Lifetime (or ‘yearly limit’) insurance covers vet fees up to the stated limit every year. This can be a good option if you're concerned about your pet developing a long-term or recurring illness.
Any ongoing or recurring illnesses can be covered year after year on a lifetime policy, as long as you keep renewing your cover. The level of vet fees will also reset to the full stated limits that you started with at each renewal.
With a lifetime policy, it is important to note that your premiums will be subject to increases each year at renewal.
Lifetime policies are different to 'per condition' policies. For more information on lifetime and which of our policies provide this cover, check out our article here.