ManyPets coverage for healthy, frisky Labrador retrievers
ManyPets covers (and adores!) Labrador retrievers. Learn about this amazing breed, from common health conditions to insurance info.
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Ever-popular Labrador retrievers have their roots in Britain and Canada, where they retrieved game as gun dogs. Now they’re better known as amiable companion dogs who love to be part of a family.
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From hereditary illnesses to sudden injuries, Labrador retrievers can have it ruff. Dog insurance eases your financial burden, which helps your pup access the vet care they need when they need it.
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Emergency treatment can cost thousands of dollars. Dog insurance helps you seek out all the treatment your Lab needs without letting your finances hold you back.
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Labs are prone to hereditary conditions like obesity, hip/elbow dysplasia, and bloat. Insurance can help cover treatment-related costs, even for hereditary conditions*.
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From accidents to illnesses, pet insurance helps you focus on your Lab's health — not just your bank account.
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Hip & elbow dysplasia
ManyPets Average Claim Received: >$520
ManyPets Highest Claim Received: >$9,800
Common in larger dogs, hip and elbow dysplasia are genetic diseases caused by the abnormal development of the joints. The condition can worsen with obesity.
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Obesity
ManyPets Average Claim Received: >$240
ManyPets Highest Claim Received: >$400
Even though they're extremely active dogs, Labs are prone to obesity thanks to their hearty appetites. Obesity can worsen serious health conditions like hip dysplasia, putting extreme pressure on the joints.
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Cataracts
ManyPets Average Claim Received: >$670
ManyPets Highest Claim Received: >$4,600
An eye condition that affects the lens, causing the eyes to appear cloudy or milky. This can affect vision, and you may notice your dog bumping into things. Surgical removal is the only effective treatment.
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Bloat (AKA gastric torsion)
ManyPets Average Claim Received: >$1,700
ManyPets Highest Claim Received: >$10,000
A dangerous and sometimes fatal condition that results in the stomach twisting and cutting off the blood supply. Potential risk factors include feeding one large meal a day or eating rapidly.
Please note that these are general health concerns for Labs, and individual dogs may or may not experience these issues. Regular veterinary care, a balanced diet, proper exercise, and attention to breed-specific needs may help mitigate some of these health problems.
For more information, read our article about common Labrador retriever health problems.
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Get to the root of any accident or illness concerns with your pup’s favorite vet.
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Lab work, x-rays, MRIs, blood work and any other tests your pup needs.
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Get covered for your dog’s tummy or intestinal issues.
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Accidents happen. We’ve got your pup’s back, even if it’s in a brace.
Get covered for (very costly) radiation treatments, surgeries, and chemotherapy.
It doesn’t matter if your pup got it from their mom or dad - we’ll cover it if it's not a pre-existing condition.
If your dog was born with it and it's not a pre-existing condition, we’ll take care of it.
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If a vet prescribes medication, we’ve got it covered.
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Rehabilitation, chiropractic treatment, hydroptherapy, or even acupuncture, so long as it's administered by a vet.
Come take a look and get a quote with ManyPets.
Everything else you may want to know about ManyPets claims for Labrador retrievers.
The cost of dog insurance depends on multiple factors, including your dog’s age and location, your coverage selections, and breed. Labs are prone to certain hereditary health conditions, which may play a role in determining your premium.
Your dog insurance policy may cover dental accidents and, unlike some pet insurance companies, dental illnesses. Insurance doesn’t cover preventative cleanings or over-the-counter dental products — but the optional, non-insurance ManyPets Wellness Plan does help reimburse you for these types of preventative care.
All ManyPets policies cover dogs who are traveling in any US state, Washington D.C., or Canada for up to 90 days. After 90 days, you’ll need to update your pet’s address.
The ManyPets dog insurance policy is designed to reimburse pet parents for accidents and illnesses, not preventative care. However, the optional, non-insurance ManyPets Wellness Plan can indeed reimburse you for preventative care, including checkups, vaccinations, parasite prevention, routine dental care, supplements, and more*.
Like other pet insurance companies, ManyPets won’t cover pre-existing conditions for any type of pet. However, we may treat past conditions that have been free of symptoms and treatment for 18 months (except for cruciate ligament injuries or hip dysplasia).
It’s easy! Just follow these three (3) simple steps:
Step 1: When your pet is sick or injured, visit any licensed veterinarian in the U.S. for diagnosis and treatment, and pay as usual at checkout (don’t forget to ask for a copy of your itemized vet bill).
Step 2: Log in to your account at https://manypets.com/account and press the “Make a Claim” button. Enter the details of your claim, upload a copy of your vet bill, and press submit!
Step 3: Sit back and relax while we process your claim. We’ll send you regular updates via email so that you can track our progress. If approved, we’ll pay you back for everything we cover up to your reimbursement percentage and after you’ve met your yearly deductible*. If you need to contact someone from our team, please email manyclaim@manypets.com.
The ManyPets insurance policy is intended to cover accidents and illnesses, but not liability, loss, or theft.
*ManyPets analyzes every claim on its own merits, subject to the terms and conditions of your insurance policy or Wellness Plan. Insurance exclusions apply, including those for pre-existing conditions (only claims unrelated to an excluded treatment or condition are eligible for coverage). Wellness Plan reimbursement is available only for eligible preventative care treatments.
**According to Forbes Advisor’s “Best Pet Insurance of 2023”
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