Switch to ManyPets

Name: Switch to ManyPets
Brand: ManyPets
Rating: 4.6 (22234 reviews)

What you could get (that your insurer probably can't offer)

Not all pet insurance is the same. See our handbooks for cover terms. For MoneyBack T&Cs, read our page.

MoneyBack optional extra

Get 20% of your premium back if you haven't needed to make a claim in your policy year. Available on most of our plans.

One of the highest vet fee covers around

We actually walk the walk: choose up to £20k vet fee cover, with insurance features your pet will love.

No waiting period unlike some other insurers

We don't have a 14-day waiting period if you directly switch to us from another insurer you've been with for over 12 continuous months

You control your plan

We don't charge you extra for paying monthly. Does your current insurer do the same?

Not all insurers have behavioural cover

Our Complete Care plan covers behavioural treatment up to the vet fee limit if needed due to an accident or injury when referred by your vet.

Complementary treatments

You get cover within your vet fee limit between £500 and £3,000 when your vet recommends complementary therapy for your pet. Excess and co-payment apply.

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I have a...

Dog Cat

Dog

Perks worth up to £500

Join the ManyPets pack to get access to these exclusive customer benefits, and much more

Pet-sitting discount

50% off your first year pet-sitting membership with TrustedHousesitters. Terms apply*

2 months free flea, tick and worm treatment

Delivered to your door

Refer a Friend scheme

Refer a friend and you'll both get £20. Plus, there's no limit on the number of friends you refer.

DNA analysis

Get a 30% discount on DNA analysis to find out all you need to know about their breeding from Wisdom Panel DNA.

First aid course

Know the vital signs of distress and what to do in an emergency

Discounted pet food

30% off Edgard & Cooper, 50% off Butternut Box, plus much more!

Quick quote

Don't worry - you can still switch if your pet has a pre-existing condition

If your pet’s been ill in the past and you then switch insurers, the new insurer will usually consider it a pre-existing condition. This generally means it won’t be covered. But that doesn’t mean you can’t switch.

At ManyPets, we do things a bit differently. If your pet’s condition ended two or more years ago before your policy starts, we’ll cover it as a new condition if it crops up again. We've also designed a dedicated Standard Care Pre-Existing plan, which covers your pet's condition if it hasn't had signs, symptoms, treatment, medication or advice for three months before your policy starts.

Always check the policy handbook and IPID before you purchase.

Our pre-existing condition cover options

OPTION ONE

Choose our Pre-existing cover for a benefit of up to £1,500 as part of a £7,000 vet fee limit to cover conditions that haven't had signs, symptoms, treatment, medication or advice for three months before your policy starts. Terms apply.

OPTION TWO

Pick one of our standard pet insurance plans for conditions that haven't had signs, symptoms, treatment, medication or advice for more than two years before your policy starts. You'll get up to the vet fee limit you've chosen. Terms apply.

A few things to note if your pet has a pre-existing condition

Our dedicated Pre-existing policy has limits	Make sure you're not in the middle of a claim
Our dedicated Pre-existing policy is limited to £1,500 of cover for pre-existing conditions as part of your overall vet fee limit. You may have more cover than this in your existing plan.	You may not get cover from us if you're currently in the middle of a claim with another insurer. We only cover conditions without signs, symptoms, treatment, medication or advice for three months on our dedicated pre-existing plan or 2 years on our standard cover.

Change your pet's life in just three steps

How to switch pet insurance to us.

1. Get a quote

First of all, you'll need to get a quote and see if our cover is right for your pet. This is very quick online and takes around 10 minutes on the phone.

2. Cancel your existing policy

You'll need to tell your insurer if you want to cancel mid-policy. Some may require you to cancel your Direct Debit, pay any remaining premium and charge you a cancellation fee.

3. Start your new plan

Remember: You don't have a 14-day waiting period if you directly switch to us from another insurer you've been with for over 12 continuous months

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Pet Insurance Provider Of The Year 2025

Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards.

5-star customer reviews from Trustpilot

Switching pet insurance questions, answered

Everything else you may want to know about switching pet insurance to ManyPets.

Yes, you can. But typically you’ll need to pay a fee for this, and sometimes you’ll need to pay any remaining premiums too.

It’s worth speaking to your existing insurer when you cancel.

Generally, make sure the pet insurance you and your pet are switching to is right for you. We don’t want to see you end up with something that doesn’t work for your circumstances.

We’d recommend looking out for things like:

What’s covered
Cost of pet insurance
Benefits and features, like 24/7 vet advice
Waiting period, which is how long your pet won’t be covered between policies
Exclusions, like behavioural treatment
Additional fees

A lot of this depends on your current insurer. Most will need the policyholder to contact them.

Most are through the phone, but others, like us, will allow you to cancel online. Others will let you cancel over email.

You must let your current insurer know.

No. You can cancel at any time.

Yes, you must contact your current insurer to cancel after you get a quote.

It depends. Usually, there's a 14-day waiting period between the time you switch from an old insurer to us.

But you won't have a waiting period if you've been with another insurer for 12 consecutive months (excluding bilateral conditions and pregnancy).

Footnotes

Switch to us with no gap in cover if you've had cover with your current insurer for the last 12 months
*Overall we pay 97% of claims. For our Pre-existing product, we pay 92% of claims. Based on all registered claims between May to October 2024. Claims data is based on the FCA General Insurance Value measures.
Perks worth up to £500 - offers subject to change. Terms apply

Switch to us with no gap in cover*

What you could get (that your insurer probably can't offer)

MoneyBack optional extra

One of the highest vet fee covers around

No waiting period unlike some other insurers

You control your plan

Not all insurers have behavioural cover

Complementary treatments

Perks worth up to £500

Pet-sitting discount

2 months free flea, tick and worm treatment

Refer a friend scheme

Discounted cat food

DNA analysis

Discounts on cat health products

Perks worth up to £500

Pet-sitting discount

2 months free flea, tick and worm treatment

Refer a Friend scheme

DNA analysis

First aid course

Discounted pet food

Don't worry - you can still switch if your pet has a pre-existing condition

Our pre-existing condition cover options

OPTION ONE

OPTION TWO

A few things to note if your pet has a pre-existing condition

Change your pet's life in just three steps

1. Get a quote

2. Cancel your existing policy

3. Start your new plan

Pet Insurance Provider Of The Year 2025

5-star customer reviews from Trustpilot

Switching pet insurance questions, answered

Can I switch pet insurance providers mid-policy?

What should I consider before switching pet insurance?

How do I cancel my old pet insurance when I switch?

Do I have to stay with the same pet insurance provider?

Do I have to cancel my existing pet insurance before switching?

Will the pet insurance start immediately?

Footnotes