Pet Insurance for Multiple Pets

Pet insurance for the whole furry fam

Whether you have one pup or a whole litter of floofballs, pet insurance can help reimburse you for the cost of vet care.*

  • No limit on number of policies you can purchase, one for each pet 
  • Fast direct deposit reimbursements
  • No annual payout limits, no hidden fees
Forbes Advisor 2023. America's best pet insurance company. ManyPets was awarded 5 stars

Forbes' #1 Pet Insurance Company for 2023

2 dogs and 1 cat sitting on a green couch

Why get pet insurance for multiple pets?

When you get another pet, you double the love and...double the cost of vet care? Yikes. The good news is that pet insurance can help.

That’s where insurance for a multi-pet household comes in. Whether you have one cat or 15 (yes, we can really insure that many), they may all qualify for* great coverage.

That way you can stop fretting over the financial burden of vet care and focus on what really matters: getting that hair off your couch — er, getting more cuddles in with your copious fur babies (and then getting the hair off your clothes).

Why ManyPets multi-pet health insurance?

ManyPets offers pet insurance coverage* for accidents and illnesses at competitive prices with no hidden fees. ManyPets may also cover certain items — like accident/illness exams and treatments for dental disease — that some of our competitors don’t. And unlike many other companies, ManyPets doesn’t place annual caps on reimbursement for approved claims.
small pink house with cross on it

Choose any vet

— no networks!

Heart with arrow around it

No annual or lifetime limits on payouts

for approved claims

cell phone with money sign

Direct deposit reimbursements

straight to your bank account

Umbrella

Covered treatments some companies exclude

including accident/illness exams and treatments for dental disease

kitten love

How our multi-pet insurance works

Ready to get started adding multiple pets? Here's how it works:

1. Start by submitting the details for your first pet.

2. Once you've done that, you’ll see a spot on the next page where you can click “Add another pet.”

3. Just click and repeat until you’ve added all your furry friends with their own unique policies!

Want to talk to a real person? Already have a policy for one pet and need help adding more? Get in touch with our furbulous team.

How does ManyPets pet insurance compare to the competition?

When you choose insurance for your cat or dog, it's important to do your homework. Here's how ManyPets stacks up against other pet insurance plans:

Policy Details ManyPets Nationwide PetsBest Fetch HealthyPaws Trupanion
All Plans Feature no Annual Limit ✔️ N/A - No unlimited option N/A - No unlimited option ✔️ ✔️
No Fees (Sign-up, Payment Installment, etc) ✔️ 2 months due at signup + $2/month installment fee $2/month installment fee $3.48/month installment fee $25 fee to sign-up $50 fee to sign-up
No Condition-Specific Waiting Periods ✔️
Accident & Illness Coverage ManyPets Nationwide PetsBest Fetch HealthyPaws Trupanion
Vet Specialists & ER Visits ✔️ ✔️ ✔️ ✔️ ✔️ ✔️
All Plans Cover Sick Visit Exam Fee ✔️ ✔️ ✔️
All Plans Cover Rx Medication ✔️ ✔️ ✔️ ✔️ ✔️
Dental Illness ✔️ ✔️ ✔️ ✔️
Hereditary Conditions ✔️ ✔️ ✔️ ✔️ ✔️
Treatment of Pre-existing Conditions Covered if 18 months no signs or symptoms 12 months Covered if 18 months no signs or symptoms
Cancer Treatment ✔️ ✔️ ✔️ ✔️ ✔️ ✔️
Diagnostic Testing ✔️ ✔️ ✔️ ✔️ ✔️ ✔️
Wellness Coverage ManyPets Nationwide PetsBest Fetch HealthyPaws Trupanion
Total Annual Benefit $600 $500 $535 No Wellness Plan Available No Wellness Plan Available No Wellness Plan Available
No "Filler", One-Time-Use Benefits ✔️ Microchip Microchip, Spay/Neuter
Up to $150 for Vaccines ✔️ $75 max $40 max
Up to $150 for Vitamins + Supplements ✔️ Not included Not included
Up to $150 for Dental Cleanings ✔️ Not included ✔️
Up to $150 for Tests + Parasite Prevention ✔️ ✔️ ✔️
Customer Support ManyPets Nationwide PetsBest Fetch HealthyPaws Trupanion
Speak with US-based Agents in Seconds ✔️ ? ? ? ? ?
Live Chat Available ✔️ ✔️ ✔️ ✔️
24/7 Tele-Vet Coming Soon ✔️ ✔️ ✔️ ✔️

Comparisons are based on quotes manually taken from each competitor's website in 2022. These are subject to change at any time.

drawing of dog brushing teeth

Save on preventative care

ManyPets Wellness Plan for Dogs & Cats

  • Routine exams and vaccinations
  • Prevention for fleas, ticks, and heartworm
  • Professional cleanings and at-home dental care
  • Vitamins, supplements, and more

What vets really think about pet insurance

Unfortunately, unexpected veterinary costs do pop up, and the last thing you want to worry about is money when your focus should be on helping your pet feel better. The peace of mind that pet insurance provides is truly priceless.

Dr. Jennifer Coates, DVM

Hearing the words ‘they’re insured’ from a pet owner is such a relief to us as vets. It means we both know that the cost of treatment becomes a less significant factor in major medical decision making. Our choices get to be made primarily based on what we all agree is best for the pet.

Dr. Kirsten Ronngren, DVM MRCVS

5-star pet insurance customer reviews from Trustpilot

From substantial reimbursements to outstanding support, hear from our customers about life in the ManyPets pack.
Pet insurance should be easy — and now it is

How pet insurance claims work

Green house with cross on it

Visit any vet

Pick a vet, any vet. No networks, no restrictions.

Cell phone

Claim online

File a claim online anytime during or after your pet's vet visit.

Painless money

Get up to 80% of your vet bill back*

No, really. 80%.

We've got answers

Frequently asked questions

Everything else you may want to know about pet insurance for multiple pets.

How do I insure multiple pets?

Looking to insure multiple pets? If it's your first time signing up with ManyPets, just get a quote and begin the usual purchase process. After you’ve submitted the details for your first pet, you’ll see a spot on the next page where you can click “Add another pet.” Just click and repeat until you’ve added all your furry friends, each with their own unique policies.

Trying to add a new pet insurance policy to your pre-existing account? Reach out to our team for help.

Will all my pets be covered under one policy?

Technically, ManyPets doesn’t offer a single multi-pet insurance plan that covers multiple pets under a single policy. Instead, you’ll have separate policies for each pet. Certain details, like premiums or exclusions for pre-existing conditions, may be unique to each pet based on their own circumstances.

What’s covered when you insure multiple pets?

Each ManyPets pet health insurance policy covers a pet’s qualified accident and illness treatments and healthcare costs.

Accident and illness coverage includes items and services such as:

  • Diagnostics, including bloodwork and lab work, x-rays, MRIs, urinalysis, ultrasounds, and CT scans

  • Medications, including prescriptions and injections

  • Procedures, including surgery

  • Hospitalizations, including emergency care

...And more. Best of all, you can visit any licensed veterinarian, and there are no annual caps on payouts for approved claims!*

Is pet insurance for multiple pets cheaper than separate policies?

Insuring multiple pets at ManyPets US is as simple as adding another pet with its own policy to your account. When you sign up, you'll have the power to decide which deductible and premium options you're comfortable with, specific to each pet. We don't offer a discount for insuring multiple pets (for now!).

Can you get multi-cat insurance?

Yes, absolutely.

If it's your first time signing up with ManyPets, just get a quote and begin the usual purchase process. After you’ve submitted the details for your first pet, you’ll see a spot on the next page where you can click “Add another pet.” Just click and repeat until you’ve added all your furry friends!

Trying to add a new cat insurance policy to your pre-existing account? Reach out to our team for help.

Can you get multi-dog insurance?

Yes, indogitably.

If it's your first time signing up with ManyPets, just get a quote and begin the usual purchase process. After you’ve submitted the details for your first pet, you’ll see a spot on the next page where you can click “Add another pet.” Just click and repeat until you’ve added all your furry friends!

Trying to add a new dog insurance policy to your pre-existing account? Reach out to our team for help.

Can I insure multiple older cats and dogs?

Yes, you can insure multiple older cats and older dogs on new policies as long as they are under the age of 14 (plus one day). Once they're part of the ManyPets pack, they’ll never age out of the policy, so long as you maintain continuous coverage.

How many pets can I insure at once?

At ManyPets, you can sign up each of your pets for their own policies; there is no limit to the number of dogs and cats you can insure. Bring one, bring all! We are named "ManyPets," after all.

How will I get paid for a pet insurance claim?

We’ll reimburse approved claims via direct deposit to your bank account or via check, your choice.

If I claim for one pet, does it affect the risk-free period for other covered pets?

Simply put, no. ManyPets lets you opt out of coverage within the risk-free period of each policy (30 days in most states**), so long as you haven’t claimed. Since your pets are on separate policies, submitting a claim for reimbursement for one pet will not affect the risk-free period for another pet. 

How do pre-existing conditions work when you insure multiple pets?

Woof. The topic of pre-existing conditions deserves an entire article — good thing we wrote one!

To start, multi-pet insurance policies at ManyPets are simply multiple individual pet insurance policies, so each is treated separately, and pre-existing conditions are specific to each pet.

Unlike many of our competitors, we may cover a pre-existing condition if your pet has been free of symptoms and treatment for a certain period of time — 18 months in most states** — unless the condition is a cruciate ligament (CL, CCL, or ACL) injury or hip dysplasia. In that case, we will not be able to cover any future claims.

Pet advice and tips

Check out the ManyPets blog for detailed pet insurance guides, pet parenting explainers, and expert veterinary advice.

Join the ManyPets pack

We cover over 400,000 pet parents across the globe

*ManyPets analyzes every claim on its own merits, subject to the terms and conditions of your policy. Exclusions apply, including those for pre-existing conditions. Only claims unrelated to an excluded treatment or condition are eligible for coverage.