Pet insurance while traveling in the US and Canada*

Coverage for accidents and illnesses — even when you’ve turned tail and left home

When you and your furry friend need to roam free, your coverage doesn’t need to stay behind:

  • Stay covered when traveling in all 50 states and Washington, D.C.
  • Coverage also available when traveling in Canada
  • Choose any vet wherever you’re covered
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How ManyPets pet insurance is different from pet travel insurance

ManyPets offers tremendous insurance for pet travel, but we don’t technically offer pet travel insurance. So what does that mean, exactly?

ManyPets offers pet insurance for accidents and illnesses that remains active while you’re traveling within the 50 US states, Washington, D.C., or Canada for up to 90 days.

Pet travel insurance policies, which are not commonly sold in the US, are designed to cover the risks associated with transporting or traveling with your pet. There’s no such thing as pet travel insurance that covers pet illness and injury if it’s not directly related to the fact that you’re traveling.

The ManyPets pet insurance policy may cover your pet for accidents and illnesses that just so happen to occur while your dog or cat is traveling, even if those conditions are not the direct result of travel-related mishaps.

Why ManyPets pet insurance for traveling with your dogs or cats?

ManyPets offers nose-to-tail pet insurance coverage** for accidents and illnesses at competitive prices with no hidden fees. And your coverage won’t suffer just because you’ve whisked your whiskered or wet-nosed friends across state lines or visited our neighbor to the north. And wherever your pet is covered, ManyPets won’t place annual caps on reimbursement for approved claims.
small pink house with cross on it

Choose any vet

— no networks!

Heart with arrow around it

No annual or lifetime limits on payouts

for approved claims

cell phone with money sign

Direct deposit reimbursements

straight to your bank account


Covered treatments some companies exclude

including accident/illness exams and treatments for dental disease

Pet insurance should be easy — even when you’re fur from home

How pet insurance claims work when you’re traveling

The process of submitting your claim remains the same whether your pet gets a tummy ache at home, slips on the ice during your Alaskan ski trip, or loses a fight to a feisty Montreal squirrel during your long-planned poutine sampling tour. Here’s how it works:
Green house with cross on it

Visit any vet

Pick a vet, any vet. No networks, no restrictions.

Cell phone

Claim online

File a claim online anytime during or after your pet's vet visit.

Painless money

Get up to 80% of your vet bill back*

No, really. 80%.

How does ManyPets pet insurance compare to the competition?

Whether you’re snug at home or on the go, it’s crucial to find an insurance plan that meets all your pet’s needs — and yours. Here’s how ManyPets stacks up to the competition:

Policy Details ManyPets Nationwide PetsBest Fetch HealthyPaws Trupanion
All Plans Feature no Annual Limit ✔️ N/A - No unlimited option N/A - No unlimited option ✔️ ✔️
No Fees (Sign-up, Payment Installment, etc) ✔️ 2 months due at signup + $2/month installment fee $2/month installment fee $3.48/month installment fee $25 fee to sign-up $50 fee to sign-up
No Condition-Specific Waiting Periods ✔️
Accident & Illness Coverage ManyPets Nationwide PetsBest Fetch HealthyPaws Trupanion
Vet Specialists & ER Visits ✔️ ✔️ ✔️ ✔️ ✔️ ✔️
All Plans Cover Sick Visit Exam Fee ✔️ ✔️ ✔️
All Plans Cover Rx Medication ✔️ ✔️ ✔️ ✔️ ✔️
Dental Illness ✔️ ✔️ ✔️ ✔️
Hereditary Conditions ✔️ ✔️ ✔️ ✔️ ✔️
Treatment of Pre-existing Conditions Covered if 18 months no signs or symptoms 12 months Covered if 18 months no signs or symptoms
Cancer Treatment ✔️ ✔️ ✔️ ✔️ ✔️ ✔️
Diagnostic Testing ✔️ ✔️ ✔️ ✔️ ✔️ ✔️
Wellness Coverage ManyPets Nationwide PetsBest Fetch HealthyPaws Trupanion
Total Annual Benefit $600 $500 $535 No Wellness Plan Available No Wellness Plan Available No Wellness Plan Available
No "Filler", One-Time-Use Benefits ✔️ Microchip Microchip, Spay/Neuter
Up to $150 for Vaccines ✔️ $75 max $40 max
Up to $150 for Vitamins + Supplements ✔️ Not included Not included
Up to $150 for Dental Cleanings ✔️ Not included ✔️
Up to $150 for Tests + Parasite Prevention ✔️ ✔️ ✔️
Customer Support ManyPets Nationwide PetsBest Fetch HealthyPaws Trupanion
Speak with US-based Agents in Seconds ✔️ ? ? ? ? ?
Live Chat Available ✔️ ✔️ ✔️ ✔️
24/7 Tele-Vet Coming Soon ✔️ ✔️ ✔️ ✔️

Comparisons are based on quotes manually taken from each competitor's website in 2022. These are subject to change at any time.

What does pet insurance cover when you’re traveling?

ManyPets pet insurance covers accidents and illnesses. Covered treatments remain the same (for up to 90 days) across the US and Canada — even if your pet requires hospitalization or other extended treatment. Here are some of the many things ManyPets will reimburse you for…


An unexpected incident or injury, including road accidents and poisonings.



Sickness or disease (including hereditary conditions) that isn’t accident-related.

Small dog in blue travel bag

What does pet insurance NOT cover while traveling?

Unless you’re traveling outside the US or Canada, or you’ve been traveling for more than 90 days, coverage exclusions remain the same across all locations. We don’t cover:

Vet care outside the US or Canada

ManyPets pet insurance may cover your pet within any of the 50 US states — or Canada — for up to 90 days. But your pet will not be covered for any vet care outside the US or Canada, so keep that in mind while traveling abroad.

Pre-existing conditions 

These are conditions for which your pet was symptomatic, treated, or diagnosed before your pet insurance policy went into effect or during your waiting period. However, unlike some other companies, ManyPets will no longer consider most conditions to be pre-existing if your pet has been free of symptoms, diagnosis, and treatment for a certain time period — usually 18 months.***

Preventative care

The ManyPets Accident and Illness Policy does not cover routine or preventative care like checkups, dental cleanings, preventative parasite treatments, or supplements. However, the optional ManyPets’ Wellness Plan (a non-insurance plan you may purchase in addition to insurance) is designed to reimburse you for such items. This is particularly important for kittens, who need lots of vaccinations and checkups.

Waiting periods 

This is the brief period, beginning the day your insurance policy becomes effective, when your pet's accidents and illnesses are not yet eligible for coverage. Waiting periods may vary by state due to relevant regulatory rules and changes; always refer to your own state’s policy wording.

Finding the best pet insurance while traveling

ManyPets offers coverage for dogs and cats, including puppies and kittens, adult dogs and cats, and senior dogs and cats, even if you’re traveling in another state or in Canada. Unlike some other providers, ManyPets policies may cover claims related to accident/illness exams and periodontal disease, and we don’t place annual limits on payouts for approved claim.
Dog with toothbrush in it's mouth

Save on preventative care

ManyPets Wellness Plan for Dogs & Cats

  • Routine exams and vaccinations
  • Prevention for fleas, ticks, and heartworm
  • Professional cleanings and at-home dental care
  • Vitamins, supplements, and more

5-star pet insurance customer reviews from Trustpilot

From substantial reimbursements to outstanding support, hear from our customers about life in the ManyPets pack.
A pile of puppies climbing on each other in a pyramid

Insurance for all your woofs and meows.

ManyPets offers insurance* for dogs and cats of all ages, including puppies and kittens, adult dogs and cats, and older dogs and cats. Get information on options for the whole furry family.



We've got answers

Pet insurance and travel FAQs

Everything else you may want to know about ManyPets insurance and travel

Does my dog or cat require “pet travel insurance” to receive coverage while traveling within the US or Canada?

Nope! The ManyPets’ Accident and Illness policy covers your pet while you’re traveling within the US or Canada — and also, of course when you’re in your home state. “Pet travel insurance,” which isn’t commonly offered in the US, is solely designed to cover pets for mishaps that are directly associated with traveling.

Does ManyPets pet insurance cover international travel?

When it comes to travel outside of the US, ManyPets pet insurance covers eligible claims for treatment that takes place in Canada (for up to 90 days). However, it does not cover vet care that takes place outside of the US or Canada. 

What are the risks of traveling with a pet?

Travel can always create risks for your pet, whether you’re driving, flying, or taking the train. Stick to safe practices, like keeping your pet out of your car’s front seat or — when permitted — letting them ride with you in an airplane cabin. If traveling does directly result in any injuries or illnesses, your pet may be reimbursed for treatment if there are no pre-existing conditions or other exclusions preventing coverage. 

Can my pet be covered even if treatment takes place in more than one state?


Let’s say you’re on vacation when your car-chasing Chihuahua finds their way into Honolulu’s sunniest emergency clinic. If your furry friend’s recovery regimen ultimately continues under the watchful eye of your vet in Milwaukee, this travel and this use of two vets won’t affect your coverage one way or another. If treatment is eligible for coverage, it will remain eligible across locations.

For how long can I live with my pet in a new location before I have to report a permanent change of residence?

If you know ahead of time that you and your pet will be moving to a new location for more than 90 days, you should report that move right away; ManyPets will consider the move to be permanent after 90 days away. At that point, you’ll only be able to receive coverage in the new location if you’ve updated your address. You can do so by calling our customer support team at 1-888-978-5291 (Mon-Fri: 9am-9pm EST, or Sat: 10am-6pm EST).

What if my pet needs vet care while I’M traveling but they’re still at home?

If you’re away from home and your pet is under the care of a kennel or sitter, you can still submit a claim for veterinary care — even if you’re not the one who took them to the vet. You can then put the money from any approved claims toward reimbursing the individual or organization that initially paid for your pet’s veterinary care.

Pet health and insurance guides

Check out the ManyPets blog for detailed pet insurance guides, pet parenting explainers, and expert veterinary advice.

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We cover over 400,000 pet parents across the globe

*When traveling away from home, ManyPets pet insurance may still cover your pet for up to 90 days if they receive treatment within the 50 US states, Washington, D.C., or Canada. After 90 days, you’re required to update your permanent address in order to maintain coverage in a new location.

**ManyPets analyzes every claim on its own merits, subject to the terms and conditions of your policy. Exclusions apply, including those for pre-existing conditions. Only claims unrelated to an excluded treatment or condition are eligible for coverage.

***Waiting periods and duration before cured conditions cease to be considered pre-existing may vary by state due to relevant regulatory rules and changes; always refer to your own state’s policy wording.