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¹ Offer subject to terms and conditions.
² Overall we pay 97% of claims. For our Pre-existing product we pay 92% of claims. Based on all registered claims between May to October 2024. Claims data is based on the FCA General Insurance Value Measures.
³ Perk offers subject to change. Terms apply.
⁴ Excludes Legal claims which has a separate excess payable per claim.
⁵ All our plans cover pre-existing conditions that ended more than 2 years before your policy starts. We have a Standard Care Pre-Existing Plan that provides £1,500 of cover for conditions that ended 3 months ago, as part of an overall £7,000 vet fee limit
Why so many cat owners choose us
We know cats aren’t just pets – they’re family. Our award-winning insurance is built to support every meow, mischief and moment.
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97% claims paid ²
Highly Commended for Best Claims Service 2025 with Moneyfacts. Claim easily online and get real-time updates
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Dental illness cover included
Dental illness and accident cover included with our Standard Care and Complete Care plans, up to your vet fee limit. Dental accident cover up to £1k on our Essential Care plan.
Up to £20,000 lifetime vet fee cover
It resets every year, and it's one of the highest in the market. Choose protection that works for your cat – and your budget
Perks worth up to £500
Get use out of your cover, even if you don't need to claim. 2 months free flea, tick and worming treatment, up to 30% off pet food and much more ³
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One excess per year, not per condition
Unlike many others, we charge just one excess each policy year, if you claim. So, even if you need to claim multiple times for the same pet in one policy year, you'll only pay one excess amount. ⁴
Cover for pre-existing conditions
We can cover conditions your cat’s had before (as long as they’ve been free from symptoms, medication, treatment and advice for two years before your policy starts). ⁵
Stress-free claims and vet support
Fast, fair claims
Submit online in just a few minutes through your ManyPets account. Or, we can pay your vet directly, if they agree
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24/7 vet video access with FirstVet
Speak to a UK-registered vet anytime, at no extra cost. Perfect for late-night worries or quick advice. Over 40,000 of our customers use it
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Track claims easily
Stay updated with real-time tracking in your My Account dashboard, and we can text you as it progresses
What does our cat insurance cover?
Cat insurance is there to cover the cost of unexpected vet bills when your cat has an accident or falls ill. That can include:
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Vet visits
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Treatment
Medications and surgery recommended by a vet, depending on your chosen plan.
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Diagnostic tests
Including blood, urine or stool tests, plus any scans like X-rays, MRIs and CT scans.But that’s not all we cover
There’s more to our cat insurance than just veterinary treatment. We’ll also cover you for:
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Lost and stolen cover
All our plans offer lost and stolen cover, with Complete Care having up to £6,000 for advertising and reward costs.
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Behavioural cover
Our Complete Care plan covers vet-recommended behavioural therapy if your pet needs it after an accident or illness.
Overseas travel
EU travel cover when going abroad with your cat available on all our plans; worldwide cover on Complete Care plan
Emergency pet care
All our plans have £1,000 cover for looking after your cat if you have an unplanned hospital stay.
Don't just take our word for it
From unexpected vet visits to long-term conditions, our customers trust us to be there when it matters most.
Frequently asked questions
We answer the most common questions about pet insurance.
Can you insure an older cat?
Can you insure an older cat?
Yes, at ManyPets we have plans that have no age limit for cats.
What is lifetime cover?
What is lifetime cover?
Lifetime pet insurance refers to plans that have a vet fee limit that resets each year you renew. You can claim up to the full vet fee limit every year and they provide continued cover for conditions your pet may develop during its lifetime. Find out more about how lifetime pet insurance works.