How does Petplan insurance compare to ManyPets?
All ManyPets policies are lifetime which means the vet cover level resets every year you renew so it can cover ongoing illness and conditions throughout the lifetime of your pet.
Petplan has three levels of lifetime cover: Ultimate, Classic Plus and Classic. It also has a time-limited Essential policy with £3,000 cover for 12 months.
The 12 Months policy will only cover an illness for up to 12 months. After that period ends that illness or condition will become excluded and you will no longer be able to make a claim.
ManyPets believe pet insurance should last a pet’s entire life and that's why we only offer lifetime policies. It means pet owners can make a claim for all ongoing medical conditions that develop during the lifetime of their pet.
Petplan's highest level of vet fee cover is £12,000 which by comparison is £3,000 lower than the £15,000 on offer through ManyPets Complete policy.
Both ManyPets and Petplan offer lower cover levels. Petplan's Classic Plus has a vet fee limit of £7,000 and Classic has £4,000. ManyPets' lifetime policies include Regular with up to £7,000 of vet fee cover and a Value policy with £3,000.
ManyPets' policies can cover conditions that ended more than two years ago. We also have a Pre-existing policy that can cover more recent health problems. PetPlan says it treats each pre-existing condition on a case-by-case basis. It may cover conditions that have ended a certain time ago, but is unlikely to be able to cover conditions that will be with your pet for the rest of their life, like arthritis.
ManyPetsalso allow new customers to make an immediate claim if they switch from another pet insurance provider straight to ManyPets. Petplan along with many other pet insurers apply a 14 day waiting period before customers can make a first claim.
Both Petplan and ManyPets have a multi-pet discount available. With Petplan, you can get a £12 per year discount for each pet you have insured. ManyPets offers a 15% discount for each pet pet insured on the same policy.
If you're worried about your pet and need quick advice, ManyPets customers can get free 24/7 unlimited access to video consultations with a qualified veterinary professional with FirstVet. Petplan currently do not provide any video or telephone help service for customers.
Petplan is one of the largest and best known pet insurers in the UK. By comparison, ManyPets are a more recent addition to the pet insurance market. But since launching in 2017, ManyPets now insure over 562,000 cats and dogs.
We've compared the top levels of cover that we and Petplan offer. The table uses our Complete pet insurance policy.