Pet insurance for pre-existing conditions
Get your pet’s pre-existing conditions covered
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Pet Insurance Provider Of The Year 2024
Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2024, 2022 and 2021 Moneyfacts Consumer Awards.
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What is a pre-existing condition?
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Can I get pet insurance for pre-existing conditions?
What’s covered by Pre-existing pet insurance?
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Historical
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Congential
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Bilateral
We don't cover chronic conditions
Why choose our pre-existing policy?
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For previously ill or injured pets
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Unlimited, 24/7 video vet calls with FirstVet
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Pet perks
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Lifetime cover
ManyPets' Reviews
See how our pre-existing cover helped people like you.
How our pre-existing condition cover compares
Very few pet insurance providers cover pre-existing conditions. The ones that do sometimes make you fill out lengthy forms at the start of the policy before they decide. Comparisons correct on 30 August 2022.
| Petplan | AnimalFriends | Tesco | PetSure | ||
|---|---|---|---|---|---|
| Individual pre-existing conditions must be declared at policy start | |||||
| Conditions that occurred two years before your policy starts can be covered | Depends on insurer's decision | Depends on insurer's decision | |||
| Conditions that ended two years ago are covered as if they were a new conditions | Depends on insurer's decision |
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How pre-existing cover helps pets... and owners
Choosing a pet insurance policy that covers pre-existing conditions means that even with previously diagnosed issues, your pet can still receive financial assistance for that problem. This takes much of the financial guessing game out for pet owners worrying about getting treatment going forward.
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All our pet insurance policies offer lifetime cover
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Is it worth getting insurance for a pet with a health condition?
What does our pre-existing pet insurance cover?
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Vet visits
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Treatment
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Diagnostic tests
But that’s not all we cover
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Missing pet
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Third-party liability
Overseas travel
Emergency pet care
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Save on preventative care
Pre-existing conditions pet insurance FAQs
Everything else you need to know about your pet's previous conditions and how our policies cover them.
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