Switch pet insurance

Switch to us with no gap in cover

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How to switch
  • Up to £20,000 of Lifetime cover
  • Handpicked ManyPets Perks worth up to £500
  • Cover for pre-existing conditions with Standard Care Pre-existing
  • No gap in cover if you've had cover with your current insurer for the last 12 months
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What you could get (that your insurer probably can't offer)

Not all pet insurance is the same. See our handbooks for cover terms. For MoneyBack T&Cs, read our page.

Want 20% of your money back?

Get 20% of your premium back if you haven't needed to make a claim in your policy year. Available on most of our plans.

One of the highest vet fee covers around

We actually walk the walk: choose up to £20k vet fee cover, with insurance features your pet will love.

No waiting period unlike some other insurers

We don't have a 14-day waiting period if you directly switch to us from another insurer you've been with for over 12 continuous months (excludes pregnancy).

You control your plan

We don't charge you extra for paying monthly. Does your current insurer do the same?

Not all insurers have behavioural cover

Our Complete Care plan covers vet-referred behavioural therapy if your pet needs it after an accident or illness.

Complementary treatments

You get cover within your vet fee limit between £500 and £3,000 when your vet refers your pet for complementary therapy. Excess and co-payment apply.
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Does your pet insurance do this?

Change is good. Even if you're happy with your current insurer, it doesn't mean you can't commit to a fresh start.

With us, you get offers on things like pet-sitting membership, discounted flea, tick and worm treatment and more. Find out more.

Offers may change at any time. T&Cs apply*.

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Dog eating ice cream
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Pet Insurance Provider Of The Year 2025

Thousands of pet owners voted us Pet Insurance Provider Of The Year in the 2025, 2024, 2022 and 2021 Moneyfacts Consumer Awards.

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Moneyfactscompare.co.uk Awards 2025 - Best Claims Service
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Our plans

Complete CareStandard CareStandard Care Pre-existingEssential Care
Plan details
Vet fee cover up to£20,000£10,000£7,000£3,000
Dental coverAccidents and illnessAccidents and illnessAccidents and illnessAccidents only (Up to £1,000)
Pre-existing conditions cover
Cover for conditions that ended 2 years before policy start date
Cover for conditions that ended 2 years before policy start date
Up to £1,500 cover for conditions that ended 3 months before policy start date
Cover for conditions that ended 2 years before policy start date
Unlimited 24/7 video vet calls at no extra cost
Access to ManyPets Perks *T&Cs apply
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Don't worry - you can still switch if your pet has a pre-existing condition

If your pet’s been ill in the past and you then switch insurers, the new insurer will usually consider it a pre-existing condition. This generally means it won’t be covered. But that doesn’t mean you can’t switch.

At ManyPets, we do things a bit differently. If your pet’s condition hasn't shown signs or symptoms or had treatment, medication or advice for two or more years before your policy start date, we’ll cover it as a new condition. We also have our Standard Care Pre-existing plan, which covers your pet's condition if it hasn't had signs, symptoms, treatment, medication or advice for three months before your policy start date.

Always check the handbook and IPID before you purchase.


Our pre-existing condition cover options

OPTION ONE

Choose Standard Care Pre-existing for a benefit of up to £1,500 as part of a £7,000 vet fee limit to cover conditions that haven't had signs, symptoms, treatment, medication or advice for three months before your policy start date. Terms apply.
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OPTION TWO

Pick Essential Care, Standard Care or Complete Care for conditions that haven't had signs, symptoms, treatment, medication or advice for two years before the policy start date. You'll get up to the vet fee limit you've chosen. Terms apply.
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A few things to note if your pet has a pre-existing condition

Standard Care Pre-existing has limitsMake sure you're not in the middle of a claim
Standard Care Pre-existing is limited to £1,500 of cover for pre-existing conditions as part of your overall vet fee limit. You may have more cover than this in your existing plan.You may not get cover from us if you're currently in the middle of a claim with another insurer. We only cover conditions without signs, symptoms, treatment, medication or advice for three months before your policy start date on Standard Care Pre-existing or two years before the policy start date on our other plans.

Change your pet's life in just three steps

How to switch pet insurance to us.

1. Get a quote

First of all, you'll need to get a quote and see if our cover is right for your pet. This is very quick online and takes around 10 minutes on the phone.

2. Cancel your existing plan

You'll need to tell your insurer if you want to cancel mid-plan. Some may require you to cancel your Direct Debit, pay any remaining premium and charge you a cancellation fee.

3. Start your new plan

Remember: You don't have a 14-day waiting period if you switch to us directly from another insurer you've been with for over 12 continuous months (excludes pregnancy).
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Switching pet insurance questions, answered

Everything else you may want to know about switching pet insurance to ManyPets.

Can I switch pet insurers mid-plan?

Yes, you can. But typically you’ll need to pay a fee for this, and sometimes you’ll need to pay any remaining premiums too. 

You need to speak to your existing insurer if you cancel.

What should I consider before switching pet insurance?

Generally, make sure the pet insurance you and your pet are switching to is right for you. We don’t want to see you end up with something that doesn’t work for your circumstances.

We’d recommend looking out for things like: 

  • What’s covered 

  • Cost of pet insurance

  • Benefits and features, like 24/7 vet advice 

  • Waiting period, which is how long your pet won’t be covered between plans 

  • Exclusions, like behavioural treatment 

  • Additional fees

How do I cancel my old pet insurance when I switch?

A lot of this depends on your current insurer. Most will need the policyholder to contact them.

Most are through the phone, but others, like us, will allow you to cancel online. Others will let you cancel over email. 

You must let your current insurer know.

Do I have to stay with the same pet insurer?

No, but you should check with your current provider about any cancellation fees or premiums due. Once with ManyPets you can cancel at any time with no fees.

Will the pet insurance start immediately?

It depends. Usually, there's a 14-day waiting period between the time you switch from an old insurer to us.

But you won't have a waiting period if you've been with another insurer for 12 consecutive months (excluding pregnancy).