Can I switch pet insurers mid-plan?

Yes, you can. But typically you’ll need to pay a fee for this, and sometimes you’ll need to pay any remaining premiums too. You need to speak to your existing insurer if you cancel.

What should I consider before switching pet insurance?

Generally, make sure the pet insurance you and your pet are switching to is right for you. We don’t want to see you end up with something that doesn’t work for your circumstances. We’d recommend looking out for things like:

How do I cancel my old pet insurance when I switch?

A lot of this depends on your current insurer. Most will need the policyholder to contact them. Most are through the phone, but others, like us, will allow you to cancel online. Others will let you cancel over email. You must let your current insurer know.

Do I have to stay with the same pet insurer?

No, but you should check with your current provider about any cancellation fees or premiums due. Once with ManyPets you can cancel at any time with no fees.

Will the pet insurance start immediately?

It depends. Usually, there's a 14-day waiting period between the time you switch from an old insurer to us. But you won't have a waiting period if you've been with another insurer for 12 consecutive months (excluding pregnancy).

Switch pet insurance

Switch to us with no gap in cover

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How to switch

What you could get (that your insurer probably can't offer)

Want 20% of your money back?

One of the highest vet fee covers around

No waiting period unlike some other insurers

You control your plan

Not all insurers have behaviour cover

Complementary treatments

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What you could get (that your insurer probably can't offer)

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Pet Insurance Provider Of The Year 2026

Our plans

	Complete Care	Standard Care	Standard Care Pre-existing	Essential Care
Plan details
Vet fee cover up to	£20,000	£10,000	£7,000	£5,000
Pre-existing conditions cover
Excess	Once per year (not per condition, like many other insurers)	Once per year (not per condition, like many other insurers)	Once per year (not per condition, like many other insurers)	Once per year (not per condition, like many other insurers)
CT/MRI scan and cruciate ligament surgery				£1,000
Dental illness & accident				Accidents only (Up to £1,000)
Complications from routine treatment
Emergency boarding	£1,000	£1,000	£1,000	£1,000
Death of your pet	£6,000	£1,500	£1,500	£500
Missing or stolen (including advertising)	£6,000	£1,500	£1,500	£500 (excluding replacement costs)
Behaviour treatment

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Don't worry - you can still switch if your pet has a pre-existing condition

OPTION ONE

OPTION TWO

Change your pet's life in just three steps

1. Get a quote

2. Cancel your existing plan

3. Start your new plan

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Change your pet's life in just three steps

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Switching pet insurance questions, answered

Everything else you may want to know about switching pet insurance to ManyPets.

Switch pet insurance