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*Overall we pay 97% of claims. For our Pre-existing product, we pay 92% of claims. Based on all registered claims between May to October 2024. Claims data is based on the FCA General Insurance Value measures.
Perks worth up to £500 - offers subject to change. Terms apply
Excludes excess related to Legal claims, which are payable per claim.
Our dedicated Pre-existing policy is limited to £1,500 of cover for pre-existing conditions as part of your overall vet fee limit. You may have more cover than this in your existing plan.
You may not get cover from us if you're currently in the middle of a claim with another insurer. We only cover conditions that haven't had signs, symptoms, treatment, medication or advice for three months before your policy starts on our dedicated pre-existing plan or 2 years on our standard cover
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Sit. Stay. Let’s bust them.
You may be hesitant to switch your pet insurance due to common barriers that are true of other providers. But at ManyPets, we do things differently.
Switching cover shouldn’t feel like a trick – with us, it’s a treat.
Not with ManyPets. You don't lose your cover - you just gain better value*
Nope! If you’ve been with your current insurer for 12 months or more, there’s no waiting period when you switch to us.
Actually, they can be. If your pet's condition ended more than two years before your policy starts, we’ll cover it as a new condition if it crops up again.
What if my pet has had a condition in the last 2 years?
We've designed a dedicated Standard Care Pre-Existing plan, which covers your pet's condition if it hasn't had signs, symptoms, treatment, medication or advice for three months before your policy starts.
Always check the policy handbook and IPID before you purchase.
Our pre-existing condition cover options
OPTION ONE
OPTION TWO
Why pet owners are switching to ManyPets
Real reviews from customers who made the switch — and never looked back. From hassle-free claims to helpful customer service, see why ManyPets is highly rated on Trustpilot.
“Amendment to insurance”
I have just amended my pet insurance cover, and the lady I spoke to was extremely helpful, and made the switch extremely easy.
“Excellent service”
I have had to claim recently and the service received was incredibly efficient and hassle free. Vet invoice paid directly and no quibbling with extra medication costs. A great pet insurance provider.
What you could get (that your insurer probably can't offer)
Not all pet insurance is the same. See our handbooks for cover terms. For MoneyBack T&Cs, read our page.
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One excess per year, not per condition
Unlike many others, with us you'll just pay your excess once per year, regardless of how many times you claim*
One of the highest vet fee covers around
We actually walk the walk: choose up to £20k vet fee cover, with insurance features your pet will love.
No waiting period unlike some other insurers
We don't have a 14-day waiting period if you directly switch to us from another insurer you've been with for over 12 continuous months
You control your plan
We don't charge you extra for paying monthly. Does your current insurer do the same?
Not all insurers have behavioural cover
Our Complete Care plan covers behavioural treatment up to the vet fee limit if needed due to an accident or injury when referred by your vet.:quality(75)){kind=icon}
Complementary treatments
You get cover within your vet fee limit between £500 and £3,000 when your vet recommends complementary therapy for your pet. Excess and co-payment apply.
Perks worth up to £500*
Instant access to pet health discounts, including 2 months free flea, tick and worming treatment, and up to 30% off pet food.
Change your pet's life in just three steps
How to switch pet insurance to us.
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1. Get a quote
First of all, you'll need to get a quote and see if our cover is right for your pet. This is very quick online and takes around 10 minutes on the phone.
2. Cancel your existing policy
You'll need to tell your insurer if you want to cancel mid-policy. Some may require you to cancel your Direct Debit, pay any remaining premium and charge you a cancellation fee.
3. Start your new plan
Remember: You don't have a 14-day waiting period if you directly switch to us from another insurer you've been with for over 12 continuous months5-star customer reviews from Trustpilot
Switching pet insurance questions, answered
Everything else you may want to know about switching pet insurance to ManyPets.
Can I switch pet insurance providers mid-policy?
Can I switch pet insurance providers mid-policy?
Yes, you can. But typically you’ll need to pay a fee for this, and sometimes you’ll need to pay any remaining premiums too.
It’s worth speaking to your existing insurer when you cancel.
What should I consider before switching pet insurance?
What should I consider before switching pet insurance?
Generally, make sure the pet insurance you and your pet are switching to is right for you. We don’t want to see you end up with something that doesn’t work for your circumstances.
We’d recommend looking out for things like:
What’s covered
Cost of pet insurance
Benefits and features, like 24/7 vet advice
Waiting period, which is how long your pet won’t be covered between policies
Exclusions, like behavioural treatment
Additional fees
How do I cancel my old pet insurance when I switch?
How do I cancel my old pet insurance when I switch?
A lot of this depends on your current insurer. Most will need the policyholder to contact them.
Most are through the phone, but others, like us, will allow you to cancel online. Others will let you cancel over email.
You must let your current insurer know.
Do I have to cancel my existing pet insurance before switching?
Do I have to cancel my existing pet insurance before switching?
Yes, you must contact your current insurer to cancel after you get a quote.