The most accident-prone pets revealed…and the insurance claim costs!

March 26, 2024 - 2 min read
Dog bandaged up

It may not be something you think about when you choose a new furry family member, but some breeds of dog and cat are more likely to get injured than others. New data reveals that certain pets cost their pet parents thousands of dollars in accident-related insurance claims.

The data from 2023 shows that dog owners are five times more likely to make an injury-related insurance claim than cat owners.

The most accident-prone (or clumsy!) dog breeds are:

  1. German Pointer

  2. Belgian Malinois

  3. Doberman Pinscher

  4. Yorkiepoo

  5. Jack Russel Terrier

  6. Border Collie

The most accident-prone cat breeds are:

  1. Maine Coon

  2. Devon Rex

  3. Siberian

  4. Sphynx

  5. American Shorthair

  6. Persian

Although dogs are more likely to have an accident than cats, cats have costlier injury claims on average. The data shows that the average dog owner claimed $869 per injury in 2023, compared to $1,332 for cat owners.

What is the most common injury for cats and dogs?

The most common injury condition across both cats and dogs is a foreign object being ingested or embedded into the skin. The average claim for a foreign body claim in 2023 was over $2,000.

Some of the most bizarre objects that were stated in claims include:

  • A TV remote

  • Garlic chicken wings

  • Hand warmers

  • 10 earplugs

  • Block of wood

  • Memory foam pillow

  • Aluminium pan

Other injuries amongst the most common include:

  • Foreign body - complications from swallowing foreign objects or foreign objects becoming embedded in the skin (33%)

  • Wound - cuts and scrapes (19%)

  • Bone fractures (12%)

  • Dog bite (from other dogs) (9%)

  • Torn nail (4%)

Who is ManyPets’ overall winner?

One particular pet was peerlessly accident-prone. Jerry, a 1-year-old male Poodle from Louisiana, had a staggering 12 foreign object-related claims in 2023, which came to a whopping $14,458 in ManyPets insurance claims over the year.

Fortunately, all of these pets received much-needed vet care when they needed it most, which makes it easier to laugh now that all’s said and done. Still, your pet’s injuries are a very serious matter. That’s why we recommend keeping yourself, and your furry friend, covered under a pet insurance policy that eases the financial burden of urgent vet care…After all, as Jerry has shown us, sometimes accidents happen…and happen…and happen.