Pet insurance with dental cover

Our Complete policy covers dental illness

And all of our pet insurance policies cover dental accidents.

  • 24/7 video vet calls for tooth concerns at no extra cost
  • All our policies cover damage to teeth caused by accidents
  • One of the highest levels of dental cover for cats and dogs in the UK
  • Our Complete policy covers dental illness and accidents up to £15,000 as part of your total vet fee limit
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Does pet insurance cover dental treatment?

Not all pet insurance providers or policies cover full dental treatment for dogs and cats, but all of our policies have some cover for dental treatment.

Our Complete policy will cover your pet for dental accidents and illness up to the vet fee limit of £15,000, as long as they’ve had a dental check-up within the last twelve months, and you’ve followed any vet-recommended dental treatments within six months.

All our other policies will pay for the treatment your pet needs if they injure their teeth or mouth in an accident.

long haired dog baring teeth on tan background

Why include dental cover with a pet insurance policy?

It’s a truth universally acknowledged by pet parents that dogs (and cats) love to chew. Unfortunately this can lead to more than just ruined shoes – it can also cause problems like chipped or broken teeth if they chow down on something hard or sharp. Painful for your pet, potentially pricey for you. 

Having dental cover included with your pet insurance can give you peace of mind, knowing you’re covered if your pet injures their teeth or mouth in an accident. That’s why all of our policies include cover for dental accidents as standard. 

Just like us, pets can also come down with dental problems caused by illness – like gum disease. Dental health problems like this may also need vet treatment, which can be covered under our Complete policy.

What dental issues are covered by our pet insurance?

  • Dental accidents up to your chosen cover limit

  • Dental illness (with our Complete policy)

  • Pre-existing conditions if they’ve been free from signs, symptoms, treatment, medication or advice for two years.

What dental treatment isn’t covered by our pet insurance?

  • The cost of regular dental check-ups

  • Preventative treatment like a routine scale and polish

  • Treatment needed as a result of your pet not having annual dental check-up

  • Treatment that you haven't followed within six months of a vet recommendation

Vet petting dog and cat

ManyPets Preventative Pet Care

We don’t just help you look after your pets’ dental health. Save time and money on preventative care for fleas, ticks, and worms, and keep your pet happy and healthy.

  • Discounted flea, tick and worming treatment, exclusively for ManyPets members.
  • Safe, proven, non-prescription parasite treatment.
  • Free monthly delivery through your letterbox.

What makes ManyPets dental cover different?

Everything about the dental cover within our pet insurance is designed to be better for owners.
A document with a pound symbol and a tick

Simple claims

Make your dental claim online and we’ll do the rest.

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Quality cover

Up to £15,000 dental cover as part of your vet fee limit with our Complete policy.

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No hidden fees

Pay monthly at no extra cost to make dental cover for your dog or cat more affordable.

A heart wrapped in string

Outstanding lifetime policies

Our policies cover dental accidents, while our Complete policy also includes dental illness.

Two speech bubbles, one with a play symbol and the other with a vet

Unlimited, 24/7 video vet calls with FirstVet

Get advice from a UK-registered vet on your phone, day or night at no extra cost. No excess, no impact on your renewal price.


Specialist care

We developed our dental care policies by listening to what owners wanted for their pets.

Dental cover on our policies

Choose award-winning policies for your pet’s dental cover.

Complete Regular Pre-existing Value
Policy details
Vet fee cover £15,000 £7,000 £7,000 £3,000
Dental cover Accidents and illness Accidents only Accidents only Accidents only
Pre-existing conditions cover
Cover for conditions that ended 2 years ago
Cover for conditions that ended 2 years ago
Cover for conditions that ended 2 years ago
Unlimited 24/7 video vet calls at no extra cost
Pet house sitter membership £99/yr

What are the most common dental issues for cats and dogs?

It’s always a good idea to get ahead of your pet’s dental problems. Some of the most common signs of poor dental health in cats and dogs include:

  • Red or swollen gums: Red or swollen gums may be a symptom of gingivitis, which can lead to periodontal (gum) disease.

  • Discoloured gums: Dark patches or discolourations on your cat or dog’s gums often indicate periodontal disease.

  • Discoloured teeth: Plaque build-up on and around your cat or dog’s teeth can lead to painful cavities, abscesses, and disease.

  • Chipped teeth: Broken, cracked, or chipped teeth may not be easy to spot, but can be very painful for cats and dogs, cause eating problems, or make your pet vulnerable to infection.

  • Weight loss: Not all dental problems are visible, so if your cat or dog is losing weight quickly, it could be due to a dental health issue that’s preventing them from eating.

  • Eating habits: Dental problems may be behind sudden changes in your cat or dog’s eating habits.

Dental health tips for cats and dogs

While dental cover can help give you peace of mind, there are plenty of things you can do at home to stop health problems before they occur.

Tooth brushing

Brush your pet’s teeth regularly to reduce plaque, and keep them white and strong.


Food and diet

The quality of the food you give your cat or dog, and giving them a healthy, balanced diet, can play a huge part in preventing dental problems.


Healthy treats

Treats aren’t necessarily bad for cats and dogs. Choose vet-recommended brands to reduce plaque and improve dental health.

Chew toys

Playing with chew toys can help cats and dogs enhance the strength of their teeth.

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Health checks

Keep tabs on your cat or dog’s dental health yourself by observing their behaviour and regularly checking their mouths and teeth.

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Regular check-ups

The best way to prevent dental health problems is to book your cat or dog into your local vet for an annual check-up.

Pet dental cover FAQs

Everything else you need to know about your cat or dog’s dental cover or dental health.

What dental work can I claim for on pet insurance?

You can’t claim for regular preventative treatment like a scale and polish, but you can claim for any other dental treatment you’re covered for under your policy.

Your policy documents will say whether dental treatment is covered - and if it’s for accidents only, or for accidents and illnesses.

Does pet insurance cover tooth removal?

If your pet insurance only covers dental treatment for accidents, having your dog or cat’s teeth removed will only be covered if the treatment is needed because of an accident.

For example, if your cat broke a tooth in a fall from the roof, and the tooth needed to be removed as a result.

If you’re covered for accident and illness under our Complete policy, dog and cat tooth removals should be covered as any other illness in your policy would be, as long as you’ve kept up with regular preventative care and veterinary dental appointments.

Sometimes your pet's deciduous teeth (baby teeth) don't naturally fall out as they should and your vet might recommend that they be removed as a preventative measure against plaque build-up and other problems. However, having them removed won’t be covered by your pet insurance unless the problems have been caused by an illness.

How do I make a claim on dental cover?

It’s quick and easy to make a claim online, but you can also claim over the phone by calling 0345 646 1213.

You’ll need to provide details of your pet’s medical history, treatment invoice, or a receipt if payment has already been made.

Why might my claim for dental treatment be refused?

Your dental pet insurance claim could be refused if you haven’t kept up with any regular appointments and preventative care specified in your policy documents.

As a condition of providing our dental cover, we ask that your cat or dog has a dental check with the vet at least once a year and that you follow any vet-recommended treatment within six months.

How do I keep my dog’s teeth healthy?

You can look after your dog’s teeth by brushing them at home. Read our guides to brushing your dog’s teeth and other ways to look after their dental health.

Do dogs’ teeth really need to be cleaned?

Dental disease is common in dogs, and can cause them a lot of pain. Keeping your dog’s teeth clean can not only help prevent disease but a range of other dental problems. 

How much does cat teeth-cleaning cost?

Professional cleaning to address tartar build-up or gingivitis in cats can cost between £150 to £400. That price will vary depending on the vet you choose and the severity of the problem. 

How often should cats get dental cleaning?

How often a pet needs dental cleaning depends on the individual pet's mouth, and level of periodontal disease present. This should be discussed with your veterinarian at each annual visit. Getting a cleaning every 1 to 2 years is what many vets will recommend, though some pets may need it more frequently and some less. Brushing your pet’s teeth at home with a pet safe toothpaste and soft bristled toothbrush is the best thing you can do in between vet visits to promote good oral health.