*Available on most plans. Money back payment is made 90 days after the policy year ends.
Low cost pet insurance
Basic-level protection for minimum peace of mind
*see footnotes
Our Essential Care plan features
Our Essential Care plans offer lower levels of vet fee cover options - choices from £3k, £4k and £5k. You can see all available plans when you get your quote, which can provide up to £20k.
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Lifetime vet fee cover
Choose from £3,000, £4,000 or £5,000 vet fee cover. Your vet fee cover resets every year that you renew:quality(75))
Dental accident cover
Cover for dental accidents including crowns up to your vet fee limit:quality(75))
Emergency pet care
Up to £1,000 cover for looking after your pet if you have an unplanned hospital stay:quality(75))
Third-party liability
All of our plans include £2m of cover if someone takes legal action against you and your dog.Lost or stolen cover
Up to £500 of cover if your pet is lost or stolen, to help with advertising costs.:quality(75))
Diagnostics cover
Cover for blood tests and other diagnostics. A £1,000 limit applies for MRI and CT scansPet owners love our cover
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Pre-existing
All our plans cover pre-existing conditions that ended more than 2 years before your plan starts:quality(75))
Pay your vet directly
We can pay your vet directly as long as they agreeEasy online claims
Easily submit your claim online & track its progress using My Account:quality(75))
Exclusive customer benefits
All plans with vet-fee cover come with 24/7 vet video calls with FirstVet, plus access to a great range of discounts on pet goodies:quality(75))
Easy to switch to us
No waiting period when you switch straight from another insurer at 12-month renewal:quality(75))
Cover from 4-weeks old
We can cover pets from just 4-weeks of age with no upper age limit24/7 vet video calls
All our customers with vet fee cover can get unlimited, 24/7 video vet advice with FirstVet. It has many benefits:
Over 40,000 of our customers have used it to decide if their pet needs a trip to the vet or if it’s something they can manage at home.
Using FirstVet takes the stress out of getting a last minute vet appointment and getting there. The FirstVet app is easy to use. I was able to book in a video call at a time that was convenient to me and the service and I could not fault the attention and advice my dog and I received.
5-star customer reviews from Trustpilot
Frequently asked questions
We answer the most common questions about pet insurance.
How to cut the cost of dog insurance
How to cut the cost of dog insurance
Increase your excess – you can usually bring down the price of dog insurance quotes by increasing the excess, but not all pet insurance companies let you do this.
Most ManyPets plans include a choice of excess options of £69, £99, £130, £160, and £250 in addition to a voluntary 10% or 20% co-payment.
Just remember that opting for a higher excess does mean you need to make a bigger contribution to the costs if you need to claim.
Multi-pet discounts –If you have two or more pets, multi-pet discounts can reduce your costs. ManyPets has up to 15% discount, and each pet can have their own plan.
How much will my cover cost?
How much will my cover cost?
You can find out by getting a quick quote. It's difficult to predict how much a pet insurance plan will cost so it's easiest to enter some details about your pet to see the prices for different plans. If you call up you'll be asked the same questions we have online, which are used to calculate your price.
Is lifetime pet insurance worth the cost?
Is lifetime pet insurance worth the cost?
Whether pet insurance is worth it or not will depend on your personal circumstances but we believe a plan with an annual limit is good value.
Because our cover limit renews every year, it’ll cover ongoing problems your pet develops as well as short -term illness, so it’ll cover vet fees now and in years to come.
We believe that peace of mind’s worth it, which is why we only offer plans with an annual limit.