A handbook tells you the terms and conditions of the plan you've picked. It should clearly tell you what a plan does and doesn't cover.
It shares the obligations your insurer has, but it'll also describe key exclusions and examples; it's to help you understand your cover and know exactly what you can claim for.
An IPID is a summary of the handbook. It's a standard format used by insurers to make comparing plans simpler.
You can think of this as a bird's-eye view of your cover, and it's intended to summarise the key points of your plan.
Plan started or renewed on or after
Plan started or renewed on or after
Plan started or renewed on or after
Plan started or renewed on or after
Plan started or renewed on or after
Plan started or renewed on or after
Plan started or renewed on or after
Plan started or renewed on or after
Plan started or renewed on or after
Plan started or renewed on or after
We stopped offering our Liability Only plan after 1 April 2023.
Plan started or renewed on or after
Plan started or renewed on or after
Started or renewed on or after
Started or renewed on or after
Started or renewed on or after
Started or renewed on or after
)