Does pet insurance cover routine teeth cleaning?

No, we don’t cover routine, preventative care, like an annual scale and polish.

Are dental accidents and dental illness covered the same way?

No. All of our plans cover dental accidents, but only our Standard Care, Standard Care Pre-existing and Complete Care plans cover dental illness, like gum disease. We can only cover dental illnesses if your pet has had an annual dental check-up and you've followed any vet-recommended treatment within six months, too.

Is dental cover included as standard with ManyPets?

Our Standard Care, Standard Care Pre-existing and Complete Care plans include dental illness and accident cover as standard, up to your chosen vet fee limit. Essential Care includes dental accident cover up to £1,000.

Are pre-existing dental problems covered?

The same rules apply for pet dental problems as with any other pre-existing condition: all of our plans cover conditions, including dental, that ended more than two years before your plan started.* If it’s a more recent niggle, our Standard Care Pre-existing plan could cover it, as long as the condition hasn’t had any signs, symptoms, treatment, medication or advice for at least three months.** Please read your handbook for exact T&Cs. *Cover for conditions without signs, symptoms, treatment, medication or advice for two years before policy start date. Read your handbook for exclusions and full terms. **Cover for conditions without signs, symptoms, treatment, medication or advice for three months before policy start date. Read our Standard Care Pre-existing handbook for exclusions and full terms.

What dental work can I claim for on pet insurance?

You can claim for dental treatments caused by unexpected accidents or illnesses, but not for routine maintenance. Please read your handbook for exact cover terms.

Does pet insurance cover tooth removal?

It depends on your plan: To stay covered, you'll need to: Routine or preventative tooth removal isn't covered under any plan. For full terms and conditions, please read your handbook .

Why don't some pet insurance policies cover dental treatment?

Dental problems are incredibly common in pets and can be expensive to treat. But we include dental illness and accident cover as standard (excluding Essential Care, which includes dental accident only) on our plans because we know that a healthy smile means a happy pet. We also cover crowns due to an accident (up to the £1000 limit on Essential Care, up to vet fee limit on Standard Care, Standard Care Pre-existing and Complete Care plans).

How do I make a claim on dental cover?

The best way to claim is to ask your vet to do it for you through the ManyPets Vet Portal . We built the portal with vet teams to make your claim faster - you just need to chat with your vet to see if they are signed up. We recommend this method as it's the fastest way to claim, plus you can track every step in My Account . Your vet may charge you a small admin fee for this, but we can pay the claim directly to your vet - that means less hassle for you. You can also claim through My Account , which allows you to quickly submit any information we'll need, like invoices and your pet's medical history. If you'd prefer to make a claim over the phone or via email, you can get in touch with us - our friendly team is always happy to help. Remember: you can track the progress of your claim by logging into My Account and clicking on 'My claims'. Don't worry if you haven't heard from us yet - if we've emailed you to say we've received your claim, we'll get in touch if we need anything else.

Why might my claim for dental treatment be refused?

Your dental pet insurance claim could be refused if you haven’t kept up with any regular appointments and preventative care specified in your handbook. As a condition of providing our dental cover, we ask that your cat or dog has a dental check with the vet at least once a year and that you follow any vet-recommended treatment within six months.

How do I keep my dog’s teeth healthy?

You can look after your dog’s teeth by brushing them at home. Read our guides to brushing your dog’s teeth and other ways to look after their dental health.

Do dogs’ teeth really need to be cleaned?

Dental disease is common in dogs, and can cause them a lot of pain. Keeping your dog’s teeth clean can not only help prevent disease but a range of other dental problems.

How much does cat teeth-cleaning cost?

Professional cleaning to address tartar build-up or gingivitis in cats can cost between £150 to £400. That price will vary depending on the vet you choose and the severity of the problem.

How often should cats get dental cleaning?

How often a pet needs dental cleaning depends on the individual pet's mouth and the level of periodontal disease present. This should be discussed with your veterinarian at each annual visit. Getting a cleaning every one to two years is what many vets will recommend, though some pets may need it more frequently and some less. Brushing your pet’s teeth at home with a pet-safe toothpaste and soft-bristle toothbrush is the best thing you can do in between vet visits to promote good oral health.

Pet insurance with dental cover

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Does pet insurance cover dental treatment?

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Why include dental cover with a pet insurance plan?

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What makes ManyPets dental cover different?

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Dental cover on our plans

	Complete Care	Standard Care	Standard Care Pre-existing	Essential Care
Plan details
Vet fee cover up to	£20,000	£10,000	£7,000	£5,000
Pre-existing conditions cover
Excess	Once per year (not per condition, like many other insurers)	Once per year (not per condition, like many other insurers)	Once per year (not per condition, like many other insurers)	Once per year (not per condition, like many other insurers)
CT/MRI scan and cruciate ligament surgery				£1,000
Dental illness & accident				Accidents only (Up to £1,000)
Complications from routine treatment
Emergency boarding	£1,000	£1,000	£1,000	£1,000
Death of your pet	£6,000	£1,500	£1,500	£500
Missing or stolen (including advertising)	£6,000	£1,500	£1,500	£500 (excluding replacement costs)
Behaviour treatment