Standard Care plan

Standard pet insurance

  • From £7,000 to £10,000 cover for dental accidents & illnesses
  • Add MoneyBack optional extra for 20% of premium back if no claims
  • 24/7 unlimited video vet calls with FirstVet
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Multi-pet-insurance

Our Standard Care plan features

This mid-range plan is ideal for those who may not want our highest cover level Complete Care (from £15k to £20k) or lower cover level Essential Care (up to £5k). You can see all available plans when you get your quote.

Dental accident & illness cover

Cover for dental accidents and illnesses, up to your vet-fee cover limit that includes crowns
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Lost or stolen

Up to £1,500 towards the cost of advertising and reward should your pet go missing. We also offer the highest reward cover in the market, covering 2x the original cost of pet
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Diagnostic tests

Up to £10,000, as part of your vet fee limit, for blood, urine or stool tests, plus any scans like X-rays, MRIs and CT scans.
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Complementary treatments

Up to £1,000 for supplements, hydrotherapy, physiotherapy, acupuncture, osteopathy, homoeopathy, herbal medicines and laser therapy as part of your overall vet fee limit
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Covers past conditions

We do not consider as pre-existing, any conditions that ended more than 2 years ago.

Pet owners love our cover

We know not all pet insurance is up to scratch. We listened to pet owners to design policies and customer service they couldn't find elsewhere.
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Pre-existing

Benefit from pre-existing cover across all our plans for conditions that ended more than 2 years before your plan starts.
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Pay your vet directly

We can pay your vet directly as long as they agree
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Easy online claims

Easily submit your claim online & track its progress using My Account
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Exclusive customer benefits

All plans with vet fee cover come with 24/7 video vet calls and a range of offers and discounts on pet goodies
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Easy to switch to us

No 14-day waiting period to claim if you switch to us from another insurer you’ve been with for 12 months or more
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No upper-age limit

We can cover pets up to any age
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Unlimited, 24/7 video vet calls

All our customers with vet fee cover can get access to 24/7 video vet calls with FirstVet at no extra cost. It has many benefits:

  • No impact on your renewal price and there’s no excess to pay for using the FirstVet service.
  • It’s convenient and gives reassurance that you’re doing the right thing for your pet.
  • Contact a UK-registered vet day or night so you can get expert advice

Over 40,000 of our customers have used it to decide if their pet needs a trip to the vet or if it’s something they can manage at home.

Using FirstVet takes the stress out of getting a last minute vet appointment and getting there. The FirstVet app is easy to use. I was able to book in a video call at a time that was convenient to me and the service and I could not fault the attention and advice my dog and I received.

Pet Insurance Provider Of The Year 2025

Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards.

an award logo showing manypets as the winner of the moneyfacts pet insurance provider of the year 2024, consumer awards
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Moneyfacts logo on a black background that reads "Winner Moneyfacts Awards 2025 Pet Insurance Provider of the Year"
Moneyfacts logo on a black background that "Highly Commends" ManyPets for its Claims Service

5-star customer reviews from Trustpilot

Frequently asked questions

We answer the most common questions about pet insurance.

Will I be covered immediately?

No, unless you’ve switched to us from another provider. Like most pet insurance plans there’s a ‘waiting period’ at the start. That means there’s a short period of time before you can make a claim.

For all our plans the waiting period is two weeks for illnesses and 48 hours for accidents. But if you previously had cover with another pet insurance provider and you were insured with them for 12 months or more and you switch to us with no break in cover, there’s no waiting period and you’ll have immediate cover.

Is dental treatment covered?

Dental cover for accidents is included in all our plans. Our Essential Care plan provides cover for dental accidents only, with a limit of £1,000 per policy year. Our Standard Care and Complete Care plans include cover for dental illness and accidents up to the vet fee limit.

Does ManyPets pay the vet direct?

It's a good idea to check with your vet that they will accept direct vet payments. Most of them do, however, it’s always best to check.   If they are happy to do so, they may also be able to submit the claim on your behalf using our online claims portal for vets.  If your vet is happy to submit the claim on your behalf for direct payment, this means that you do not need to also submit the claim to us as this will cause a duplicate and may delay the claim for you.

Not all Vets are able to assist our customers with submitting claims,  which is why our customers can register claims via My Account, all you need to do is select your Vet as the Payee.  You can enter up to two different vets.  We are also able to pay a different vet – in the case of a referral, for example – then you can let us know in the comments box called ‘Almost there’ at the end.