Care. Dental illness is covered up to your vet fee limit.:quality(75))
Unlimited, 24/7 video vet calls with FirstVet
Get advice from a UK-registered vet on your phone, day or night at no extra cost. No excess, no impact on your renewal price.:quality(75)){kind=icon}
Pet Perks
Access exclusive Perks worth up to £500, including 30% off pet food, discounted flea & worm treatment, 50% off pet-sitting membership, 30% off DNA tests and much more.
MoneyBack optional extra
Exclusive to ManyPets. Get 20% of your premium back if you haven't needed to make a claim in your policy year. Available to add to most of our plans.
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Pay excess just once
Unlike others, our excess is payable once per policy year, not per condition, if you claim. So, you can claim multiple times, but only pay it once.
Compare our lifetime plans
We’ve got a range of plans to suit your pet's needs, and your budget. Compare them below and pick the one that’s right for you.
| Essential Care | Standard Care Pre-existing | Standard Care | Complete Care | |
|---|---|---|---|---|
| Plan details | ||||
| Vet fee cover up to | £5,000 | £7,000 | £10,000 | £20,000 |
| Pre-existing conditions cover | Cover for conditions that ended 2 years before policy start date | Up to £1,500 cover for conditions that ended 3 months before policy start date | Cover for conditions that ended 2 years before policy start date | Cover for conditions that ended 2 years before policy start date |
| Excess | Once per year (not per condition, like many other insurers) | Once per year (not per condition, like many other insurers) | Once per year (not per condition, like many other insurers) | Once per year (not per condition, like many other insurers) |
| CT/MRI scan and cruciate ligament surgery | £1,000 | |||
| Dental illness & accident | Accidents only (Up to £1,000) | |||
| Complications from routine treatment | ||||
| Emergency boarding | £1,000 | £1,000 | £1,000 | £1,000 |
| Death of your pet | £500 | £1,500 | £1,500 | £6,000 |
| Missing or stolen (including advertising) | £500 (excluding replacement costs) | £1,500 | £1,500 | £6,000 |
| Behaviour treatment | ||||
Benefits worth up to £500 with your plan
With ManyPets, you can get up to £500 in extras to spoil your pet (and yourself) rotten
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DNA analysis
Get a 30% discount on DNA analysis to find out about your dog's breeding history from Wisdom Panel.
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First aid course
Know the vital signs of distress and what to do in an emergency.
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Puppy guide
Learn everything about puppy health and wellbeing with our guides written by a vet.
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Discounted food
Get discounted, quality vet-approved food from: Butternut Box, Edgard & Cooper, Caboodle and Pooch & Mutt.
Joint supplements
Get a 30% discount across the Pooch & Mutt joint supplement range.
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Pet-sitting discount
New TrustedHousesitters customers get 50% off their first year of membership on new standard and premium memberships.
5-star customer reviews from Trustpilot
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24/7 FirstVet access
All our customers with vet fee cover can video call a vet 24/7. It has many benefits:
Over 40,000 of our customers have used it to decide if their pet needs a trip to the vet or if it’s something they can manage at home.
Pet Insurance Provider Of The Year 2025
Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards.
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Frequently asked questions
We answer the most common questions about pet insurance.
How much will my cover cost?
How much will my cover cost?
You can find out by getting a quick quote. It's difficult to predict how much a pet insurance plan will cost so it's easiest to enter some details about your pet to see the prices for different plans. If you call up you'll be asked the same questions we have online, which are used to calculate your price.
What is lifetime cover?
What is lifetime cover?
Lifetime pet insurance refers to plans that have a vet fee limit that resets each year you renew. You can claim up to the full vet fee limit every year and they provide continued cover for conditions your pet may develop during its lifetime. Find out more about how lifetime pet insurance works.
Does ManyPets pay the vet direct?
Does ManyPets pay the vet direct?
It's a good idea to check with your vet that they will accept direct vet payments. Most of them do, however, it’s always best to check. If they are happy to do so, they may also be able to submit the claim on your behalf using our online claims portal for vets. If your vet is happy to submit the claim on your behalf for direct payment, this means that you do not need to also submit the claim to us as this will cause a duplicate and may delay the claim for you.
Not all Vets are able to assist our customers with submitting claims, which is why our customers can register claims via My Account, all you need to do is select your Vet as the Payee. You can enter up to two different vets. We are also able to pay a different vet – in the case of a referral, for example – then you can let us know in the comments box called ‘Almost there’ at the end.