There are many different types of pet insurance out there, and different providers will offer various levels of cover. All of our policies offer cover for both accidents and illnesses but that isn't always the case.
Generally, accident-only policies provide a fixed amount of money if your pet has an accident but will not pay out for on-going or one-off illnesses.
However, some policies may include an amount towards the cost of emergency treatment of an illness. Animal Friends offer a policy like this, and you can find more details here.
You can also view more information about different policy types in our guide to dog insurance.