Complete Care plan

Our top pet insurance

  • up to £20,000 vet fee cover per year
  • £6,000 lost and stolen cover
  • Cover for dental illnesses and accidents
  • Our only plan to cover behavioural treatments
Great
4 out of 5
4 out of five star rating on Trustpilot
4 | 0
Read more reviews at trustpilot

*see footnotes here

Multi-pet-insurance

Our Complete Care plan features

Our Complete Care plan is our most comprehensive cover. You can see all of our available plans when you get your quote.

vet fee

High vet fee cover

Choose £15,000 or £20,000 vet fee cover that resets every year that you renew

High UK dental cover

One of the highest in the UK. Cover for dental illnesses and accidents, up to your vet-fee cover limit each year
treatments

Behavioural treatments

Our only plan to cover behavioural treatment needed as a result of an accident or injury when referred by your vet.
MP_Icon_Basil_Past_Conditions

Covers past conditions

All our plans cover pre-existing conditions that ended more than 2 years before your plan starts

Why pick ManyPets pet insurance?

£15,000 or £20,000 of vet fee cover that renews every policy year, designed for pet parents just like you.

MP_Icon_Percy_Pre_Existing_Conditions

Cancel anytime

Pay monthly at no extra cost and cancel your plan at any time, without any charges.
Two speech bubbles, one with a play symbol and the other with a vet

Unlimited, 24/7 video vet calls with FirstVet

Like 40,000 ManyPets customers, in the last 12 months, get advice from a UK-registered vet on your phone, day or night at no extra cost. No excess, no impact on your renewal price.
MP_Icon_Percy_Delicious_Treats

Simple claims

Easy online claims with no paper forms. But you can always call if you prefer. We can pay you or your vet directly, and you can track your claim's progress in My Account. We’ll also send any updates about your claim via text.
dental

Dental illness cover

Included with our Complete Care pet insurance plan up to your vet fee limit – one of the highest levels of dental cover in the UK.

Pet perks

Access Perks worth up to £500, including 30% off pet food, discounted flea & worm treatment, 50% off pet-sitting membership, 30% off DNA tests and much more. Terms apply*. See below for details.
cell phone with money sign

MoneyBack optional extra

Get 20% of your premium back if you haven't needed to make a claim in your policy year. Available on most of our plans.
Illustration, Woman crouching down with a phone in her hand. She is petting her dog who is sitting and looking down. They're sharing a moment.

Unlimited, 24/7 video vet calls

All our customers with vet fee cover can get access to 24/7 video vet calls with FirstVet at no extra cost. It has many benefits:

  • No impact on your renewal price and there’s no excess to pay for using the FirstVet service
  • It’s convenient and gives reassurance that you’re doing the right thing for your pet
  • Contact a UK-registered vet at any time so you can get expert advice
  • Could help you to avoid costly vet visits

In the last 12 months, more than 40,000 ManyPets customers have used it to decide if their pet needed a trip to the vet or if it’s something they could manage at home.

We booked an appointment late at night and were speaking with a vet within 30 minutes. The vet was so helpful and gave great advice. Such a perk having this service available 24/7

Pet Insurance Provider Of The Year 2025

Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards.

an award logo showing manypets as the winner of the moneyfacts pet insurance provider of the year 2024, consumer awards
Image of a Trustpilot rated great badge
Moneyfacts logo on a black background that "Highly Commends" ManyPets for its Claims Service
Moneyfacts logo on a black background that reads "Winner Moneyfacts Awards 2025 Pet Insurance Provider of the Year"

5-star customer reviews from Trustpilot

Frequently asked questions

We answer the most common questions about pet insurance.

How much cover do I need?

We believe all pets are healthier when they have insurance. But you need to pick the right plan for you, your pet and your circumstances.

When you choose a plan, consider how much you’d be able to pay yourself if your cat or dog needed expensive treatment like surgery. Our Complete Care plan has up to £20,000 annual vet fee limit. It's high enough to cover many expensive surgeries and chronic conditions. But we have other options with lower levels of cover, too.

Oh, and be sure to read into things like our Standard Care Pre-Existing plan, covering conditions where your pet's had no signs or symptoms, treatment, medication or advice for just three months.

We also have a range of different cat insurance and dog insurance plans at various price points that protect your furry family member.

Does pet insurance cover tooth removal?

If your pet insurance only covers dental treatment for accidents, having your dog or cat’s teeth removed will only be covered if the treatment’s needed because of an accident.

For example, if your cat broke a tooth in a fall from the roof and it needed to be removed as a result.

If you’re covered for accident and illness, dog and cat tooth removals should be covered as any other illness in your policy would be, as long as you’ve kept up with regular preventative care and veterinary dental appointments.

Sometimes your pet's deciduous teeth (baby teeth) don't naturally fall out as they should and your vet might recommend that they're removed as a preventative measure against plaque build-up and other problems.

But having them removed won’t be covered by your pet insurance unless they’ve caused an illness.

Will I be covered immediately?

No, unless you’ve switched to us from another provider. Like most pet insurance plans there’s a ‘waiting period’ at the start. That means there’s a short period of time before you can make a claim.

For all our plans the waiting period is two weeks for illnesses and 48 hours for accidents. But if you previously had cover with another pet insurance provider and you were insured with them for 12 months or more and you switch to us with no break in cover, there’s no waiting period and you’ll have immediate cover.

What is covered by a multi-pet plan?

A multi-pet plan covers the same things as a normal pet insurance plan. The main part of the plan is cover for vet fees to treat your pet for an accident or illness. All our plans also give unlimited 24/7 video vet calls, at no extra cost. Pet insurance won’t cover things like routine procedures, vaccinations or grooming.

Footnotes

  1. Perks terms & conditions here