Provider Of The Year 2025

Protect your puppy from the very start

Trusted cover that's created for growing pets

  • 97% claims paid*
  • Cover your puppy from 4-weeks old
  • Up to £20,000 lifetime vet fee cover
  • Unlimited 24/7 vet video calls

*See footnotes here

Defaqto 5-star rating for Pet Insurance 2025, labeled "Expert Rated." Note: Excludes Essential Care Plans.
Golden retriever puppy and cat sit in a cosy home

Trusted by thousands of UK puppy parents

19,000+ 5-star reviews on Trustpilot

Customers have highly rated us for our simple online claims process, paying their claims quickly and excellent customer service. Don't take our word for it - take a look!

Multi-award winning cover

We're four times winner of the Moneyfacts Pet Insurance Provider Of The Year Consumer Awards between 2021 and 2025, as voted by our customers

24/7 vet video calls from day one

Whether it's in the middle of the night or if you're out and about, access FirstVet any time and anywhere.

Puppies are playful — and prone to mishaps. Our cover is there for their life.

Why choose ManyPets for your puppy?

Up to £20,000 accident & illness cover

One of the highest limits in the UK – for peace of mind as they grow.

Cover dental illness & injury

Dental illness and accident cover included with our Standard Care and Complete Care plans, up to your vet fee limit. Dental accident cover up to £1k on our Essential Care plan.

24/7 unlimited online vet access

Provided at no extra cost. Easy to book an appointment. Peace of mind and can prevent out-of-hours vet appointments. Perfect for new puppy questions, too.

Multi-pet discount

Got more than one pet? With one of the highest multi-pet discounts available, save up to 15% on your total premium.

We pay your vet direct

If they agree, we can pay them directly. Leaving you to focus on cuddles, not claims.

One excess per year, not per condition

Unlike many others, we charge just one excess each policy year, if you claim. So, even if you need to claim multiple times for the same pet in one policy year, you'll only pay one excess amount*

Real puppy parents, real reviews

Choose the plan for your pup

Complete CareStandard CareStandard Care Pre-existingEssential Care
Plan details
Vet fee cover up to£20,000£10,000£7,000£3,000
Dental coverAccidents and illnessAccidents and illnessAccidents and illnessAccidents only (Up to £1,000)
Pre-existing conditions cover
Cover for conditions that ended 2 years before policy start date
Cover for conditions that ended 2 years before policy start date
Up to £1,500 cover for conditions that ended 3 months before policy start date
Cover for conditions that ended 2 years before policy start date
Unlimited 24/7 video vet calls at no extra cost
Access to ManyPets Perks *T&Cs apply

Many Perks for many pups

DNA analysis

Get a 30% discount on DNA analysis to find out about your dog's breeding history from Wisdom Panel.

First aid course

Know the vital signs of distress and what to do in an emergency.

Refer a Friend

Refer a friend and you'll both receive an Amazon.co.uk gift card, worth at least £20. Plus, there's no limit on the number of friends you refer.

Up to 30% off pet food

Get discounted, quality vet-approved food from: Butternut Box, Edgard & Cooper, Caboodle and Pooch & Mutt.

Joint supplements

Get a 30% discount across the Pooch & Mutt joint supplement range.

Pet-sitting discount

New TrustedHousesitters customers get 50% off their first year of membership on new standard and premium memberships.

Pet Insurance Provider Of The Year 2025

Thousands of pet owners voted us the Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards

Moneyfacts logo on a black background that reads "Winner Moneyfacts Awards 2025 Pet Insurance Provider of the Year"
Moneyfactscompare.co.uk Awards 2025 - Best Claims Service
Trust Pilot Rated Great Badge

Frequently asked questions

We answer the most common questions about pet insurance.

Can my puppy have pre-existing conditions?

It’s a misconception about puppies and insurance that you won’t have to worry about cover for pre-existing conditions because they’re too young to have been poorly in the past.

Sadly, dogs can develop an illness at any age and some pups will be born with health issues. And as soon as they’re noted by a vet on your puppy’s veterinary records, it’ll become a pre-existing condition for insurance if you don’t already have a policy.

That’s one of the reasons why we cover pups from four weeks old – we want you to have peace of mind from the moment they join your family. 

But if a vet has already noticed a health condition in your pup before you have cover, the good news is we may still be able to cover it on our Standard Care Pre-Existing plan. The plan provides £1,500 of cover for conditions that ended (have had no signs or symptoms, treatment, medication or advice) 3 months ago, as part of an overall £7,000 vet fee limit.

Can I call you?

Yes. We love to help people who want to know more about our cover. Get in touch with our UK customer service team on 0345 340 4090.

What age can I insure my puppy from?

We can cover puppies from just four weeks old. A lot of other insurance providers will only cover pups aged six to eight weeks, but we want to make sure you have peace of mind as early as possible. You can also choose the start date for your plan, so if you know the date you’ll welcome your puppy home you can sort out your insurance to start as soon as they arrive. Just remember that you can't claim for accidents in the first 48 hours and illnesses in the first 14 days of your policy.

Footnotes

  1. 97% claims paid based on registered claims between May to October 2024.

  2. Defaqto rating excludes Essential Care plans

  3. Excludes excess for Legal claims, which are payable for each claim.