What happens when my pet reaches seven years old?

Unlike some insurers, we continue to insure pets no matter how old they are. However, things will change as your pet gets older.

Co-payment

One of the main things to be aware of is that you'll need to pay a 20% co-payment fee after your pet turns seven years old. Our co-payment explainer tells you what co-payment is and how it works.

Those on our older plans - Complete, Regular, Value and Pre-existing - pay a 20% co-payment fee for claims after their pet turns nine years old. Please see your handbook for exact cover details.