Multi-pet insurance for dogs and cats

Up to 15% discount on multi-pet plans

Protect your pets and your pocket with one of the highest multi-pet insurance discounts in the UK.

  • Discount applies every renewal (and works for existing ManyPets pets)
  • Multiple pets, one payment
  • Up to £20,000 of lifetime cover on Complete Care
  • Pre-existing condition cover options
MF Pet Insurance Provider of the Year 2025
MF highly commended 2025
Defaqto 5-star rating for Pet Insurance 2025, labeled "Expert Rated." Note: Excludes Essential Care Plans.
Excellent
4.3 out of 5
4.3 out of five star rating on Trustpilot
4.3
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Why get multi-pet insurance with us?

Less hassle for you, savings every year and really good insurance for your pet.

Existing ManyPets pets get a discount too

We'll automatically apply a discount to any existing pets you have with us whenever you add another pet. You just need to be logged into your account when adding them.

Any pet, any plan

You can insure multiple pets on any of our plans and still qualify for a discount of up to 15%.

We even have cover for pre-existing conditions

Cover for conditions without signs, symptoms, treatment, medication or advice for two years before the policy start date. Standard Care Pre-existing can cover more recent conditions.

Each pet keeps their vet fee limit

Multi-pet insurance doesn't mean your pets share cover. They each keep their individual plan's limit.

No upper age limits

We don't have upper age limits on our plans, so you can insure a mix of pets even if they're senior.

All of our plans get a multi-pet discount

We offer a multi-pet discount of up to 15% across all our plans - one of the highest in the UK.

Essential CareStandard Care Pre-existingStandard CareComplete Care
Plan details
Vet fee cover up to£5,000£7,000£10,000£20,000
Pre-existing conditions cover
Cover for conditions that ended 2 years before policy start date
Up to £1,500 cover for conditions that ended 3 months before policy start date
Cover for conditions that ended 2 years before policy start date
Cover for conditions that ended 2 years before policy start date
ExcessOnce per year (not per condition, like many other insurers)Once per year (not per condition, like many other insurers)Once per year (not per condition, like many other insurers)Once per year (not per condition, like many other insurers)
CT/MRI scan and cruciate ligament surgery £1,000
Dental illness & accident Accidents only (Up to £1,000)
Complications from routine treatment
Emergency boarding£1,000£1,000£1,000£1,000
Death of your pet£500£1,500£1,500£6,000
Missing or stolen (including advertising) £500 (excluding replacement costs)£1,500£1,500£6,000
Behaviour treatment

How to get a multi-pet insurance quote

  1. Start a quote and fill in the information for your first pet.

  2. Follow through the steps until you see the option “add another pet”. Here you can add up to five pets online. For more than that, call us on 0345 340 4090.

  3. Once all pets have been added, continue with your quote. A multi-pet discount of up to 15% will be applied at the end.

You'll get to pick a plan for each of your pets, each with its own vet fee limit and policy benefits. The plans will be under one payment and one renewal date.

Want to chat about our multi-pet insurance?

Our friendly team are waiting. Contact us to get all your multi-pet insurance questions answered.

ManyPets Reviews

See how our multi-pet customers rated us.

Multi-pet insurance FAQs

Learn more about multi-pet insurance with our frequently asked questions.

Can I get a multi-pet plan for older cats and dogs?

Yes, you can get a multi-pet discount for older pets of up to 15% and there’s no upper age limit for pets to be insured.

But things change when your pet gets older.

  1. We don’t cover death from illness once a pet turns nine.

  2. If you take out a policy with us after your pet's seventh birthday, you'll need to pay a 20% co-payment on each claim.

Co-payments are a fixed percentage you will pay for your pet's treatment. We calculate this percentage from your vet bill minus the excess.

Our explainer can answer any questions you have about co-payments.

What is covered by a multi-pet plan?

A multi-pet plan covers the same things as a normal pet insurance plan. The main part of the policy is to cover vet fees to treat your pet for an accident or illness. All of our plans give you unlimited 24/7 video vet calls with FirstVet.

Pet insurance won’t cover things like routine procedures, vaccinations or grooming.

Is multi-pet insurance cheaper than separate plans?

If you're insuring more than one pet with us then you'll automatically get a multi-pet discount of up to 15%.

Are pre-existing conditions included in multi-pet insurance plans?

If your pet has been free from signs, symptoms, treatment, medication or advice for the last two years before your policy start date, you’ll likely be able to pick any of our plans. If you've got more than one pet, you can get up to 15% multi-pet discount.

If your pet has had signs, symptoms, treatment, medication or advice for an issue within the two years before your policy starts, it’s classed as pre-existing. We can cover those conditions under our Standard Care Pre-existing plan, once the condition has been free from signs, symptoms, treatment, medication advice for three months before the policy start date.

How many pets can I insure on a multi-pet policy?

You can insure up to five pets (cats and dogs combined) on the same plan when buying our insurance online. However, if you wish to add more pets you can – just give our friendly customer service team a call and they’ll sort it for you.

You’ll get a discount of up to 15% that we'll automatically apply, once you add more than one pet.