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My Account

  • What do you do with my data?

    We understand that the data we hold about you is your data. Not our data. You grant us access to it on the condition that we'll keep your data safe, treat it with respect and use it to provide better service. When you became a customer, you agreed...
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  • Why do I need a phone number to login to My Account?

    Your phone number is required for logging into your account as part of our Multi-Factor Authentication (MFA) process. This additional security measure helps safeguard your account by sending a verification code to your phone whenever you log in. ...
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  • I cannot login, I am being asked to reset my password

    No need to worry. We've recently implemented additional security measures to enhance our login processes, which include resetting passwords for all our customers as a precautionary step. To proceed, simply create a new password. It's essential to...
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  • Can I change the phone number used to login to My Account?

    Yes, you can change the phone number used to log in to your account. If you wish to update your phone number, simply contact us on 0345 340 4090 or email support@manypets.com. Please note that when you change your phone number, the Multi-Factor...
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  • Can I login to My Account without a phone number?

    Our login process now includes an extra layer of security called Multi-Factor Authentication (MFA) requiring the use of a mobile or landline telephone. When logging in, you'll receive a unique 6-digit code via SMS to your mobile or phone call to...
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Contact Us

  • How to contact us about your policy

    Did you know you can view and edit your policy details via My Account? You can also download your policy documents and submit any claims. If you still need help with your policy, you can contact us via the following: Claims The quickest, most...
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  • How to refer a friend?

    To refer a friend, please go to My Account, select Refer a Friend and register to share. Once you've registered, you can share your unique referral link with a friend, or they can state your name at the checkout when they buy their first policy. ...
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  • I haven't received the validation email to set up My Account

    If you haven't received your validation email to activate your online account, try checking the junk/spam folders in your email. If you still can't find it, please send us a message or give us a call using the contact details below and we'll resend...
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  • Where are my Policy Documents?

    When you purchase a policy with us, we send you a confirmation email with the policy document attached, so please check your emails to make sure this has arrived. Please also check your junk/spam folder, as they can sometimes end up in there...
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  • How do I ask a question about my existing cover?

    You can find out about your cover in your handbook, which we email to you when you buy a plan. You can also access your policy details, your handbook and any important documents in My Account. You can also find our handbooks here. We’re happy to...
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Quotes

  • I don't vaccinate my pet - can you still insure them?

    When a customer purchases a policy with us (either online or over the phone), they are asked to agree to all the declarations and assumptions, including the following: "You understand that you will not be covered for any vaccinable illness unless...
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  • Can I add another pet to my policy?

    Yes, you can. When insuring multiple pets, you can mix and match your plans, choosing the level of cover suitable for each pet and get a multi-pet discount. This works for all of our plans except for our Value £2k and Fixed For Life plans. To get...
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  • Can I insure more than one pet?

    Yes you can! That’s not all. When insuring multiple pets, you can mix and match your plans, choosing the level of cover suitable for each of your pets. It's available on all but our Value 2k policy and is one of the highest multi-pet discounts in...
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  • How do I get a quote for a Cat or Cats?

    We have unique cat insurance policies to fix the things pet owners hate about insurance. Get a quote here.
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  • How do I get a quote?

    You can get a quote by clicking here. You can enter the details for your pet by clicking/tapping on the spaces and typing in or selecting the correct information. You can also call us on 0345 340 4090, and one of the team will be happy to help you...
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Pre-Existing conditions

  • What are bilateral conditions? Do you cover them?

    What is a bilateral condition? A bilateral condition is a medical condition that can happen on both sides of the body. Examples are cruciate ligament issues, slipping knee caps (also known as luxating patella) or joint dysplasia (such as hip or...
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  • Can you cover my pet's pre-existing condition?

    All of our plans cover pre-existing conditions that happened more than two years before your policy start date. We define a pre-existing condition as any condition that's had signs or symptoms or received advice, medication or treatment within two...
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  • Pre-existing Policies explained

    What is a pre-existing condition? We define a pre-existing condition as any condition that's shown signs or symptoms and/or received treatment, medication or advice within two years of a policy's start date. How does pre-existing condition cover...
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  • What is seen as a pre-existing condition?

    We define a pre-existing condition as any condition that's shown signs or symptoms or received treatment, advice or medication within two years of your policy start date or during the 14-day waiting period.
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General Q&As

  • How to contact the claims team

    The best way to submit a new claim, or track the progress of an existing claim, is by logging into My Account. Just click on 'My claims' to view the latest status updates. Don't worry if you haven't heard from us yet - if we've emailed you to say...
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  • How do I make an outstanding payment?

    If a Direct Debit payment fails on the first attempt, don’t worry – your cover will still be in place, and we will simply try again 5 working days later (we’ll also send you a notification to let you know). You don't need to do anything 😊 If the...
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  • When will I receive my refund?

    If you are waiting for a claim to be assessed and paid updates will be provided in My account. For any other refunds, this can take between 5 and 10 working days to reach your bank account.If you've been waiting longer than 10 days and still...
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  • How do I track my claim?

    Tracking your claim is easy. Just log in to My Account and click on 'My claims' to see any status updates. If you haven't heard from us yet, don't worry. If we've emailed you to say we've received your claim, we'll get in touch if we need any more...
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Payments

  • What happens if I miss a monthly payment?

    If you pay your premium by monthly Direct Debit, your payment date will be the same day of the month that your policy first started (the only time this will change is if it falls on a weekend or bank holiday). If a Direct Debit payment fails on the...
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  • Can I pay my premium by monthly Direct Debit?

    You can pay monthly via Direct Debit or card payment. If you pay monthly by Direct Debit, your payment day will be the same day of the month as your policy start date. Some information to remember about your monthly payment: Your Direct Debit...
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  • Can I change my direct debit/monthly payment date?

    Thank you again for insuring your pet with us! 😊 We completely understand why you may want to change your payment date for your policy but due to the way our systems work, we are unable to change Direct Debit dates. This means your payment date...
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  • Can I pay my premium in one annual payment?

    If you’re buying a ManyPets policy for the first time you’ll be able to pay monthly using either Direct Debit or by setting up monthly payments on your debit or credit card. An annual payment option isn’t available. Need help with anything else?...
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Policy Info

  • Do you pay for vet admin fees?

    There are some costs we won't pay. We can't pay for any fees that vets, clinics or hospitals charge that aren't part of your pet's treatment. A few examples include: Admin, registration or referral fees. Fees to complete forms, handle your claim...
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  • Do you cover experimental or unproven treatment?

    For policies purchased or renewed after August 1st, 2024, we won't cover any costs for treatment where: There isn't a lot of evidence of the treatment's effectiveness. There isn't a consensus from the veterinary community on whether it works. It...
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  • What happens if I delay planned treatment?

    We can't pay for costs that happen if you delay treatment. For example, if your pet stays in a clinic or hospital for multiple nights because you decided to prevent, push back or slow down planned treatment. We won't pay for any costs that happen...
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  • I cancelled my policy. Can I reinstate it?

    Please contact us to discuss further.
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  • Do we pay for second opinions?

    We'll only pay for second opinions if we ask for one. We won't pay for a second opinion if we haven't asked. This applies to policies purchased or renewed after August 1st, 2024.
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Renewal

  • How do I renew my policy?

    We will automatically renew your policy so there is no need to contact us unless you wish to make changes to your policy or cancel your renewal. You can request these changes via the following: Online: You can submit your request by using the...
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  • Why has my premium gone up at renewal?

    When we calculate your pet’s premium, we mainly look at three things. 1.  Your pet’s age Just like humans, our pets need more medical care as they get older — and they age much faster than we do! That’s why you can expect their insurance to cost...
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  • What happens at renewal?

    We’ll send your renewal invite 28 days before your policy is due to renew to remind you. Please remember to read through your policy information and make sure it’s right for you and your pets needs. If you’re happy, you don’t need to do anything. ...
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Claims

  • What is unlimited vet support?

    All our customers with vet fee cover can get unlimited, 24/7 online vet advice. We give you unlimited online access to UK-registered vets, so that you can get fast, expert advice if your pet looks unwell or has an injury. Find out how to access...
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  • How do I get an update on my claim?

    You can track your claim by logging into My Account. Just click on 'My claims' to see any status updates. If you haven't heard from us yet, don't worry. If we've emailed you to say we've received your claim, we'll get in touch if we need any more...
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  • How do I make a claim?

    The most convenient way to claim is to ask your vet to do it for you through ManyPets Vet Portal. We built the portal with vet teams to make your claim faster. You just need to chat with your vet to see if they are signed up. We recommend this...
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  • Do I need a claim form?

    Good news: at ManyPets we don't make you do paper forms. Instead, we give you two easy options: Ask your vet to do it for you. We've worked with vets to build a Vet Portal that helps them to submit your claim and supporting information in a couple...
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  • How do I submit a continuation claim for an ongoing condition?

    Remember, for policies purchased or renewed after August 1st, 2024, we’ll ask you to submit all claims within six months of the treatment date. You should submit your claim as soon as possible. For policies purchased before August 1st, 2024, up...
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About Us

  • ManyPets Flea, Tick and Worming

    What is ManyPets Flea, Tick and Worming? The ManyPets Flea, tick and worm plan is our latest commitment to pet parents. We want to help your furry friends stay well and make pet health convenient, accessible and affordable. We've worked closely...
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  • Unsubscribe or Delete your ManyPets Account

    We are sorry to see you go! 😔 Our website allows you to delete your account or to change your email preferences in the “My account” area.  In order to change your email preferences please click here > scroll down to Email preferences and...
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  • Is my cover safe with you?

    In the past 5 years we've helped over 130,000 people find better insurance. Our policies are protected by the FSCS and underwritten by Wakam SA. \*FSCS stands for the Financial Services Compensation Scheme
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  • How do you work with your insurance partners?

    How do you work with your insurance partners? We negotiate discounts directly with our insurance partners for our members. To access these deals, you can join the group that is most appropriate for your needs and get a quote from there. We have...
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Have more questions?

Claiming online

Claiming online is easy, log in to My Account, select the policy you would like to make a claim against and upload your invoices, we’ll do the rest.

Make a claim

Unlimited vet support

All our customers with vet fee cover can get unlimited, 24/7 online vet advice. We give you unlimited online access to UK-registered vets, so that you can get fast, expert advice if your pet looks unwell or has an injury.

Learn more