The ManyPets mission

Many more moments for pets and their parents

With top-ranked* coverage and devoted customer support, we’re looking out for the world’s ManyPets, four paws at a time.

  • Forbes' #1 Pet Insurance Company for 2023
  • 4.5/5 rating on Trustpilot***
  • No hidden fees, no annual payout limits
4.5 out of 5
4.5 out of five star rating on Trustpilot
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Forbes Advisor 2023. America's best pet insurance company. ManyPets was awarded 5 stars

Forbes' #1 Pet Insurance Company for 2023

A tale of ManyPets (and our many pets)

Steven and Guy

Howl we started

Back in 2012, our eminently British co-founders Steven Mendel and Guy Farley saw very little to like in the insurance biz. (As they might have put it, the industry was a bit rubbish.) Soon enough, “Bought By Many” was whelped in London.

Ultimately, Bought By Many was destined to doggy-paddle across the pond with a new name and a refined purpose.

Steven with dog

The pet project becomes the only project

From the beginning, our customers barked and meowed loud and clear: Pet parents had it ruff.

The pet insurance industry was slower than a French Bulldog, its tech was more outdated than a pet rock, and you’d sooner get your cat to speak English than talk to a live customer support agent.

Thousands of pet parents told us we were creating a better pet insurance experience. We listened, and pet protection became our sole mission.


ManyPets meets America's many pets

In 2021, we debuted in the US with a new name: ManyPets. (Our UK brand followed suit in 2022.) Only 2% of all US pet owners had purchased pet insurance, but were confident we could help boost that number. 

In two short years, ManyPets has insured tens of thousands of pets throughout the US. And our once-scrappy US operation has blossomed into a well-oiled pet-insuring machine, complete with dozens of dedicated customer support pros and expert claims specialists. 

And we all have something in common: We adore pets and pet parents.

Now, our manyfesto is simple: We’re out to ease the financial burden of pet ownership, empowering pet parents to seek the vet care their pets need, no matter what.

dog with ball in his mouth

How we take care of your pet—and you

Pet parents and industry observers have praised us for providing top-notch coverage with best-in-class customer support.

We were rated Forbes’ #1 Pet Insurance Company for 2023, and the vast majority of online reviewers have given us a 5-star rating.

So where, exactly, do we stand, tails and paws above the pack?

Why ManyPets pet insurance?

ManyPets offers nose-to-tail pet insurance* for accidents and illnesses at competitive prices with no hidden fees. ManyPets may also cover certain items — like accident and illness exams and treatments for dental disease—that some of our competitors don’t. And unlike many other companies, ManyPets doesn’t place annual caps on reimbursement for approved claims.
small pink house with cross on it

Choose any vet

— no networks!

Heart with arrow around it

No annual or lifetime limits on payouts

for approved claims

cell phone with money sign

Direct deposit reimbursements

straight to your bank account


Covered treatments some companies exclude

including accident/illness exams and treatments for dental disease

5-star pet insurance customer reviews from Trustpilot

From substantial reimbursements to outstanding support, hear from our customers about life in the ManyPets pack.

What do vets think about pet insurance?

Unfortunately, unexpected veterinary costs do pop up, and the last thing you want to worry about is money when your focus should be on helping your pet feel better. The peace of mind that pet insurance provides is truly priceless.

Dr. Jennifer Coates, DVM

Hearing the words ‘they’re insured’ from a pet owner is such a relief to us as vets. It means we both know that the cost of treatment becomes a less significant factor in major medical decision making. Our choices get to be made primarily based on what we all agree is best for the pet.

Dr. Kirsten Ronngren, DVM MRCVS

Find the best insurance for your furry family member

ManyPets offers insurance for dogs and cats, including puppies and kittens, adult dogs and cats, and senior dogs and cats. Unlike some other providers, ManyPets policies may cover claims related to accident/illness exams and periodontal disease, and we don’t place annual limits on payouts for approved claims, even as your pet gets older.**
A pile of puppies climbing on each other in a pyramid

Insurance for all your woofs and meows.

ManyPets pet insurance is designed to meet the needs of pets**, whether they’re spry, long in the fang, bewhiskered, or bewoofed.

Vet petting dog and cat

Save on preventative care

ManyPets Wellness Plan for Dogs & Cats

  • Routine exams and vaccinations
  • Prevention for fleas, ticks, and heartworm
  • Professional cleanings and at-home dental care
  • Vitamins, supplements, and more

Pet advice and tips

Check out the ManyPets blog for detailed pet insurance guides, pet parenting explainers, and expert veterinary advice.

Frequently asked questions

Everything else you may want to know about ManyPets. claims.

How does ManyPets pet insurance work?

We make it easy with three (3) simple steps:

Step 1: When your pet is sick or injured, visit any licensed veterinarian in the U.S. for diagnosis and treatment, and pay as usual at checkout (don’t forget to ask for a copy of your itemized vet bill). 

Step 2: Simply submit a claim online through 'My Account,' including a copy of your itemized vet bill and the details of your recent vet visit.

Step 3: Sit back and relax while we process your claim. We’ll send you regular updates via email so that you can track our progress.  If approved, we’ll pay you back for everything we cover up to your copay amount and after you’ve met your yearly deductible. 

Is ManyPets pet insurance available in all 50 states?

Almost! ManyPets insurance is now available in 46 states + Washington, D.C., with plans to launch in more soon.

ManyPets insurance also remains active while you’re traveling within the US states, Washington, D.C., or Canada for up to 90 days.

How do I insure multiple pets?

Looking to insure multiple pets? If it's your first time signing up with ManyPets, just get a quote and begin the usual purchase process. After you’ve submitted the details for your first pet, you’ll see a spot on the next page where you can click “Add another pet.” Just click and repeat until you’ve added all your furry friends, each with their own unique policies.

Trying to add a new pet insurance policy to your pre-existing account? Reach out to our team for help.

Is pet insurance coverage the same in every state?

All ManyPets policies start out with the same Accident and Illness coverages, with just a few state variations due to regulations. And available policy selections – including deductible amount and reimbursement level – may vary by state as well. 

Does ManyPets work with any vet?

Pets are free to receive treatment from any licensed veterinarian, specialist, or emergency clinic in the U.S. (or temporarily in Canada) and send the claim to us afterwards.

Why? Unlike with human health insurance plans, which require pre-authorization and limit you to ‘in-network” providers, we pay our pet parent customers directly for qualified claims instead of reimbursing the vet.

Does ManyPets pet insurance cover regular or routine vet visits?

ManyPets insurance only covers vet costs related to accidents or illnesses.

However, ManyPets does offer an optional, non-insurance Wellness Plan, which can be purchased in addition to insurance. The plan reimburses routine and preventative care for pets, up to the plan's available limits.

*Rated Forbes' #1 Pet Insurance Company for 2023

**ManyPets analyzes every claim on its own merits, subject to the terms and conditions of your policy. Exclusions apply, including those for pre-existing conditions. Only claims unrelated to an excluded treatment or condition are eligible for coverage.

***Rating on Trustpilot website as of August 10, 2023