Do all vets take pet insurance?

March 24, 2023 - 2 min read
Do All Vets Take Pet insurance?
Do All Vets Take Pet insurance?

A multi-thousand-dollar vet bill doesn’t have to be so painful if you have the right insurance for your pet.

But how can you know if your vet will accept your pet insurance? And what if something happens when you’re traveling far from home?

We have some easy answers.

Do all vets accept pet insurance?

Let’s start by clearing up a misconception: ManyPets allows you to take your pet to any licensed veterinarian, but vets don’t exactly “accept” insurance. You’ll just pay your bill as usual and then submit your invoice directly to us. We’ll reimburse you for any qualified accident or illness claims, minus any co-pay or deductible amounts.

This stands in stark contrast to human health insurance, which sets limitations involving “in-network” or “out-of-network” providers and may require pre-authorization for certain procedures.

With pet insurance, there’s no such thing as “in-network,” “out-of-network,” or pre-authorization. Visit any licensed veterinarian, including emergency and specialty practices, and submit your claim to us. We’ll take care of the rest.

Learn more in our posts about the basics of how pet insurance works and what’s covered.

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Does pet insurance work across state lines?

If your pet is covered in the state you reside in, you’re past the waiting period for your plan, and you’re submitting a qualified claim, then yes, we’ll cover a vet visit in another state!

Your pet can receive the treatment they need from any licensed veterinarian, specialist, or emergency clinic in the US. At ManyPets, you’re even covered for a trip to Canada for up to 90 days! Fun fact, eh?

We do ask that you notify us if you permanently move your pet to a new location, as this could affect your monthly premium.

How to find a vet that takes pet insurance

You don’t need to worry about finding a vet that takes pet insurance because vets aren’t involved in the reimbursement process.

But if you’re asking how to find vet care that’'s eligible for insurance coverage, that’s simple: Just make sure your vet has a license to practice veterinary medicine! Really, that’s the only requirement.

If you need help finding a great vet, we can help with that too. Check out our guide on how to choose a veterinarian.

Interested in getting your dog or cat covered with a pet insurance policy? Wondering what the monthly cost of pet insurance might be and what types of coverage options are available? You’re one step away from peace of mind. Get a quote today!

Leanna Zeibak
Content Manager

Leanna Zeibak is a Content Manager at ManyPets. In her spare time, she paints pet portraits and bakes far too many chocolate chip cookies.