Pet insurance including dental

ManyPets accident and illness coverage for healthy gums and chompers

When the tooth hurts, save on unexpected dental conditions with no annual payout limits. Coverage includes:

  • Dental illnesses like periodontal disease
  • Dental injuries
  • Optional Wellness Plan* for teeth cleanings and dental supplies
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Does pet insurance cover dental?

ManyPets dog insurance and cat insurance policies do indeed include coverage** for unexpected dental conditions, as long as the required treatment is related to an injury (like a cracked tooth caused by an accident) or an illness (like periodontal disease). 

And while the ManyPets insurance policy won’t reimburse for preventative dental care, the non-insurance ManyPets Wellness Plan is designed to do just that.

(FYI, “dog dental insurance” and “cat dental insurance” are not add-ons; rather, coverage for unexpected dental conditions is just a component of the standard ManyPets insurance policy.)

Which ManyPets policies include pet dental coverage?

Here's what ManyPets covers when it comes to dental:

Policy Details Cat Insurance Dog Insurance Wellness Plan (Optional)
Dental illnesses ✔️ ✔️ Covered by insurance
Dental accidents and injuries ✔️ ✔️ Covered by insurance
Preventative dental care ✔️
Annual reimbursement limit for dental care None None $150
Pre-existing conditions rules Covers conditions that were cured 18 months ago Covers conditions that were cured 18 months ago No exclusions!
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Dental treatments that aren’t covered by insurance

Pet insurance covers unexpected illnesses and injuries, but it won’t cover the routine and expected costs of managing your pet’s dental health, including:

(Just keep in mind that other standard exclusions, like those for pre-existing conditions, also apply.)

Fortunately, dental exams are generally part of any routine annual checkup. And speaking of routine care, ManyPets’ (non-insurance) Wellness Plan can reimburse you for cleanings, dental supplies, and routine exams.

Do other pet insurance companies cover dental?

All ManyPets policies include coverage for any approved claims related to dental injuries or accidents. Most other insurance companies also include coverage for dental injuries. But unlike ManyPets, some companies will never cover dental illnesses.

Plus, ManyPets’ terms for pre-existing conditions may still allow coverage for a past dental condition if your pet has been free of symptoms, treatment, or diagnosis for 18 months. Some other companies permanently exclude all past conditions from coverage. 

One other thing to keep in mind: Unlike ManyPets, some companies exclude coverage for hereditary conditions that are common to specific breeds, which may include dental illnesses. 

So before you settle on an insurance company, read their policy and make sure you’re satisfied with their dental coverage! 

Pet dental coverage: ManyPets vs the pack

Looking for pet insurance that covers dental conditions? Some companies offer more coverage than others.

Accident & illness policy (insurance) ManyPets Nationwide PetsBest Fetch HealthyPaws Trupanion
Dental illness ✔️ ✔️ ✔️ ✔️
Hereditary conditions ✔️ ✔️ ✔️ ✔️ ✔️
Wellness Plan (optional) ManyPets Nationwide PetsBest Fetch HealthyPaws Trupanion
Up to $150 for dental cleanings ✔️ Not included ✔️ No Wellness available No Wellness available No Wellness available

Comparisons are based on quotes manually taken from each competitor's website in 2022. These are subject to change at any time.

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Save on preventative care

ManyPets Wellness Plan for Dogs & Cats

  • Routine exams and vaccinations
  • Prevention for fleas, ticks, and heartworm
  • Professional cleanings and at-home dental care
  • Vitamins, supplements, and more

Pet dental treatment costs

Some of our most common claims for dental conditions involve:
small pink house with cross on it

Tooth extractions

due to illness or injury

Heart with arrow around it

Mass removal

surgery for oral tumors

cell phone with money sign

Peridontal disease


Protect your pet

In 2022 alone, we received more than $340,000 worth of claims for these and other dental conditions, with an average claim request of $916**! And the average doesn’t even tell the whole story: We received a number of dental claims for well over a thousand dollars. Such high veterinary costs aren’t particularly uncommon when it comes to complex dental care for injuries or illnesses. And if your dog or cat needs recurring treatments, these costs can add up even more. In a dental emergency, pet insurance may save your bank account — and may even be the one tool that allows you to afford treatment in the first place.

Don't just take our word for it

5-star pet insurance customer reviews from Trustpilot

From outstanding support to coverage exceptions for certain past conditions, hear from our customers about life in the ManyPets pack.
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Insurance for all your woofs and meows.

ManyPets offers insurance* for dogs and cats of all ages, including puppies and kittens, adult dogs and cats, and older dogs and cats. Get information on options for the whole furry family.



Pet insurance should be easy — and now it is

How pet insurance claims work*

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Visit any vet

Pick a vet, any vet. No networks, no restrictions.

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Claim online

File a claim online anytime during or after your pet's vet visit.

Painless money

Get up to 80% of your vet bill back*

No, really. 80%.

We've got answers

Pet dental coverage FAQs

Everything else you may want to know about ManyPets dental coverage

Are dog dental insurance policies/cat dental insurance policies separate from my primary pet insurance policy?

No, pet dental insurance is not a separate policy that you’ll need to add on to your main policy. Your ManyPets insurance policy simply includes coverage for dental injuries and illnesses, just like any other type of health condition.

What dental treatments may be covered by pet insurance?

Your Accident & Illness insurance policy may cover treatments for dental injuries or dental illnesses.

This means surgeries, medications, hospitalizations, or other treatment related to an illness or disease that affects the teeth or gums, or related to an accident that causes dental injuries.

Standard exclusions, including those related to pre-existing conditions or to your waiting period, do apply.

Does pet insurance cover tooth removal?

It depends on the situation. If your vet needs to remove a tooth after diagnosing a medical condition (for instance, an infection, mass, or injury), then a tooth removal may be covered so long as no other exclusions apply. But a tooth removal that occurs during a routine dental cleaning will not be covered under insurance — though dental cleanings may be covered under an optional (non-insurance) ManyPets Wellness Plan!

Does pet insurance cover teeth cleanings?

No, ManyPets insurance will not reimburse you for routine teeth cleanings. But the optional (non-insurance) ManyPets Wellness Plan is indeed designed to reimburse you for dental cleanings and other types of preventative care. 

Why might my claim for dental treatment be denied?

ManyPets insurance is designed to cover accidents and illnesses, which means that any preventative treatments (like routine dental cleanings and exams) are only eligible for reimbursement under the optional (non-insurance) ManyPets Wellness Plan. And other standard exclusions, like those related to pre-existing conditions and waiting periods, apply to dental coverage as well.

Also, do be aware that ManyPets can’t cover conditions if they arise due to insufficient routine care. You’ll need to keep your pet up-to-date on their annual health and dental check-ups, as well as routine vaccinations, or your claim may be denied. For a full list of exclusions, read our example policy.  

Is pet insurance worth it for dental coverage?

You may be surprised by how much a veterinary dental treatment can cost, especially if it involves surgery. ManyPets has received numerous dental claims that have run well over $1,000. Also, keep in mind that your insurance policy is designed to reimburse you for many types of accidents and illnesses, not just dental conditions! 

What pet dental conditions should I watch out for?

There are numerous types of pet dental conditions, including tooth disorders or injuries, oral masses or lesions, periodontal or gum diseases, and much more. Such conditions may be covered under your insurance policy. Then there are preventable dental issues, like bad breath, that may be addressed through routine dental cleanings or the use of at-home dental products like brushes and chews. The optional (non-insurance) ManyPets Wellness Plan is designed to reimburse you for such preventative treatments.

How can I keep my pet’s teeth healthy?

The best way to keep your pet’s teeth healthy is to stay on top of their preventative dental care before they ever experience a dental health condition. This includes regular brushing at home and professional teeth cleanings when necessary. The optional (non-insurance) ManyPets Wellness Plan is designed to reimburse you for preventative treatments including teeth cleanings, over-the-counter dental supplies, and routine dental exams.

Pet Health and Insurance guides

Check out the ManyPets blog for detailed pet insurance guides, pet parenting explainers, and expert veterinary advice.

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*The ManyPets Wellness Plan is not pet insurance but rather a separate reimbursement-based program promoting the general health, safety, and wellbeing of your pet. The plan can be purchased in addition to your insurance policy but is optional.

**ManyPets analyzes every claim on its own merits, subject to the terms and conditions of your policy. Exclusions apply, including those for pre-existing conditions. Only claims unrelated to an excluded treatment or condition are eligible for coverage.