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Co-payments are a fixed percentage you pay towards your pet's treatment. We calculate this percentage from your vet bill minus the excess.
An excess is a set amount you agree to pay towards any claim at the beginning of your policy.
With us, you can choose to pay a 10% or 20% co-payment when your pet is under nine years old to lower your insurance price.
But you must agree to a 20% co-payment when your pet is nine or over at renewal.
Like fixed excesses, co-payments help to make the insurance price more affordable. Learn more about co-payments and excesses on our explainer page.
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