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"ManyPets offers some of the most comprehensive pet insurance deals on the market. While many providers won’t cover your pet if it has a pre-existing medical condition, ManyPets can factor this into your premium. It’s one of the reasons why it has been awarded a five star rating from Defaqto."
The Times - Best pet insurance providers - Online
Where we're featured
"ManyPets offer good cover at competitive prices, with a number of novel offerings which may be of interest if other insurance providers do not meet your needs....This is one of the few insurers to allow cover for pre-existing conditions, subject to certain controls."
The Telegraph - The 15 best pet insurance providers in 2024 – and how to find the right cover for you - online
What does our pet insurance cover?
Pet insurance is there to cover the cost of unexpected vet bills when your pet has an accident or falls ill. That can include:
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Vet visits
Any consultation or examination that isn’t a routine check up.:quality(75)){kind=icon}
Treatment
Medications and surgery recommended by a vet, depending on your chosen plan.:quality(75)){kind=icon}
Diagnostic tests
Including blood, urine or stool tests, plus any scans like X-rays, MRIs and CT scans.But that’s not all we cover
There’s more to our pet insurance than just veterinary treatment. We’ll also cover you for:
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Missing pet
All our plans offer help towards the cost of advertising and reward should your pet go missing:quality(75)){kind=icon}
Third-party liability
All of our plans include £2m cover if someone takes legal action against you and your dog.
Overseas travel
EU travel cover when going abroad with your pet available on all our plans; worldwide cover on Complete Care plan
Emergency pet care
All our plans have £1,000 of cover for looking after your pet if you have an unplanned hospital stay.
Perks worth up to £500 with your plan
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DNA analysis
Get a 30% discount on DNA analysis to find out about your dog's breeding history from Wisdom Panel.
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First aid course
Know the vital signs of distress and what to do in an emergency.
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Refer a Friend
Refer a friend and you'll both get £20. Plus, there's no limit on the number of friends you refer.
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Food
Get discounted, quality vet-approved food from: Butternut Box, Edgard & Cooper, Caboodle and Pooch & Mutt.
Joint supplements
Get a 30% discount across the Pooch & Mutt joint supplement range.
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Pet-sitting discount
New TrustedHousesitters customers get 50% off their first year of membership on new standard and premium memberships.
What to look for when picking pet insurance
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Lifetime cover
At ManyPets, all of our plans are lifetime – which are annual plans where the vet fee limit renews each year. This also means we’ll keep covering conditions that we’ve previously paid out for each year you renew.:quality(75)){kind=icon}
Cover to suit you
We have a variety of plans to suit every budget, ranging from £3,000 to £20,000 of vet fee cover.:quality(75)){kind=icon}
Pre-existing conditions
Benefit from pre-existing cover for conditions that ended more than 2 years before your plan starts. Our Standard Care Pre-Existing plan could cover more recent conditions that ended 3 months ago:quality(75)){kind=icon}
Dental accidents
Our Complete Care plan provides up to £20,000 of cover for dental accidents and illness.:quality(75)){kind=icon}
Extra fees
At ManyPets, you can choose from a range of excess and co-pay options, plus pay for your policy monthly at no extra cost.:quality(75)){kind=icon}
Your pet’s age
We don't have any upper age limits for our cover. However, there's a mandatory co-payment when your pet turns 7 years oldPet Insurance Provider Of The Year 2025
Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards.
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Pet owners love our cover
We know not all pet insurance is up to scratch. We listened to pet owners to design plans and customer service they couldn't find elsewhere.
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20% MoneyBack Option
Add our 20% MoneyBack optional extra when buying your plan, and you'll get 20% back 90 days after the end of your policy year if you haven't needed to claim.:quality(75))
Simple claims
Easily submit your claim in your own dedicated account and track its progress. We can pay you or your vet directly.:quality(75))
Easy to switch to us
No waiting period when you switch to us straight from another insurer at 12-month renewal:quality(75))
Pre-existing
Benefit from pre-existing cover for conditions that ended more than 2 years before your plan startsManyPets' Reviews
See what our customers say
Frequently asked questions
We answer the most common questions about pet insurance.
What does pet insurance cover?
What does pet insurance cover?
Veterinary fees – The amount you’ll get towards the fees will depend on the level of cover you choose
Third-party liability – Many pet plans also cover you against third-party liability if your pet causes damage or injury. This can be especially useful for larger dogs. Third-party liability isn't available for cats.
Dental work – Most plans include treatment for dental accidents and illnesses.
Other cover features - Depending on the plans you have, you may have cover for loss, theft or death; emergency minding; travel abroad and more
How much cover do I need?
How much cover do I need?
We believe all pets are healthier when they have insurance. But you need to pick the right plan for you, your pet and your circumstances.
When you choose a plan, consider how much you’d be able to pay yourself if your cat or dog needed expensive treatment like surgery. Our Complete Care plan has up to £20,000 annual vet fee limit. It's high enough to cover many expensive surgeries and chronic conditions. But we have other options with lower levels of cover, too.
Oh, and be sure to read into things like our Standard Care Pre-Existing plan, covering conditions where your pet's had no signs or symptoms, treatment, medication or advice for just three months.
We also have a range of different cat insurance and dog insurance plans at various price points that protect your furry family member.
Can I call you?
Can I call you?
Yes. We love to help people who want to know more about our cover. Get in touch with our UK customer service team on 0345 340 4090.