AXA Business Insurance Review

16 October 2017 - 2 min read

Key policy features of AXA business insurance

  • Public liability insurance up to £5m

  • Employers' liability insurance up to £10m

  • Wide range of cover to cater for many business types

Read on to learn more about:

  • Key policy features of AXA business insurance

  • Summary of AXA

  • Overview of the cover provided by AXA business insurance

  • Are there any exclusions with AXA business insurance?

  • How much does business insurance from AXA cost?

  • Are there any AXA business insurance promo codes or discounts?

  • Customer reviews of AXA business insurance

  • Expert reviews of AXA business insurance

  • How to make a claim on AXA business insurance

Summary of AXA

AXA offers a multitude of insurance products, including van insurance, residential and commercial landlord insurance, fleet and haulage insurance, commercial property insurance and business insurance.

It also offers more traditional insurance products, such as car, home and travel cover.

Get a quote from AXA for business insurance.

Overview of the cover provided by AXA business insurance

AXA offers a wide range of business insurance options that may be useful for different types of business.

  • Buildings insurance to cover you in the event of accidental loss, damage or destruction of your property

  • Contents insurance to cover things like shop fixtures and fittings, machinery and electronic office equipment from damage, theft or loss

  • Employers' liability that will cover your legal liability up to £10m if an employee becomes injured or ill and makes a claim against you. This is a legal requirement if your business has one or more employees

  • Business interruption insurance that can cover your loss of profit and continuing overheads if your business is forced to close due to a fire, a flood or forced entry

  • Public liability insurance that can cover you against claims of accidental injury or property damage made by a third party up to £5m

  • Hired in plant up to £50,000 and own plant, tools and equipment cover up to £25,000 that can cover you for loss, destruction or damage to constructional plants, tools or equipment you have hired or that you own

  • Contract works cover that insures you against accidental loss, destruction or damage on any contract works you are carrying out up to £500,000

  • Goods in transit to insure any lost, stolen or accidentally damaged goods

  • Stock insurance to cover the value of any goods or merchandise kept in your business premises

  • Professional indemnity insurance that can cover you up to £5m if you make a mistake with designs or give a client bad advice and they make a claim against you. This cover can only be purchased over the phone

  • Heavy goods vehicle insurance that can cover you for up to five heavy goods vehicles

  • Personal accident cover. This can pay out a lump sum of £2,000 to a principal, partner or director under the age of 75 if they die, are permanently disabled or lose a limb or their sight. AXA also offers a weekly benefit personal accident extra that can pay out a weekly wage until a principal, partner or director recovers from a temporary injury.

You can purchase these products in combination with one another, meaning you can make a business insurance product that covers you for exactly what you need. Get a quote from AXA for business insurance here.

How much does business insurance from AXA cost?

AXA says its business insurance starts from £74 a year. This is based on how much 10% of AXA's customers paid between April and June 2017.

In reality, the cost of business insurance will depend on a variety of factors. These include what type of business you are running, which types of business insurance you decide to purchase, what levels of business insurance you think you need, and whether you choose any optional extras.

These disparate factors can make it hard to predict how much your business insurance will cost. The best way to find out how much you'll have to pay is to get a quote from AXA.

Are there any AXA business insurance promo codes or discounts?

We've launched a builders' insurance group with AXA that provides a 20% discount on your first year of AXA business insurance.

This is on top of the 10% policy lifetime discount that AXA provides for customers who purchase online.

Customer reviews of AXA business insurance

We couldn't find any dedicated reviews of AXA's business insurance.

Expert reviews of AXA business insurance

AXA's tradesmen insurance has been given a 3 Star rating by an independent financial reviewer.

Its business insurance has been awarded a 2 Star rating.

A Star rating indicates where a product sits on the market based on the quality and comprehensiveness of its features.

How to make a claim on AXA business insurance

Most claims for business insurance can be made through AXA's claims line on 0345 600 2715. This line is open Monday to Friday, 9am to 5pm.

There are also some email addresses available for various types of claims:

  • Professional indemnity: prof.indclaims@axa-insurance.co.uk

  • Public liability: liability.claims@axa-insurance.co.uk

  • Employer's liability: liability.claims@axa-insurance.co.uk

  • Business equipment: directclaims.ins@axa-insurance.co.uk

AXA says you should call the company as soon as possible when making a claim, with your policy number and any information relevant to the claim.


Irina Wells
Content Marketing Executive

Irina is a former content marketing executive for ManyPets. She has contributed to a number of personal finance sites, including Loot Financial Services and Claro Money.


This article was written by ManyPets. We were not paid to write it but we will receive commission if clicking on a link to one of the named insurers results in a reader taking out a policy with that insurer. We also charge for advertising space so a particular insurer may be highlighted in the article and, where insurers are listed, it can dictate where they appear in the list.