From May to October 2024, we proudly approved 97% of claims*. However, if you haven't had to make a claim, your ManyPets cover still offers fantastic benefits. As a valued customer, you enjoy exclusive access to a range of discounts. Simply select your pet type below to explore these special offers.
Get £20 when you refer a friend
You can also...
It's easy to refer a friend
Join 185,000+ customers who have shared the offer with their friends
Know a fellow pet parent who could benefit from our cover? Invite them to join our pack today
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1. Register to refer
You'll need to register to refer a friend if you haven't already. Simply fill in the form below, and ensure you're using the same email address registered to your plan.:quality(75))
2. Tell your friends!
Once you've registered to refer, your friend will need to add your name at checkout when purchasing their first plan with us. Alternatively, share your referral link with them and ensure they use it when taking out a plan with us.:quality(75))
3. Get ready to be rewarded
You'll each get an Amazon.co.uk Gift card once your friend has purchased their first plan with us and held it for 60 days.Get up to 15% multi-pet discount
Got more than one furry friend? Give them all the protection they deserve while saving money. Add another pet to your plan today and enjoy up to 15% multi-pet discount
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Each pet has their own plan
Your pets can have their own plan, so you can choose the cover that suits their individual needsEasy online claims
We make it easy to claim for all of your pets, in one place. Submit claims online in My Account and track their progressInsure up to 5 pets
You can add up to 5 pets online by accessing My Account, and you can phone us if you have more than 5 pets that you want to coverAn online video vet call the moment you need
Your insurance plan includes unlimited 24/7 access to video vet calls with FirstVet. Over 40,000 of our customers have used this to see if their pet's minor condition or illness can be managed at home.
It was such a relief to get a video call with a uk vet within 15minutes... Her advice was very reassuring in quite a stressful situation...The video call was thorough...such a great feature included with our policy.
Get more from your cover
Perks worth up to £500 with your plan
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DNA analysis
Get a 30% discount on DNA analysis to find out about your dog's breeding history from Wisdom Panel.
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First aid course
Know the vital signs of distress and what to do in an emergency.
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2 months free flea, tick and worm treatment
Keep fleas, ticks and worms at bay with a free 2 month intro to our Flea, Tick and Worm plan
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Food
Get discounted, quality vet-approved food from: Butternut Box, Edgard & Cooper, Caboodle and Pooch & Mutt.
Joint supplements
Get a 33% discount across the Pooch & Mutt joint supplement range.
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Pet-sitting discount
New TrustedHousesitters customers get 50% off their first year of membership on new standard and premium memberships.
Manage your plan online
As a ManyPets customer, you get exclusive access to My Account, your all-in-one hub for managing your plan effortlessly online—anytime, anywhere
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Submit claims
Easily submit claims, upload documents and track their progress. Or, your vet can claim for you. Receive alerts in your Account if we need additional information
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Update details
A surprising number of claims are delayed due to missing information. Keep your details updated in My Account
View payments
View your payment schedule and update your direct debit details, to save you having to phone usRedeem Perks
View all our available Perks, redeem your discount codes and visit the website of all our Perk providersCould you upgrade your plan?
Pet owners have the option to upgrade their plan for higher vet fee cover, ideal for those who want to ensure they're fully prepared for costly unexpected emergencies and illnesses.
Any pet conditions will need to have been free from signs, symptoms, treatment, medication or advice for 2 years if upgrading your cover. Policy terms apply. Call us to find out more.
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Higher vet fee cover
If you're an Essential Care plan customer, you could upgrade to Standard Care (which has up to £10,000 vet fee cover) or Complete Care (up to £20,000 vet fee cover). Or, if you're a Standard Care customer, you can upgrade to Complete Care.
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Higher dental limit
When you upgrade your plan to a higher vet fee cover, your dental limit will also increase to the vet fee limit of that new plan. This gives you peace of mind that you're not out of pocket for costly dental procedures
Lower out-of-pocket costs
With higher vet fee cover, your pet insurance takes care of more vet bills, meaning you won't need to find the funds. This helps ease financial stress and gives your pet the best care without breaking the bankPet Insurance Provider Of The Year 2025
Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards.
Pet owners love our cover
We know not all pet insurance is up to scratch. We listened to pet owners like you to design plans and customer service that they couldn't find elsewhere.
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MoneyBack optional extra
Get 20% of your premium back if you haven't needed to make a claim in your policy year. Available on most of our plans.:quality(75))
97% claims paid*
Between May to October 2024, we paid 97% of registered claims. Easily submit your claim in your own dedicated account and track its progress. We can pay you or your vet directly.:quality(75))
Great customer service
Need to update or discuss your plan? Our friendly customer service team is ready to assist you—quickly and hassle-free!:quality(75))
Pre-existing
All our plans cover pre-existing conditions that ended more than 2 years before your plan starts. Our Standard Care Pre-Existing plan can cover conditions that ended 3 months agoSee our reviews
Share your experience
We'd love your feedback! Help others by sharing your experience with us. It only takes a minute and means the world to our team!
Frequently asked questions
We answer the most common questions about multi-pet insurance.
What is covered by a multi-pet plan?
What is covered by a multi-pet plan?
A multi-pet plan covers the same things as a normal pet insurance plan. The main part of the plan is cover for vet fees to treat your pet for an accident or illness. All our plans also give unlimited 24/7 video vet calls, at no extra cost. Pet insurance won’t cover things like routine procedures, vaccinations or grooming.
Does pet insurance get more expensive as pet gets older?
Does pet insurance get more expensive as pet gets older?
Generally, the cost to insure a one or two-year-old pet is much less than the cost of insuring an older pet.
Your insurer may also ask you to pay around 20%-35% of the cost of any claims for pets aged over nine years old. This is called a co-payment.
Most of our plans are available for pets of any age and we ask owners of pets over seven to cover 20% of any claims.
Many people see the cost of their pet insurance increasing over time, and feel that the insurance company is acting unfairly – but higher costs for older pets reflect the fact that visits to the vet are more likely.
Some owners opt to 'self-insure' by paying a fixed amount into a savings account each month so that there is a reserve to draw on if their pet gets sick, instead of continuing to pay the insurance premium. The risk is that you may need vet treatment before your savings have built up or the cost of treatment will be higher than what you've saved.
What is the excess?
What is the excess?
The excess is the amount of the claim you cover and it’s usually deducted from the payout for your claim. If your pet is under seven we offer a choice of excess, ranging from £69 to £250. There is a £250 excess for our Legal cover. Unlike many other insurance providers, we only take an excess once a policy year rather than on every claim or condition. The excess helps keep the cost of your premium down.
Can I call you?
Can I call you?
Yes. We love to help people who want to know more about our cover. Get in touch with our UK customer service team on 0345 340 4090.