Care that keeps up with your cat — at every age

Pet Insurance for older cats

  • All plans cover conditions that ended 2+ years before your policy starts
  • Up to £20,000 lifetime vet fee cover
  • Unlimited 24/7 vet video calls
  • 97% claims paid¹
Defaqto 5-star rating for Pet Insurance 2025, labeled "Expert Rated." Note: Excludes Essential Care Plans.
MF highly commended 2025
MF Pet Insurance Provider of the Year 2025
1396x1018 older-cat

Why choose ManyPets for older cat insurance?

Your cat might be slowing down, but they’re still the heart of your home. That’s why ManyPets offers pet insurance that’s built around the real needs of older cats.

Whether it’s managing age-related conditions, providing peace of mind for unexpected vet visits, or simply offering support when you need it most, we’re here to help.

No upper age limit

We don’t stop cover just because your cat’s in their golden years. Whether your cat’s 7 or 17, we offer insurance that works for their stage of life. A 20% co-pay applies per claim, for pets over 7

Vet fee cover up to £20,000

One of the highest limits in the UK with our Complete Care plan

Pre-existing conditions? We can help

If your cat’s condition has been free from symptoms, treatment, or advice for 24 months before your policy starts, we’ll cover it again²

Dental cover

All plans cover dental accidents. Our Complete Care and Standard Care plans also cover dental illness, including gum disease, tooth extractions and more, up to your vet fee limit.

24/7 video vet calls with FirstVet

Worried about a change in behaviour or appetite? Speak to UK vets any time, from anywhere.

Here's how we compare

Pay excess once

Unlike many others, with ManyPets, you pay excess just once a year if you need to claim, not per condition³

Lost and stolen

​​Cover up to £6,000 if your pet is lost or stolen, or passes away, with our Complete Care plan.

Dental cover

One of few UK insurance providers to offer dental cover for illness and accidents up to £20,000, on Complete Care plan

Multi-pet discount

Insure more than one pet to get up to 15% off with our multi-pet discount. Each pet can have their own plan

What are our other benefits?

We know not all pet insurance is up to scratch. We listened to pet owners to design policies and customer service they couldn't find elsewhere.

Pay your vet directly

We can pay your vet directly, as long as they agree, to save you the upfront costs

ManyPets Perks

All plans come with great discounts and offers, including up to 30% off pet food⁴

Dedicated online account

Manage your plan with your own online account. You can even quickly submit your claim & track its progress

Preventative pet care

Get 2 months free on our flea, tick and worming plan. T&Cs apply⁴

Unlimited, 24/7 video vet calls with FirstVet

Get advice from a UK-registered vet on your phone, day or night at no extra cost. No excess, no impact on your renewal price.

Paw-sitive reviews from happy cat parents

They’ve always been there for you. It's our turn to be there for them.

Older cat insurance FAQs

We answer the most common questions about pet insurance.

When are cats considered old in pet insurance terms?

Cats are considered old by insurers when they reach 8 years of age. While that might not seem old for a pet (or to its owners!), that’s the age from which they might be more susceptible to certain medical conditions.

Is pet insurance for older cats worth it?

We know how important your cat is, especially if it’s been part of your family for a long time. When your older cat develops medical issues, or picks up an injury, it’s comforting to know that you’ll have help paying for any vet bills, and that you’ll be able to keep your feline friend happy and healthy into their golden years.

Footnotes

  1. Overall we pay 97% of claims. For our Pre-existing product we pay 92% of claims. Based on all registered claims between May to October 2024. Claims data is based on the FCA General Insurance Value measures

  2. All plans cover conditions that have been free from signs and symptoms, medication, treatment and advice for 2 years before your policy start date. Our Standard Care Pre-Existing plan provides £1,500 cover for conditions that have been free from signs and symptoms, treatment, medication and advice for 3 months before your policy start date, as part of an overall £7,000 vet fee limit.

  3. Excludes Legal claims, which have a separate excess payable per claim.

  4. Perk offers are subject to change. Terms apply. Flea, tick and worming T&Cs here